Featured Savings Rates
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The State Bank and Trust Company

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.15%Reward CheckingSmart Rewards Checking - Level 2
0.02%SavingsStatement Savings
1.85%3-year CD39 Month CD (New Money)

Overview / Commentary
419-783-8950
401 Clinton Street
Defiance, OH 43512

The State Bank and Trust Company is headquartered in Defiance and is the 26th largest bank in the state of Ohio. It is also the 877th largest bank in the nation. It was established in 1902 and as of December of 2017, it had grown to 234 employees at 20 locations. The State Bank and Trust Company has an A+ health rating.

Reviews (1)

Great bank for your needs

I've been banking at The State Bank and Trust Company for several years and have never had a problem. I have both a checking account and savings account put in and take out money from each account monthly. I also bank online sometimes, since the bank has a website that allows you to deposit and take out money online if you choose to do so. It's very convenient for me, since I am not able to get to the bank on some occasions before they close. The only problem I have ever had was forgetting my password, but that was my own fault. Every customer service representative has been very nice to me and I have never had any kind of identity theft. I think it is a worthwhile bank to distribute your funds.



Health
A+

Health Grade Components

Overall
FDIC Certificate #13339
Year Established1902
Employees234
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD12.89%
Annual Interest Income$32.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$875.9MM$814.7MM
LoansQ4 2017vs Q4 2016$692.6MM$641.1MM
DepositsQ4 2017vs Q4 2016$732.8MM$678.6MM
Equity CapitalQ4 2017vs Q4 2016$101.5MM$91.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$7.9MM$7.7MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.7MM$2.7MM
Real Estate OwnedQ4 2017vs Q4 2016$26.00K$992.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The State Bank and Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$50-Statement Savings

The State Bank and Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$100k*-Select Money Market Plus
OTHER TIERS: 0.03% Up to $50k | 0.05% $50k - $100k

The State Bank and Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$20kSmart Rewards Checking - Level 3
OTHER TIERS: 0.05% $20k - $50k | 0.10% $50k+
0.15%*$50k*-Classic Rewards Checking - Level 2
OTHER TIERS: 0.05% Up to $50k
0.15%*$50k*-Smart Rewards Checking - Level 2
OTHER TIERS: 0.05% Up to $50k
0.02%*$20k*-Classic Rewards Checking - Level 1
OTHER TIERS: 0.01% Up to $20k
0.02%*$20k*-Smart Rewards Checking - Level 1
OTHER TIERS: 0.01% Up to $20k

The State Bank and Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%$1k-39 Month CD (New Money)
1.50%$1k-19 Month CD (New Money)
Locations

Availability



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