State Bank (OH)

Overview / Commentary
401 Clinton Street
Defiance, OH 43512

State Bank (OH) is headquartered in Defiance and is the 23rd largest bank in the state of Ohio. It is also the 773rd largest bank in the nation. It was established in 1902 and as of June of 2020, it had grown to 248 employees at 21 locations. State Bank (OH) has an A+ health rating.

Related Posts

View all posts from:

Reviews (1)

Great bank for your needs

I've been banking at The State Bank and Trust Company for several years and have never had a problem. I have both a checking account and savings account put in and take out money from each account monthly. I also bank online sometimes, since the bank has a website that allows you to deposit and take out money online if you choose to do so. It's very convenient for me, since I am not able to get to the bank on some occasions before they close. The only problem I have ever had was forgetting my password, but that was my own fault. Every customer service representative has been very nice to me and I have never had any kind of identity theft. I think it is a worthwhile bank to distribute your funds.


Health Grade Components

FDIC Certificate #13339
Year Established1902
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD7.94%
Annual Interest Income$21.2MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.20B$1.02B
LoansQ2 2020vs Q2 2019$905.3MM$815.8MM
DepositsQ2 2020vs Q2 2019$994.4MM$846.5MM
Equity CapitalQ2 2020vs Q2 2019$141.4MM$133.4MM
Loan Loss AllowanceQ2 2020vs Q2 2019$10.0MM$8.3MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$6.5MM$3.1MM
Real Estate OwnedQ2 2020vs Q2 2019$190.00K$452.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not State Bank (OH); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Bank (OH) Savings Account Rates

0.02%-- High Performance Savings

State Bank (OH) Money Market Rates

0.08%*$100k*-Select Money Market w/ State Bank Checking
OTHER TIERS: 0.03% Up to $50k | 0.05% $50k - $100k

State Bank (OH) Checking Account Rates

1.25%*-$20kSmart Rewards Checking - Level 3
OTHER TIERS: 0.05% $20k - $50k | 0.10% $50k+
0.15%*$50k*-Classic Rewards Checking - Level 2
OTHER TIERS: 0.05% Up to $50k
0.15%*$50k*-Smart Rewards Checking - Level 2
OTHER TIERS: 0.05% Up to $50k
0.02%*$20k*-Classic Rewards Checking - Level 1
OTHER TIERS: 0.01% Up to $20k
0.02%*$20k*-Smart Rewards Checking - Level 1
OTHER TIERS: 0.01% Up to $20k

State Bank (OH) CD Rates

0.60%$1k-13 Month CD - 50% New Money


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.