Overview / Commentary
401 Clinton Street
Defiance, OH 43512

State Bank (OH) is headquartered in Defiance and is the 24th largest bank in the state of Ohio. It is also the 790th largest bank in the nation. It was established in 1902 and as of September of 2018, it had grown to 250 employees at 20 locations. State Bank (OH) has an A+ health rating.

Related Posts

State Bank (OH/IN) Adds 48-Month CD - 5/29/2018

State Bank (OH/IN) has added a 48-month CD, which earn 3.00% APY. Minimum deposit is $1k, with no state balance cap. 50% of the opening deposit must be new money.

Reviews (1)

Great bank for your needs

I've been banking at The State Bank and Trust Company for several years and have never had a problem. I have both a checking account and savings account put in and take out money from each account monthly. I also bank online sometimes, since the bank has a website that allows you to deposit and take out money online if you choose to do so. It's very convenient for me, since I am not able to get to the bank on some occasions before they close. The only problem I have ever had was forgetting my password, but that was my own fault. Every customer service representative has been very nice to me and I have never had any kind of identity theft. I think it is a worthwhile bank to distribute your funds.


Health Grade Components

FDIC Certificate #13339
Year Established1902
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD11.14%
Annual Interest Income$28.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$977.2MM$859.3MM
LoansQ3 2018vs Q3 2017$770.1MM$675.0MM
DepositsQ3 2018vs Q3 2017$804.5MM$720.3MM
Equity CapitalQ3 2018vs Q3 2017$122.0MM$97.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$8.5MM$7.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.4MM$2.4MM
Real Estate OwnedQ3 2018vs Q3 2017$105.00K$94.00K
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Always verify rates and promotions with the bank or credit union. We are not State Bank (OH); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Bank (OH) Savings Account Rates

0.02%-- High Performance Savings

State Bank (OH) Money Market Rates

0.08%*$100k*-Select Money Market Plus
OTHER TIERS: 0.03% Up to $50k | 0.05% $50k - $100k

State Bank (OH) Checking Account Rates

1.25%*-$20kSmart Rewards Checking - Level 3
OTHER TIERS: 0.05% $20k - $50k | 0.10% $50k+
0.15%*$50k*-Classic Rewards Checking - Level 2
OTHER TIERS: 0.05% Up to $50k
0.15%*$50k*-Smart Rewards Checking - Level 2
OTHER TIERS: 0.05% Up to $50k
0.02%*$20k*-Classic Rewards Checking - Level 1
OTHER TIERS: 0.01% Up to $20k
0.02%*$20k*-Smart Rewards Checking - Level 1
OTHER TIERS: 0.01% Up to $20k

State Bank (OH) CD Rates

3.00%$1k-48 Month CD (50% New Money)
2.50%$1k-25 Month CD (50% New Money)
2.25%$1k-18 Month CD (50% New Money)
2.00%$1k-11 Month CD (50% New Money)


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