State Bank (OH) is headquartered in Defiance and is the 24th largest bank in the state of Ohio. It is also the 789th largest bank in the nation. It was established in 1902 and as of December of 2021, it had grown to 260 employees at 24 locations. State Bank (OH) has an A+ health rating.
I've been banking at The State Bank and Trust Company for several years and have never had a problem. I have both a checking account and savings account put in and take out money from each account monthly. I also bank online sometimes, since the bank has a website that allows you to deposit and take out money online if you choose to do so. It's very convenient for me, since I am not able to get to the bank on some occasions before they close. The only problem I have ever had was forgetting my password, but that was my own fault. Every customer service representative has been very nice to me and I have never had any kind of identity theft. I think it is a worthwhile bank to distribute your funds.
Overall | |
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FDIC Certificate # | 13339 |
Year Established | 1902 |
Employees | 260 |
Primary Regulator | FED |
Profit Margin | |
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Return on Assets - YTD | 1.42% |
Return on Equity - YTD | 12.61% |
Annual Interest Income | $41.9MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $1.32B$1.25B |
Loans | Q4 2021vs Q4 2020 | $816.4MM$867.4MM |
Deposits | Q4 2021vs Q4 2020 | $1.14B$1.06B |
Equity Capital | Q4 2021vs Q4 2020 | $152.8MM$143.2MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $13.8MM$12.6MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $3.7MM$6.4MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $2.1MM$23.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.02% | - | - | High Performance Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.08%* | $100k* | - | Select Money Market w/ State Bank Checking | ||
OTHER TIERS: 0.03% → Up to $50k | 0.05% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $1k | - | 27 Month CD - 50% New Money |