Featured Savings Rates
Featured Accounts

The State Bank (IA)

Popular Accounts at this Bank

1.96%5-year CD60 Month CD w/Semi Annual Interest
1.20%1-year CD12 Month CD w/Semi Annual Interest
0.05%SavingsSavings Account

Overview / Commentary
1902 Hill Avenue
Spirit Lake, IA 51360

The State Bank (IA) is headquartered in Spirit Lake and is the 226th largest bank in the state of Iowa. It is also the 4,745th largest bank in the nation. It was established in 1928 and as of December of 2017, it had grown to 14 employees at 2 locations. The State Bank (IA)'s CD rates are 33% higher than the national average, and it has a B+ health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The State Bank (IA) has a relatively low asset base.

Health Grade Components

FDIC Certificate #13715
Year Established1928
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.16%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$72.5MM$70.2MM
LoansQ4 2017vs Q4 2016$50.8MM$49.2MM
DepositsQ4 2017vs Q4 2016$63.7MM$60.6MM
Equity CapitalQ4 2017vs Q4 2016$8.5MM$8.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$843.00K$814.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$396.00K$503.00K
Real Estate OwnedQ4 2017vs Q4 2016$582.00K$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The State Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The State Bank (IA) Savings Account Rates

1.35%--IRA Savings
0.25%*$100k*-Navigator Account
OTHER TIERS: 0.10% Up to $50k | 0.15% $50k - $100k
0.25%--Health Savings Account
0.05%--Savings Account

The State Bank (IA) Money Market Rates

0.30%*$250k*-Money Fund Account
OTHER TIERS: 0.05% Up to $25k | 0.15% $25k - $100k | 0.25% $100k - $250k

The State Bank (IA) Checking Account Rates

0.05%--Now Account

The State Bank (IA) CD Rates

1.96%$1k-18 Month CD w/Semi Annual Interest
1.96%$1k-60 Month CD w/Semi Annual Interest
1.76%$1k-36 Month CD w/Semi Annual Interest
1.51%$1k-24 Month CD w/Semi Annual Interest
1.51%$1k-30 Month Power Saver CD
1.20%$1k-12 Month CD w/Semi Annual Interest
1.00%$1k-9 Month CD
0.70%$1k-6 Month CD
0.50%$1k-3 Month CD

The State Bank (IA) Locations
Terril Branch101 North State StreetTerril, IA 51364
The State Bank1902 Hill AvenueSpirit Lake, IA 51360

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.