The State Bank

Overview / Commentary
124 Colorado Ave
La Junta, CO 81050

The State Bank is headquartered in LA JUNTA and is the 60th largest bank in the state of Colorado. It is also the 3,666th largest bank in the nation. It was established in 1893 and as of December of 2023, it had grown to 26 employees at 5 locations. The State Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #1778
Year Established1893
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD12.32%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$124MM$132.6MM
LoansQ4 2023vs Q4 2022$57.5MM$54.3MM
DepositsQ4 2023vs Q4 2022$103.5MM$114.8MM
Equity CapitalQ4 2023vs Q4 2022$20.3MM$17.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$893K$839K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$280K$0
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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The State Bank Checking Account Rates

1.25%*-$5kRewards Cash Checking
OTHER TIERS: 0.05% $5k+

The State Bank Locations
The State Bank124 Colorado AveLa Junta, CO 81050
The State Bank Branch301 North Main StreetRocky Ford, CO 81067
Falcon Branch7495 Mclaughlin RoadPeyton, CO 80831
Drive-In Facility6 West First StreetLA Junta, CO 81050
Detached Facility901 Elm AvenueRocky Ford, CO 81067

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