The Twin Valley Bank
LOCATIONS
3
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HEALTH RATING
B+
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CURRENT TOP RATE
2.52% APY
60 Month CD Special
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.52% | 5-year CD | 60 Month CD Special 2.50% - Ally Bank High Yield 5 Year CD |
| 0.55% | Savings | Presidential Savings Account |
| 2.01% | 4-year CD | 48 Month CD Special |
Overview / Commentary
The Twin Valley Bank is headquartered in West Alexandria and is the 153rd largest bank in the state of Ohio. It is also the 4,849th largest bank in the nation. It was established in 1888 and as of December of 2017, it had grown to 20 employees at 3 locations. The Twin Valley Bank's money market rates are 3X the national average, and it has a B+ health rating.
Health
B+
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Twin Valley Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 13802 |
| Year Established | 1888 |
| Employees | 20 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.51% |
| Return on Equity - YTD | 4.7% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $66.8MM$61.1MM |
| Loans | Q4 2017vs Q4 2016 | $44.9MM$40.2MM |
| Deposits | Q4 2017vs Q4 2016 | $58.1MM$52.6MM |
| Equity Capital | Q4 2017vs Q4 2016 | $7.0MM$6.9MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $331.00K$311.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $152.00K$13.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $103.00K$115.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Twin Valley Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Presidential Savings Account | ||
| OTHER TIERS: 0.05% → $10 - $1k | 0.20% → $1k - $20k | 0.30% → $20k - $50k | 0.40% → $50k - $100k | |||||
The Twin Valley Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | $500k* | - | Money Market Deposit Account | ||
| OTHER TIERS: 0.15% → $1k - $10k | 0.25% → $10k - $50k | 0.40% → $50k - $100k | 0.55% → $100k - $250k | 1.00% → $250k - $500k | |||||
The Twin Valley Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $1k | - | 60 Month CD Special | |
| 2.01% | $1k | - | 48 Month CD Special | |
| 1.76% | $1k | - | 36 Month CD Special | |
| 1.51% | $1k | - | 24 Month CD Special | |
| 1.30% | $1k | - | 6 Month CD Special |
Locations
| The Twin Valley Bank Locations | ||
|---|---|---|
| Gratis Branch | 14 West Franklin Street | Gratis, OH 45330 |
| The Twin Valley Bank | 2 East Dayton Street | West Alexandria, OH 45381 |
| Eaton Branch | 251 West Washington Jackson Road | Eaton, OH 45320 |