The Twin Valley Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.twinvalleybank.bank

937-839-4628

2 East Dayton Street
West Alexandria, OH 45381-0008

The Twin Valley Bank is headquartered in WEST ALEXANDRIA and is the 117^th largest bank in the state of Ohio. It is also the 3,536^th largest bank in the nation. It was established in 1888 and as of March of 2025, it had grown to 26 employees at 4 locations. The Twin Valley Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	13802
Year Established	1888
Employees	26
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.66%
Return on Equity - YTD	10.87%
Annual Interest Income	$1.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$134.3MM$125.5MM
Loans	Q1 2025vs Q1 2024	$88MM$79.2MM
Deposits	Q1 2025vs Q1 2024	$125.4MM$118.1MM
Equity Capital	Q1 2025vs Q1 2024	$8.4MM$7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$762K$713K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$74K$2K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for The Twin Valley Bank.

Locations

The Twin Valley Bank Locations
Gratis Branch	14 West Franklin Street	Gratis, OH 45330
The Twin Valley Bank	2 E Dayton St	West Alexandria, OH 45381
Eaton Branch	251 West Washington Jackson Road	Eaton, OH 45320
New Lebanon Branch	647 West Main Street	New Lebanon, OH 45345

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