Featured Savings Rates
Featured Accounts

The Twin Valley Bank

Popular Accounts at this Bank

2.52%5-year CD60 Month CD Special
1.30%1-year CD12 Month CD Special
0.55%SavingsPresidential Savings Account

Overview / Commentary
2 East Dayton Street
West Alexandria, OH 45381

The Twin Valley Bank is headquartered in West Alexandria and is the 152nd largest bank in the state of Ohio. It is also the 4,883rd largest bank in the nation. It was established in 1888 and as of September of 2017, it had grown to 20 employees at 3 locations. The Twin Valley Bank's CD rates are 44% higher than the national average, and it has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Twin Valley Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #13802
Year Established1888
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD4.44%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$66.6MM$59.3MM
LoansQ3 2017vs Q3 2016$43.6MM$40.3MM
DepositsQ3 2017vs Q3 2016$57.8MM$50.7MM
Equity CapitalQ3 2017vs Q3 2016$7.1MM$6.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$333.00K$302.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$140.00K$13.00K
Real Estate OwnedQ3 2017vs Q3 2016$103.00K$506.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Twin Valley Bank Savings Account Rates

0.55%*$100k*-Presidential Savings Account
OTHER TIERS: 0.05% $10 - $1k | 0.20% $1k - $20k | 0.30% $20k - $50k | 0.40% $50k - $100k

The Twin Valley Bank Money Market Rates

0.55%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $50k | 0.40% $50k - $100k

The Twin Valley Bank CD Rates

2.52%$1k-60 Month CD Special
2.01%$1k-48 Month CD Special
1.76%$1k-36 Month CD Special
1.51%$1k-24 Month CD Special
1.30%$1k-12 Month CD Special

The Twin Valley Bank Locations
Gratis Branch14 West Franklin StreetGratis, OH 45330
The Twin Valley Bank2 East Dayton StreetWest Alexandria, OH 45381
Eaton Branch251 West Washington Jackson RoadEaton, OH 45320