The Twin Valley Bank
LOCATIONS
3
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HEALTH RATING
B+
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CURRENT TOP RATE
3.02% APY
36 Month CD Special
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.52% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.55% | Savings | |
| 3.02% | 3-year CD | 1.86% - National Average |
Overview / Commentary
The Twin Valley Bank is headquartered in West Alexandria and is the 149th largest bank in the state of Ohio. It is also the 4,651st largest bank in the nation. It was established in 1888 and as of September of 2018, it had grown to 21 employees at 3 locations. The Twin Valley Bank's money market rates are 3X the national average, and it has a B+ health rating.
Health
B+
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Twin Valley Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 13802 |
| Year Established | 1888 |
| Employees | 21 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.44% |
| Return on Equity - YTD | 4.18% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $68.7MM$66.6MM |
| Loans | Q3 2018vs Q3 2017 | $45.8MM$43.6MM |
| Deposits | Q3 2018vs Q3 2017 | $59.8MM$57.8MM |
| Equity Capital | Q3 2018vs Q3 2017 | $7.2MM$7.1MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $281.00K$333.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $83.00K$140.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $86.00K$103.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Twin Valley Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Presidential Savings Account | ||
| OTHER TIERS: 0.05% → $10 - $1k | 0.20% → $1k - $20k | 0.30% → $20k - $50k | 0.40% → $50k - $100k | |||||
The Twin Valley Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | $500k* | - | Money Market Deposit Account | ||
| OTHER TIERS: 0.15% → $1k - $10k | 0.25% → $10k - $50k | 0.40% → $50k - $100k | 0.55% → $100k - $250k | 1.00% → $250k - $500k | |||||
The Twin Valley Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.02% | $1k | - | 36 Month CD Special | |
| 2.77% | $1k | - | 24 Month CD Special | |
| 2.52% | $1k | - | 12 Month CD Special | |
| 2.01% | $1k | - | 6 Month CD Special |
Locations
| The Twin Valley Bank Locations | ||
|---|---|---|
| Gratis Branch | 14 West Franklin Street | Gratis, OH 45330 |
| The Twin Valley Bank | 2 East Dayton Street | West Alexandria, OH 45381 |
| Eaton Branch | 251 West Washington Jackson Road | Eaton, OH 45320 |