Featured Savings Rates
Featured Accounts

The Upstate National Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.61%5-year CD5 Year CD
1.11%1-year CD1 Year CD
0.25%SavingsRegular Savings

Overview / Commentary
800-543-9064
729 Proctor Ave
Ogdensburg, NY 13669

The Upstate National Bank is headquartered in Ogdensburg and is the 137th largest bank in the state of New York. It is also the 4,193rd largest bank in the nation. It was established in 1922 and as of December of 2016, it had grown to 23 employees at 4 locations. The Upstate National Bank's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #13748
Year Established1922
Employees23
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD4.69%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$109.6MM$100.9MM
LoansQ4 2016vs Q4 2015$81.5MM$73.7MM
DepositsQ4 2016vs Q4 2015$96.3MM$77.9MM
Equity CapitalQ4 2016vs Q4 2015$13.3MM$12.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.1MM$1.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$366.00K$814.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Upstate National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$5k-Gold Pyramid Elite Relationship Savings
0.25%$20-Regular Savings
0.25%--Christmas Club - Ogdensburg & Philadelphia NY Area Markets Only

The Upstate National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$250k*-Money Market Deposit Account
OTHER TIERS: 0.25% $5k - $10k | 0.35% $10k - $100k | 0.50% $100k - $250k

The Upstate National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$150k*-Super NOW Checking
OTHER TIERS: 0.15% $2,500 - $10k | 0.25% $10k - $50k | 0.35% $50k - $150k
0.25%*$5k*-Regular NOW Checking
OTHER TIERS: 0.15% $500 - $5k
0.22%$5k-Gold Pyramid Elite Relationship Checking

The Upstate National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-3 Year CD
1.61%$1k-4 Year CD
1.61%$1k-5 Year CD
1.51%$1k-30 Month CD
1.46%$1k-2 Year CD
1.26%$1k-18 Month CD
1.11%$1k-1 Year CD
0.35%$1k-9 Month CD
0.25%$1k-6 Month CD
0.10%$1k-3 Month CD

The Upstate National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-3 Year IRA
1.61%$1k-4 Year IRA
1.61%$1k-5 Year IRA
1.51%$1k-30 Month IRA
1.46%$1k-2 Year IRA
1.26%$1k-18 Month IRA
1.11%$1k-1 Year IRA
Locations


The Upstate National Bank Locations
The Upstate National Bank729 Proctor AveOgdensburg, NY 13669
Philadelphia Branch77 Main StreetPhiladelphia, NY 13673
Harro-East Branch150 State Street, Third FloorRochester, NY 14614