The Upstate National Bank

Overview / Commentary
150 State Street, Suite 320
Rochester, NY 14614

The Upstate National Bank is headquartered in Ogdensburg and is the 103rd largest bank in the state of New York. It is also the 2,813th largest bank in the nation. It was established in 1922 and as of December of 2021, it had grown to 20 employees at 4 locations. The Upstate National Bank has an A health rating.

Reviews (1)

New Money!

Posted by: |

They are not accepting any new money any more!


Health Grade Components

FDIC Certificate #13748
Year Established1922
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.33%
Return on Equity - YTD15.08%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$247.7MM$204.6MM
LoansQ4 2021vs Q4 2020$208.1MM$175.2MM
DepositsQ4 2021vs Q4 2020$209.3MM$174.0MM
Equity CapitalQ4 2021vs Q4 2020$21.6MM$19.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.2MM$1.8MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$0$0
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Upstate National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Upstate National Bank Savings Account Rates

0.05%--Regular Savings
0.05%$2-Christmas Club - Ogdensburg & Philadelphia NY Area Markets Only

The Upstate National Bank Money Market Rates

0.40%*$250k*-Money Market Deposit Account
OTHER TIERS: 0.10% $5k - $10k | 0.20% $10k - $100k | 0.30% $100k - $250k

The Upstate National Bank Checking Account Rates

0.20%*$150k*-Super NOW Checking
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $50k | 0.15% $50k - $150k
0.10%*$5k*-Regular NOW Checking
OTHER TIERS: 0.05% $500 - $5k

The Upstate National Bank CD Rates

0.75%$50k-60 Month CD
0.65%$50k-48 Month CD
0.55%$50k-36 Month CD
0.50%$50k-30 Month CD
0.45%$50k-24 Month CD
0.40%$50k-18 Month CD
0.35%$50k-12 Month CD
0.25%$1k-6 Month CD

The Upstate National Bank IRA Rates

0.75%$50k-60 Month IRA
0.65%$50k-48 Month IRA
0.55%$50k-36 Month IRA
0.50%$50k-30 Month IRA
0.45%$50k-24 Month IRA
0.40%$50k-18 Month IRA
0.35%$50k-12 Month IRA

The Upstate National Bank Locations
Ogdensburg Branch729 Proctor AveOgdensburg, NY 13669
Philadelphia Branch77 Main StreetPhiladelphia, NY 13673
Rochester, NY Headquarters150 State Street, Suite 320Rochester, NY 14614

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.