The Upstate National Bank is headquartered in Ogdensburg and is the 103rd largest bank in the state of New York. It is also the 2,813th largest bank in the nation. It was established in 1922 and as of December of 2021, it had grown to 20 employees at 4 locations. The Upstate National Bank has an A health rating.
Overall | |
---|---|
FDIC Certificate # | 13748 |
Year Established | 1922 |
Employees | 20 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.33% |
Return on Equity - YTD | 15.08% |
Annual Interest Income | $9.1MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $247.7MM$204.6MM |
Loans | Q4 2021vs Q4 2020 | $208.1MM$175.2MM |
Deposits | Q4 2021vs Q4 2020 | $209.3MM$174.0MM |
Equity Capital | Q4 2021vs Q4 2020 | $21.6MM$19.3MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $2.2MM$1.8MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $0$0 |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not The Upstate National Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Regular Savings | |
0.05% | $2 | - | Christmas Club - Ogdensburg & Philadelphia NY Area Markets Only |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $250k* | - | Money Market Deposit Account | ||
OTHER TIERS: 0.10% → $5k - $10k | 0.20% → $10k - $100k | 0.30% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | $50k | - | 60 Month CD | |
0.65% | $50k | - | 48 Month CD | |
0.55% | $50k | - | 36 Month CD | |
0.50% | $50k | - | 30 Month CD | |
0.45% | $50k | - | 24 Month CD | |
0.40% | $50k | - | 18 Month CD | |
0.35% | $50k | - | 12 Month CD | |
0.25% | $1k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | $50k | - | 60 Month IRA | |
0.65% | $50k | - | 48 Month IRA | |
0.55% | $50k | - | 36 Month IRA | |
0.50% | $50k | - | 30 Month IRA | |
0.45% | $50k | - | 24 Month IRA | |
0.40% | $50k | - | 18 Month IRA | |
0.35% | $50k | - | 12 Month IRA |
The Upstate National Bank Locations | ||
---|---|---|
Ogdensburg Branch | 729 Proctor Ave | Ogdensburg, NY 13669 |
Philadelphia Branch | 77 Main Street | Philadelphia, NY 13673 |
Rochester, NY Headquarters | 150 State Street, Suite 320 | Rochester, NY 14614 |