The Upstate National Bank is headquartered in Ogdensburg and is the 106th largest bank in the state of New York. It is also the 3,010th largest bank in the nation. It was established in 1922 and as of December of 2020, it had grown to 21 employees at 4 locations. The Upstate National Bank has an A+ health rating.
Overall | |
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FDIC Certificate # | 13748 |
Year Established | 1922 |
Employees | 21 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 1.15% |
Return on Equity - YTD | 11.32% |
Annual Interest Income | $8.0MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $205.1MM$164.7MM |
Loans | Q4 2020vs Q4 2019 | $175.2MM$136.1MM |
Deposits | Q4 2020vs Q4 2019 | $174.0MM$125.1MM |
Equity Capital | Q4 2020vs Q4 2019 | $19.8MM$17.4MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.8MM$1.4MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $0$0 |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $5k | - | Gold Pyramid Elite Relationship Savings | |
0.05% | - | - | Regular Savings | |
0.05% | $2 | - | Christmas Club - Ogdensburg & Philadelphia NY Area Markets Only |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $250k* | - | Money Market Deposit Account | ||
OTHER TIERS: 0.10% → $5k - $10k | 0.20% → $10k - $100k | 0.30% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.65% | $50k | - | 60 Month CD | |
0.55% | $50k | - | 48 Month CD | |
0.45% | $50k | - | 36 Month CD | |
0.40% | $50k | - | 30 Month CD | |
0.35% | $50k | - | 24 Month CD | |
0.30% | $50k | - | 18 Month CD | |
0.25% | $50k | - | 12 Month CD | |
0.15% | $1k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.65% | $50k | - | 60 Month IRA | |
0.55% | $50k | - | 48 Month IRA | |
0.45% | $50k | - | 36 Month IRA | |
0.40% | $50k | - | 30 Month IRA | |
0.35% | $50k | - | 24 Month IRA | |
0.30% | $50k | - | 18 Month IRA | |
0.25% | $50k | - | 12 Month IRA |
The Upstate National Bank Locations | ||
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Ogdensburg Branch | 729 Proctor Ave | Ogdensburg, NY 13669 |
Philadelphia Branch | 77 Main Street | Philadelphia, NY 13673 |
Rochester, NY Headquarters | 150 State Street, Suite 320 | Rochester, NY 14614 |