The Upstate National Bank

Overview / Commentary
150 State Street, Suite 320
Rochester, NY 14614

The Upstate National Bank is headquartered in Ogdensburg and is the 98th largest bank in the state of New York. It is also the 2,689th largest bank in the nation. It was established in 1922 and as of June of 2022, it had grown to 21 employees at 4 locations. The Upstate National Bank has an A health rating.

Reviews (1)

New Money!

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They are not accepting any new money any more!


Health Grade Components

FDIC Certificate #13748
Year Established1922
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD17.73%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$262.8MM$231.6MM
LoansQ2 2022vs Q2 2021$224.8MM$201.2MM
DepositsQ2 2022vs Q2 2021$209.3MM$194.8MM
Equity CapitalQ2 2022vs Q2 2021$20.9MM$20.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.4MM$2.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$0$0
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for The Upstate National Bank are currently being reviewed.


The Upstate National Bank Locations
Ogdensburg Branch729 Proctor AveOgdensburg, NY 13669
Philadelphia Branch77 Main StreetPhiladelphia, NY 13673
Rochester, NY Headquarters150 State Street, Suite 320Rochester, NY 14614

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