The Upstate National Bank

Overview / Commentary
729 Proctor Ave
Ogdensburg, NY 13669

The Upstate National Bank is headquartered in Ogdensburg and is the 114th largest bank in the state of New York. It is also the 3,144th largest bank in the nation. It was established in 1922 and as of June of 2020, it had grown to 22 employees at 4 locations. The Upstate National Bank's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Reviews (1)

New Money!

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They are not accepting any new money any more!


Health Grade Components

FDIC Certificate #13748
Year Established1922
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.98%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$183.0MM$146.6MM
LoansQ2 2020vs Q2 2019$154.8MM$116.5MM
DepositsQ2 2020vs Q2 2019$141.6MM$102.6MM
Equity CapitalQ2 2020vs Q2 2019$18.6MM$16.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.5MM$1.3MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$0$0
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not The Upstate National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Upstate National Bank Savings Account Rates

0.20%$5k-Gold Pyramid Elite Relationship Savings
0.05%--Regular Savings
0.05%$2-Christmas Club - Ogdensburg & Philadelphia NY Area Markets Only

The Upstate National Bank Money Market Rates

0.50%*$250k*-Money Market Deposit Account
OTHER TIERS: 0.15% $5k - $10k | 0.25% $10k - $100k | 0.40% $100k - $250k

The Upstate National Bank Checking Account Rates

0.20%*$150k*-Super NOW Checking
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $50k | 0.15% $50k - $150k
0.10%$5k-Gold Pyramid Elite Relationship Checking
0.10%*$5k*-Regular NOW Checking
OTHER TIERS: 0.05% $500 - $5k

The Upstate National Bank CD Rates

0.70%$50k-60 Month CD
0.60%$50k-48 Month CD
0.50%$50k-36 Month CD
0.45%$50k-30 Month CD
0.40%$50k-24 Month CD
0.35%$50k-18 Month CD
0.30%$50k-12 Month CD
0.20%$1k-6 Month CD

The Upstate National Bank IRA Rates

0.70%$50k-60 Month IRA
0.60%$50k-48 Month IRA
0.50%$50k-36 Month IRA
0.45%$50k-30 Month IRA
0.40%$50k-24 Month IRA
0.35%$50k-18 Month IRA
0.30%$50k-12 Month IRA

The Upstate National Bank Locations
The Upstate National Bank729 Proctor AveOgdensburg, NY 13669
Philadelphia Branch77 Main StreetPhiladelphia, NY 13673
Harro-East Branch150 State Street, Third FloorRochester, NY 14614

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