Thinkwise Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.thinkwisecu.org

909-882-2911

599 N E St
San Bernardino, CA 92401

Thinkwise Credit Union is headquartered in San Bernardino and is the 145^th largest credit union in the state of California. It is also the 1,699^th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 26 employees and 6,009 members at 2 locations. Thinkwise Credit Union has an A health rating.

Field of Membership Restrictions

Thinkwise Credit Union membership is offered to those employed by public and private charter schools, colleges, universities, parochial schools and school districts in Orange, Riverside and San Bernardino counties.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	7770
Year Chartered	1952
Employees	26
Primary Regulator

Profit Margin
Return on Assets - YTD	0.29%
Return on Equity - YTD	3.16%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$116.9MM$113.5MM
Loans	Q1 2025vs Q1 2024	$57.8MM$66.4MM
Deposits	Q1 2025vs Q1 2024	$105.7MM$101.7MM
Equity Capital	Q1 2025vs Q1 2024	$10.7MM$10.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$699K$1.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$384K$658K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Thinkwise Credit Union are currently being reviewed.

Locations

Thinkwise Credit Union Locations
Branch Office	1270 Renaissance Pkwy	Rialto, CA 92376
Corporate Office	599 N E St	San Bernardino, CA 92401

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