3Rivers Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.51% | Reward Checking | Rhythm Checking 1.76% - National Average |
| 1.30% | 5-year CD | 59 Month Bump Rate CD 1.85% - Synchrony Bank 60 Month CD |
| 0.45% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
3Rivers Federal Credit Union is headquartered in Fort Wayne and is the 11th largest credit union in the state of Indiana. It is also the 317th largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 246 employees and 71,395 members at 18 locations. 3Rivers Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, volunteer or attend school in Adams, Allen, DeKalb, Huntington, Noble, Wells, or Whitley counties of Indiana; or work for a company that offers membership as a benefit to its employees in Auglaize County, Ohio.
See current membership details
Related Posts
A Great Credit Union
We have used Three Rivers Credit Union for our most recent auto loan. In addition, we created a checking account and college accounts for our kids. They have lots of branches in the Fort Wayne area, their staff is friendly, and they also have convenient hours at their locations (which are also in grocery stores, making it even easier to use). We love using TRFCU!
Three Rivers Is A Credit Union You Want To Avoid.......
I had an account with this credit union for about two years. Although they have some nice people working for them, every function of doing business with them had a problem of some sort. From opening the account with errors, to having periodic problems with online banking, to errors made when ultimately closing the account, this credit union required continuous conversations with customer service. I was exhausted by the time I closed the account. My last chuckle is when they swore I wouldn't have to pay anything to close my account, yet they issued my closing funds in a money order and charged me for the money order itself. I'm glad to pay that fee to be rid of them. Stay away if you value your time and sanity. Their daily business practices are riddled with error after error. Good luck.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 159 |
| Year Chartered | 1935 |
| Employees | 246 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.66% |
| Return on Equity - YTD | 11.71% |
| Annual Interest Income | $15.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $839.3MM$772.2MM |
| Loans | Q2 2016vs Q2 2015 | $569.0MM$519.9MM |
| Deposits | Q2 2016vs Q2 2015 | $652.8MM$621.0MM |
| Equity Capital | Q2 2016vs Q2 2015 | $117.6MM$100.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $4.2MM$3.8MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $2.5MM$4.1MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $9.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not 3Rivers Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
3Rivers Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 5.12%* | - | $500 | Livin' Free Savings | ||
| OTHER TIERS: 0.10% → $500+ | |||||
| 0.30% | $25 | - | IRA Savings | ||
| 0.30% | $25 | - | Roth IRA Savings | ||
| 0.30% | $25 | - | CESA Savings | ||
| 0.15%* | $25k* | - | Health Savings Account (HSA) | ||
| OTHER TIERS: 0.10% → Up to $25k | |||||
| 0.10% | $25 | - | Standard Savings | ||
3Rivers Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $75k* | - | Money Plus Money Market | ||
| OTHER TIERS: 0.10% → $10k - $35k | 0.15% → $35k - $75k | |||||
| 0.15%* | $25k* | - | OMA Money Market | ||
| OTHER TIERS: 0.10% → Up to $25k | |||||
3Rivers Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | - | $10k | Rhythm Checking | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
| 0.15%* | $25k* | - | RewardChecking | ||
| OTHER TIERS: 0.10% → Up to $25k | |||||
| 0.15%* | $25k* | - | Smart Business Checking | ||
| OTHER TIERS: 0.10% → Up to $25k | |||||
3Rivers Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35% | $1k | - | 60 Month CD | |
| 1.30% | $1k | - | 59 Month Bump Rate CD | |
| 1.20% | $1k | - | 48 Month CD | |
| 0.85% | $1k | - | 36 Month CD | |
| 0.70% | $1k | - | 30 Month CD | |
| 0.65% | $1k | - | 24 Month CD | |
| 0.55% | $1k | - | 18 Month CD | |
| 0.45% | $1k | - | 12 Month CD | |
| 0.25% | $500 | - | 6 Month CD | |
| 0.10% | $500 | - | 3 Month CD |
3Rivers Federal Credit Union has 18 locations. Click to view all 3Rivers Federal Credit Union locations.