3Rivers Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | Reward Checking | Reward Checking 1.95% - National Average |
| 1.65% | 5-year CD | 59 Month Bump Rate CD |
| 0.65% | 1-year CD | 12 Month CD |
3Rivers Federal Credit Union is headquartered in Fort Wayne and is the 11th largest credit union in the state of Indiana. It is also the 307th largest credit union in the nation. It was established in 1935 and as of March of 2018, it had grown to 276 employees and 74,460 members at 16 locations. 3Rivers Federal Credit Union's money market rates are 4X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in 3Rivers Federal Credit Union is open to those who reside, attend school, work or volunteer in Allen, Adams, DeKalb, Noble, Huntington, Wells, or Whitley counties of Indiana. Employees of a company that offers membership as a benefit in Auglaize County, Ohio may also join.
See current membership details
Related Posts
Great Experience
Ive been banking with them for a few years now. Everything is and has been going great their cs is on point and rates are very competitive. I even refinanced with them last year for a huge intrest rate reduction. Recommended for anyone in the greater FW area
A Great Credit Union
We have used Three Rivers Credit Union for our most recent auto loan. In addition, we created a checking account and college accounts for our kids. They have lots of branches in the Fort Wayne area, their staff is friendly, and they also have convenient hours at their locations (which are also in grocery stores, making it even easier to use). We love using TRFCU!
Three Rivers Is A Credit Union You Want To Avoid.......
I had an account with this credit union for about two years. Although they have some nice people working for them, every function of doing business with them had a problem of some sort. From opening the account with errors, to having periodic problems with online banking, to errors made when ultimately closing the account, this credit union required continuous conversations with customer service. I was exhausted by the time I closed the account. My last chuckle is when they swore I wouldn't have to pay anything to close my account, yet they issued my closing funds in a money order and charged me for the money order itself. I'm glad to pay that fee to be rid of them. Stay away if you value your time and sanity. Their daily business practices are riddled with error after error. Good luck.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 159 |
| Year Chartered | 1935 |
| Employees | 276 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.31% |
| Return on Equity - YTD | 9.19% |
| Annual Interest Income | $9.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $972.2MM$897.7MM |
| Loans | Q1 2018vs Q1 2017 | $722.6MM$643.6MM |
| Deposits | Q1 2018vs Q1 2017 | $754.9MM$715.5MM |
| Equity Capital | Q1 2018vs Q1 2017 | $138.7MM$123.6MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $5.4MM$4.7MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $2.4MM$2.5MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $59.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not 3Rivers Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
3Rivers Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 5.12%* | - | $500 | Livin' Free Savings | ||
| OTHER TIERS: 0.10% → $500+ | |||||
| 0.50% | $25 | - | IRA Savings | ||
| 0.15%* | $25k* | - | Health Savings Account (HSA) | ||
| OTHER TIERS: 0.10% → Up to $25k | |||||
| 0.10% | - | - | Standard Savings | ||
3Rivers Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.77%* | $500k* | - | Index Money Market | ||
| OTHER TIERS: 0.25% → Up to $100k | 1.26% → $100k - $250k | 1.51% → $250k - $500k | |||||
| 0.75%* | $500k* | - | Money Plus Money Market | ||
| OTHER TIERS: 0.25% → $10k - $35k | 0.30% → $35k - $75k | 0.40% → $75k - $125k | 0.50% → $125k - $500k | |||||
| 0.25%* | $25k* | - | OMA Money Market | ||
| OTHER TIERS: 0.20% → Up to $25k | |||||
3Rivers Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | - | $10k | Rhythm Checking | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
| 0.40%* | $75k* | - | Reward Checking | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $75k | |||||
| 0.15%* | $25k* | - | Business Plus Checking | ||
| OTHER TIERS: 0.10% → Up to $25k | |||||
| 0.15%* | $25k* | - | Community Checking | ||
| OTHER TIERS: 0.10% → Up to $25k | |||||
3Rivers Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.28% | $5k | - | Choose Your Term CD Special | |
| 1.70% | $1k | - | 60 Month CD | |
| 1.65% | $1k | - | 59 Month Bump Rate CD | |
| 1.40% | $1k | - | 48 Month CD | |
| 1.30% | $1k | - | 36 Month CD | |
| 1.15% | $1k | - | 30 Month CD | |
| 1.10% | $1k | - | 24 Month CD | |
| 1.00% | $1k | - | 18 Month CD | |
| 0.65% | $1k | - | 12 Month CD | |
| 0.45% | $500 | - | 6 Month CD | |
| 0.20% | $500 | - | 3 Month CD |
3Rivers Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.70% | $1k | - | 60 Month IRA | |
| 1.65% | $1k | - | 59 Month Bump Rate IRA | |
| 1.40% | $1k | - | 48 Month IRA | |
| 1.30% | $1k | - | 36 Month IRA | |
| 1.15% | $1k | - | 30 Month IRA | |
| 1.10% | $1k | - | 24 Month IRA | |
| 1.00% | $1k | - | 18 Month IRA | |
| 0.65% | $1k | - | 12 Month IRA | |
| 0.45% | $500 | - | 6 Month IRA | |
| 0.20% | $500 | - | 3 Month IRA |
