Thumb National Bank and Trust Company is headquartered in PIGEON and is the 23rd largest bank in the state of Michigan. It is also the 1,449th largest bank in the nation. It was established in 1895 and as of March of 2025, it had grown to 104 employees at 14 locations. Thumb National Bank and Trust Company's money market rates are 3X the national average, and it has an A health rating.
Overall | |
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FDIC Certificate # | 14513 |
Year Established | 1895 |
Employees | 104 |
Primary Regulator | FED |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.41% |
Return on Equity - YTD | 16.06% |
Annual Interest Income | $8.1MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $659.1MM$617.1MM |
Loans | Q1 2025vs Q1 2024 | $354MM$311.6MM |
Deposits | Q1 2025vs Q1 2024 | $596.7MM$561.1MM |
Equity Capital | Q1 2025vs Q1 2024 | $59.7MM$54.2MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $4.1MM$3.8MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $163K$222K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$556K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $10 | - | Christmas/Vacation Club Savings Account | |
0.05% | $0 | - | Personal Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.41%* | $75k* | - | Tiered Money Market Account | ||
OTHER TIERS: 0.05% → $0 - $5k | 0.07% → $5k - $25k | 0.12% → $25k - $50k | 0.50% → $50k - $75k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.02% | $0 | - | Secure Checking Plus Account |
Thumb National Bank and Trust Company Locations | ||
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Bay City-Wilder Road Branch | 2985 East Wilder Road | Bay City, MI 48706 |
Cass City Road Branch | 6128 East Cass City Road | Elkland Township, MI 48726 |
Bay City-Center Road Office Branch | 708 Center Ave, Suite 1 | Bay City, MI 48708 |
Caseville Branch | 7100 Main Street | Caseville, MI 48725 |
Thumb National Bank and Trust Company | 7254 Michigan Ave | Pigeon, MI 48755 |
Bad Axe Branch | 1 E. Huron Ave Suite A | Bad Axe, MI 48413 |
Marlette Branch | 2592 South Van Dyke Road | Marlette, MI 48453 |