Thumb National Bank and Trust Company

Overview / Commentary
7254 Michigan Avenue
Pigeon, MI 48755

Thumb National Bank and Trust Company is headquartered in PIGEON and is the 24th largest bank in the state of Michigan. It is also the 1,514th largest bank in the nation. It was established in 1895 and as of December of 2023, it had grown to 107 employees at 13 locations. Thumb National Bank and Trust Company's money market rates are 4X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #14513
Year Established1895
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD10.7%
Annual Interest Income$25.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$610.1MM$379.2MM
LoansQ4 2023vs Q4 2022$320.7MM$208.4MM
DepositsQ4 2023vs Q4 2022$544.2MM$357.4MM
Equity CapitalQ4 2023vs Q4 2022$54MM$20.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$3.7MM$2.6MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$221K$58K
Real Estate OwnedQ4 2023vs Q4 2022$870K$0
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Always verify rates and promotions with the bank or credit union. We are not Thumb National Bank and Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Thumb National Bank and Trust Company Savings Account Rates

0.05%$10-Christmas/Vacation Club Savings Account
0.05%--Personal Savings Account

Thumb National Bank and Trust Company Money Market Rates

1.66%*$75k*-Tiered Money Market Account
OTHER TIERS: 0.05% Up to $5k | 0.07% $5k - $25k | 0.12% $25k - $50k | 0.55% $50k - $75k

Thumb National Bank and Trust Company Checking Account Rates

0.02%--Secure Checking Plus Account

Thumb National Bank and Trust Company CD Rates

2.52%$500-1 Year CD
2.02%$1k-6 Month CD
0.90%$500-5 Year CD
0.75%$500-4 Year CD
0.65%$500-3 Year CD
0.60%$500-30 Month CD
0.55%$500-2 Year CD
0.50%$500-18 Month CD
0.45%$500-15 Month CD
0.40%$500-9 Month CD
0.30%$1k-100 Day CD
0.30%$5k-7 Month No Penalty CD
0.15%$500-1 Month CD

Thumb National Bank and Trust Company IRA Rates

2.52%$50-1 Year Traditional IRA
0.90%$50-5 Year Traditional IRA
0.75%$50-4 Year Traditional IRA
0.65%$50-3 Year Traditional IRA
0.60%$50-30 Month Traditional IRA
0.55%$50-2 Year Traditional IRA
0.50%$50-18 Month Traditional IRA
0.45%$50-15 Month Traditional IRA
0.40%$50-9 Month Traditional IRA

Thumb National Bank and Trust Company Locations
Bay City-Wilder Road Branch2985 East Wilder RoadBay City, MI 48706
Cass City Road Branch6128 East Cass City RoadElkland Township, MI 48726
Bay City-Center Road Office Branch708 Center Ave, Suite 1Bay City, MI 48708
Caseville Branch7100 Main StreetCaseville, MI 48725
Thumb National Bank and Trust Company7254 Michigan AvePigeon, MI 48755
Bad Axe Branch1 E. Huron Ave Suite ABad Axe, MI 48413
Marlette Branch2592 South Van Dyke RoadMarlette, MI 48453

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