Thunderbolt Area Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B+
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CURRENT TOP RATE
3.00% APY
IRA Savings
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Overview / Commentary
Thunderbolt Area Federal Credit Union is headquartered in Millville and is the 49th largest credit union in the state of New Jersey. It is also the 2,605th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 6 employees and 3,362 members at 1 location. Thunderbolt Area Federal Credit Union's savings rates are 4X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership to Thunderbolt Area Federal Credit Union is open members of select employee groups and their families; and those who live, work, worship or attend to school in Millville, New Jersey.
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Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Thunderbolt Area Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7289 |
| Year Chartered | 1951 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.61% |
| Return on Equity - YTD | 13.25% |
| Annual Interest Income | $464K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $41.2MM$37.5MM |
| Loans | Q1 2025vs Q1 2024 | $10.2MM$10.6MM |
| Deposits | Q1 2025vs Q1 2024 | $36.3MM$33.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.9MM$4.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $274K$295K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $142K$160K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |