Tidemark Federal Credit Union is headquartered in Seaford and is the 3rd largest credit union in the state of Delaware. It is also the 785th largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 60 employees and 21,911 members at 8 locations. Tidemark Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Tidemark Federal Credit Union is open to those who live, work, worship, or attend school in the Delaware counties of Kent or Sussex, or the Maryland counties of Somerset, Wicomico, or Worcester. Family and household members of anyone eligible also qualify for membership.
See current membership details
Great Bank & Customer Service
I recently had the pleasure of dealing with Tidemark, and I must say, my experience was nothing short of exemplary. I was met with a level of professionalism and customer service that I haven't seen in a long time from Stacey, Crystal, and Rene, which truly made the entire process smooth and easy.
Their team offered extensive guidance every step of the way, ensuring that I understood each procedure, each term, and its implication. They turned what can often be an arduous journey into a stress-free experience. Their level of organization and communication were commendable, helping me navigate the financial waters with confidence and ease.
I would wholeheartedly recommend them to anyone seeking an unmatched banking experience. Regardless of whether you're a seasoned investor or a first-time account holder, Tidemark will welcome you with open arms and guide you with expert hands. A 5-star experience through and through!
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 13121 |
| Year Chartered | 1959 |
| Employees | 60 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.19% |
| Return on Equity - YTD | 1.61% |
| Annual Interest Income | $4.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $463.4MM$470.4MM |
| Loans | Q1 2025vs Q1 2024 | $224.6MM$203.2MM |
| Deposits | Q1 2025vs Q1 2024 | $407.3MM$420.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $55.9MM$48.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.4MM$1.6MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $617K$1.1MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |