Overview / Commentary
1941 Bridgeville Hwy
Seaford, DE 19973

Tidemark Federal Credit Union is headquartered in Seaford and is the 4th largest credit union in the state of Delaware. It is also the 851st largest credit union in the nation. It was established in 1959 and as of September of 2018, it had grown to 49 employees and 15,220 members at 4 locations. Tidemark Federal Credit Union's CD rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Tidemark Federal Credit Union is open to those who live, work, attend school or worship in Sussex County in Delaware or in Somerset, Worcester, or Wicomico counties in Maryland. Membership is also open to family of those eligible.
See current membership details

Reviews (1)

SFCU is an ok bank

Posted by: HS | Apr 22, 2014

The security the bank uses to protect its customers has consistently been lacking. In the past 2 or 3 years both of my parent's credit card's have been stolen from the bank. It was relatively easy to fix but was aggravating that the problem happened in the first place. I do not have a credit card here, so I have had no problem with it being stolen. The bank is also trying to shift to automated banking which I do not like. They do however have a free coin counter in their Millsboro location on Route 24.


Health Grade Components

NCUA #13121
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD5.81%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$277.4MM$261.0MM
LoansQ3 2018vs Q3 2017$154.7MM$147.5MM
DepositsQ3 2018vs Q3 2017$233.7MM$218.6MM
Equity CapitalQ3 2018vs Q3 2017$41.7MM$40.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.1MM$1.4MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.5MM$2.6MM
Real Estate OwnedQ3 2018vs Q3 2017$184.00K$414.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tidemark Federal Credit Union Savings Account Rates

1.81%*$50k*-IRA Account
OTHER TIERS: 1.61% Up to $50k
1.26%--Kids Club Account
0.90%--Educational Savings Account
0.20%--Prime Share Account
0.20%--Holiday Club Account
0.20%--Health Savings Account

Tidemark Federal Credit Union Money Market Rates

1.81%*$100k*-Money Market Club
OTHER TIERS: 1.31% $1k - $10k | 1.61% $10k - $50k | 1.71% $50k - $100k

Tidemark Federal Credit Union Checking Account Rates

2.02%*-$10kFREE Tidemark High Return Checking
OTHER TIERS: 0.50% $10k+
0.20%$2k-FREE Tidemark Standard Checking
0.20%$2k-Encore Checking

Tidemark Federal Credit Union CD Rates

2.63%$1k-60 Month Share Certificate
2.43%$1k-36 Month Share Certificate
2.02%$1k-12 Month Share Certificate

Tidemark Federal Credit Union IRA Rates

2.74%$50k-3 Year Personal Pension Account
2.63%$1k-60 Month IRA
2.43%$1k-36 Month IRA
2.02%$1k-12 Month IRA

Tidemark Federal Credit Union Locations
Branch Office34686 Old Postal LnLewes, DE 19958
Branch Office100 Main StMillsboro, DE 19966
Branch Office140 Aerenson DrMilford, DE 19963
Branch Office1941 Bridgeville HwySeaford, DE 19973

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