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Overview / Commentary
1941 Bridgeville Hwy
Seaford, DE 19973

Tidemark Federal Credit Union is headquartered in Seaford and is the 5th largest credit union in the state of Delaware. It is also the 857th largest credit union in the nation. It was established in 1959 and as of September of 2017, it had grown to 48 employees and 14,574 members at 4 locations. Tidemark Federal Credit Union's savings rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Tidemark Federal Credit Union is open to those who live, work, attend school or worship in Sussex County in Delaware or in Somerset, Worcester, or Wicomico counties in Maryland. Membership is also open to family of those eligible.
See current membership details

Reviews (1)

SFCU is an ok bank

Posted by: HS | Apr 22, 2014

The security the bank uses to protect its customers has consistently been lacking. In the past 2 or 3 years both of my parent's credit card's have been stolen from the bank. It was relatively easy to fix but was aggravating that the problem happened in the first place. I do not have a credit card here, so I have had no problem with it being stolen. The bank is also trying to shift to automated banking which I do not like. They do however have a free coin counter in their Millsboro location on Route 24.


Health Grade Components

NCUA #13121
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD6.68%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$261.0MM$261.3MM
LoansQ3 2017vs Q3 2016$147.5MM$133.6MM
DepositsQ3 2017vs Q3 2016$218.6MM$220.9MM
Equity CapitalQ3 2017vs Q3 2016$40.9MM$38.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.4MM$1.7MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$2.6MM$533.00K
Real Estate OwnedQ3 2017vs Q3 2016$414.00K$209.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tidemark Federal Credit Union Savings Account Rates

1.92%--CESA Bonus IRA Account
1.92%--Bonus IRA Account
1.26%--Kids Club Account
0.90%--IRA Account
0.90%--CESA IRA Account
0.90%--Health Savings Account
0.20%--Prime Share Account
0.20%--Holiday Club Account

Tidemark Federal Credit Union Money Market Rates

0.66%*$100k*-Savings Club (Money Market) Bonus Account
OTHER TIERS: 0.36% $1k - $10k | 0.42% $10k - $50k | 0.54% $50k - $100k
0.55%*$100k*-Savings Club (Money Market) Account
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $50k | 0.45% $50k - $100k

Tidemark Federal Credit Union Checking Account Rates

0.55%*$100k*-Preferred eChecking
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $50k | 0.45% $50k - $100k
0.20%$2k-Checking Account
0.20%$2k-Student Checking

Tidemark Federal Credit Union CD Rates

2.02%$1k-60 Month Bonus Share Certificate
1.76%$1k-60 Month Share Certificate
1.16%$1k-36 Month Bonus Share Certificate
0.95%$1k-24 Month Bonus Certificate
0.90%$1k-36 Month Share Certificate
0.85%$1k-12 Month Bonus Certificate
0.70%$1k-24 Month Share Certificate
0.60%$1k-12 Month Share Certificate
0.50%*$1k*-6 Month Savings Builder Certificate
OTHER TIERS: 0.25% $25 - $1k
0.25%$1k-6 Month Share Certificate

Tidemark Federal Credit Union IRA Rates

2.25%$50k-Personal Pension Account
2.02%$1k-60 Month Bonus IRA
1.76%$1k-60 Month IRA
1.16%$1k-36 Month Bonus IRA
0.95%$1k-24 Month Bonus IRA
0.90%$1k-36 Month IRA
0.85%$1k-12 Month Bonus IRA
0.70%$1k-24 Month IRA
0.60%$1k-12 Month IRA
0.25%$1k-6 Month IRA

Tidemark Federal Credit Union Locations
Branch Office34686 Old Postal LnLewes, DE 19958
Branch Office100 Main StMillsboro, DE 19966
Branch Office140 Aerenson DrMilford, DE 19963
Branch Office1941 Bridgeville HwySeaford, DE 19973