Tidemark Federal Credit Union

Overview / Commentary
1941 Bridgeville Hwy
Seaford, DE 19973

Tidemark Federal Credit Union is headquartered in Seaford and is the 3rd largest credit union in the state of Delaware. It is also the 746th largest credit union in the nation. It was established in 1959 and as of September of 2022, it had grown to 59 employees and 18,999 members at 7 locations. Tidemark Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Tidemark Federal Credit Union is open to those who live, work, worship, or attend school in Sussex County in Delaware, or Somerset, Worcester, or Wicomico counties in Maryland. Membership is also open to family members of those eligible.
See current membership details

Reviews (1)

SFCU is an ok bank

Posted by: |

The security the bank uses to protect its customers has consistently been lacking. In the past 2 or 3 years both of my parent's credit card's have been stolen from the bank. It was relatively easy to fix but was aggravating that the problem happened in the first place. I do not have a credit card here, so I have had no problem with it being stolen. The bank is also trying to shift to automated banking which I do not like. They do however have a free coin counter in their Millsboro location on Route 24.


Health Grade Components

NCUA #13121
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD11.31%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$459.2MM$438.0MM
LoansQ3 2022vs Q3 2021$164.8MM$164.6MM
DepositsQ3 2022vs Q3 2021$420.7MM$381.2MM
Equity CapitalQ3 2022vs Q3 2021$40.2MM$54.7MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.9MM$1.6MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$399.00K$201.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$235.00K
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Always verify rates and promotions with the bank or credit union. We are not Tidemark Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tidemark Federal Credit Union Savings Account Rates

1.26%--Kids Club Account
1.00%*$50k*-IRA Account
OTHER TIERS: 0.75% $100 - $50k
0.90%--Educational Savings Account
0.10%--Prime Share Account
0.10%--Holiday Club Account
0.10%--Health Savings Account
0.10%--Membership Share Account
0.10%--Business Health Savings Account

Tidemark Federal Credit Union Money Market Rates

2.02%*$100k*-Money Market Club
OTHER TIERS: 1.71% $1k - $10k | 1.81% $10k - $50k | 1.92% $50k - $100k

Tidemark Federal Credit Union Checking Account Rates

4.00%$1$25kTidemark High Tide Checking Tier 3
2.00%$1$20kTidemark High Tide Checking Tier 2
1.00%$1$10kTidemark High Tide Checking Tier 1
0.20%$2k-Encore Checking
0.10%$2k-FREE Tidemark Standard Checking

Tidemark Federal Credit Union CD Rates

3.56%$1k-60 Month Share Certificate
3.04%$1k-36 Month Share Certificate
2.53%$1k-12 Month Share Certificate Special

Tidemark Federal Credit Union IRA Rates

3.56%$1k-60 Month IRA
3.04%$1k-36 Month IRA
2.53%$1k-12 Month IRA Special

Tidemark Federal Credit Union Locations
Branch Office34686 Old Postal LnLewes, DE 19958
Branch Office100 Main StMillsboro, DE 19966
Branch Office140 Aerenson DrMilford, DE 19963
Branch Office1941 Bridgeville HwySeaford, DE 19973
Branch Office24940 John J Williams HwyMillsboro, DE 19966
Branch Office36445 Lighthouse RdSelbyville, DE 19975
Branch Office816 E Salisbury PkwySalisbury, MD 21801-7007

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