Tidemark Federal Credit Union is headquartered in Seaford and is the 4th largest credit union in the state of Delaware. It is also the 852nd largest credit union in the nation. It was established in 1959 and as of June of 2019, it had grown to 53 employees and 15,001 members at 6 locations. Tidemark Federal Credit Union's CD rates are 96% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Tidemark Federal Credit Union is open to those who live, work, attend school or worship in Sussex County in Delaware or in Somerset, Worcester, or Wicomico counties in Maryland. Membership is also open to family of those eligible.
See current membership details
SFCU is an ok bank
The security the bank uses to protect its customers has consistently been lacking. In the past 2 or 3 years both of my parent's credit card's have been stolen from the bank. It was relatively easy to fix but was aggravating that the problem happened in the first place. I do not have a credit card here, so I have had no problem with it being stolen. The bank is also trying to shift to automated banking which I do not like. They do however have a free coin counter in their Millsboro location on Route 24.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 13121 |
| Year Chartered | 1959 |
| Employees | 53 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 5.43% |
| Annual Interest Income | $5.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $284.1MM$271.7MM |
| Loans | Q2 2019vs Q2 2018 | $160.5MM$152.6MM |
| Deposits | Q2 2019vs Q2 2018 | $235.4MM$228.4MM |
| Equity Capital | Q2 2019vs Q2 2018 | $46.6MM$40.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.4MM$1.1MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $956.00K$2.3MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $115.00K$230.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Tidemark Federal Credit Union Savings Account Rates
Tidemark Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | $100k* | - | Money Market Club | ||
| OTHER TIERS: 1.00% → $1k - $10k | 1.31% → $10k - $50k | 1.41% → $50k - $100k | |||||
Tidemark Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | - | $10k | FREE Tidemark High Return Checking | ||
| OTHER TIERS: 0.50% → $10k+ | |||||
| 0.20% | $2k | - | FREE Tidemark Standard Checking | ||
| 0.20% | $2k | - | Encore Checking | ||
Tidemark Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.38% | $1k | - | 60 Month Share Certificate | |
| 2.17% | $1k | - | 36 Month Share Certificate | |
| 1.76% | $1k | - | 12 Month Share Certificate |
Tidemark Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.38% | $1k | - | 60 Month IRA | |
| 2.17% | $1k | - | 36 Month IRA | |
| 1.83% | $50k | - | 3 Year Personal Pension Account | |
| 1.76% | $1k | - | 12 Month IRA |
| Tidemark Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 34686 Old Postal Ln | Lewes, DE 19958 |
| Branch Office | 100 Main St | Millsboro, DE 19966 |
| Branch Office | 140 Aerenson Dr | Milford, DE 19963 |
| Branch Office | 1941 Bridgeville Hwy | Seaford, DE 19973 |
| Branch Office | 24940 John J Williams Hwy | Millsboro, DE 19966 |
| Branch Office | 36445 Lighthouse Rd | Selbyville, DE 19975 |