Overview / Commentary
Timberland Federal Credit Union is headquartered in DuBois and is the 89th largest credit union in the state of Pennsylvania. It is also the 1,902nd largest credit union in the nation. It was established in 1973 and as of March of 2025, it had grown to 24 employees and 9,257 members at 4 locations. Timberland Federal Credit Union has an A health rating.
Field of Membership Restrictions
Timberland Federal Credit Union offers membership to those who live, work, worship, or attend school in the Pennsylvania counties of Centre, Clearfield, or Jefferson. Immediate family of current Timberland FCU members are also eligible to join.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Timberland Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 21413 |
| Year Chartered | 1973 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.98% |
| Return on Equity - YTD | 9.35% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $92.5MM$85.7MM |
| Loans | Q1 2025vs Q1 2024 | $57.2MM$62.6MM |
| Deposits | Q1 2025vs Q1 2024 | $82.4MM$76.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $9.5MM$8.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $406K$412K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $296K$394K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |