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Tinker Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.49%Reward CheckingClick Checking
1.56%4-year CD48 Month Share Certificate
1.46%3-year CD36 Month Share Certificate

Overview / Commentary
405-732-0324
715 Metropolitan Ave
Oklahoma City, OK 73108

Tinker Federal Credit Union is headquartered in Oklahoma City and is the largest credit union in the state of Oklahoma. It is also the 45th largest credit union in the nation. It was established in 1946 and as of September of 2016, it had grown to 623 employees and 337,616 members at 30 locations. Tinker Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Tinker Federal Credit Union is open to those who live, work, worship, or attend school in any of the following Oklahoma counties: Payne, Pontotoc, Seminole, and in Oklahoma City's Empowerment Zone. Membership is also open to military or civilian personnel of the U.S. government who is assigned to or work for Tinker AFB, one of the Armed Forces Reserve Centers in Oklahoma, members of any veterans organization in Oklahoma, or employees of a select business partner.
See current membership details

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Reviews (1)

Good experience overall

Posted by: SRP86 | Jun 15, 2015

I have been banking with Tinker FCU for about 6 years now, and I have had a good overall experience with them. I have taken multiple loans for cars through TFCU and I have always gotten a decent rate. The customer service is quick and friendly, no matter the issue. I had an issue in the summer of 2014 where I had checks stolen and forged, and TFCU refunded the money to my account very quickly and there were no questions asked about the issue. There has only been one time that I was less than 100% satisfied with them, and it was because I was trying to get a loan for a new car in 2013, and they did not want to give me all that I needed despite having perfect payment history through them and a good credit rating. I ended up getting the loan through another institution as a result, but I still bank with TFCU. I use their online banking almost daily to pay my bills automatically, check balances and transfer funds. Their mobile app is very user friendly and easy to set up. TFCU is members only for military, ex-military and certain employers throughout the communities that they are present in. If you are able to get an account with TFCU I would highly recommend them!



Health
A

Health Grade Components

Overall
NCUA #24524
Year Chartered1946
Employees623
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.7%
Annual Interest Income$82.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$3.56B$3.38B
LoansQ3 2016vs Q3 2015$2.40B$2.07B
DepositsQ3 2016vs Q3 2015$3.15B$3.00B
Equity CapitalQ3 2016vs Q3 2015$379.3MM$352.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$18.4MM$14.4MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$20.0MM$17.8MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tinker Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Share
0.25%--Roth IRA Share
0.25%--CESA Share
0.20%--Share

Tinker Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Premium Plus
OTHER TIERS: 0.10% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $75k | 0.45% $75k - $100k | 0.50% $100k - $150k | 0.55% $150k - $200k | 0.65% $200k - $250k
0.25%*$2k*-Command Fund
OTHER TIERS: 0.10% Up to $2k

Tinker Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.49%*-$30kClick Checking
OTHER TIERS: 0.10% $30k+
0.15%--Heritage Checking

Tinker Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%*$99k*-48 Month Share Certificate
OTHER TIERS: 1.26% $1k - $10k | 1.41% $10k - $25k | 1.46% $25k - $50k | 1.51% $50k - $99k
1.46%*$99k*-36 Month Share Certificate
OTHER TIERS: 1.16% $1k - $10k | 1.31% $10k - $25k | 1.36% $25k - $50k | 1.41% $50k - $99k
1.21%$1k-30 Month Rate Booster Share Certificate
1.16%*$99k*-24 Month Share Certificate
OTHER TIERS: 0.85% $1k - $10k | 1.00% $10k - $25k | 1.06% $25k - $50k | 1.11% $50k - $99k
0.80%*$99k*-12 Month Share Certificate
OTHER TIERS: 0.50% $1k - $10k | 0.65% $10k - $25k | 0.70% $25k - $50k | 0.75% $50k - $99k
0.65%*$99k*-6 Month Share Certificate
OTHER TIERS: 0.35% $1k - $10k | 0.50% $10k - $25k | 0.55% $25k - $50k | 0.60% $50k - $99k
0.50%*$99k*-3 Month Share Certificate
OTHER TIERS: 0.20% $1k - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $99k
0.30%$25-Starting Line Share Certificate

Tinker Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%*$99k*-48 Month IRA Share Certificate
OTHER TIERS: 1.26% $1k - $10k | 1.41% $10k - $25k | 1.46% $25k - $50k | 1.51% $50k - $99k
1.46%*$99k*-36 Month IRA Share Certificate
OTHER TIERS: 1.16% $1k - $10k | 1.31% $10k - $25k | 1.36% $25k - $50k | 1.41% $50k - $99k
1.16%*$99k*-24 Month IRA Share Certificate
OTHER TIERS: 0.85% $1k - $10k | 1.00% $10k - $25k | 1.06% $25k - $50k | 1.11% $50k - $99k
1.11%$1k-30 Month Rate Booster IRA Share Certificate
0.80%*$99k*-12 Month IRA Share Certificate
OTHER TIERS: 0.50% $500 - $10k | 0.65% $10k - $25k | 0.70% $25k - $50k | 0.75% $50k - $99k
0.65%*$99k*-6 Month IRA Share Certificate
OTHER TIERS: 0.35% $500 - $10k | 0.50% $10k - $25k | 0.55% $25k - $50k | 0.60% $50k - $99k
0.50%*$99k*-3 Month IRA Share Certificate
OTHER TIERS: 0.20% $500 - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $99k
Locations

Tinker Federal Credit Union has 30 locations. Click to view all Tinker Federal Credit Union locations.