Overview / Commentary
Tioga-Franklin Savings Bank is headquartered in Philadelphia and is the 131st largest bank in the state of Pennsylvania. It is also the 4,378th largest bank in the nation. It was established in 1873 and as of June of 2021, it had grown to 15 employees at 1 location. Tioga-Franklin Savings Bank has a C health rating.
Health
C
Data as of Q2 2021
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Tioga-Franklin Savings Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 33802 |
| Year Established | 1873 |
| Employees | 15 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 14.51% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2021vs Q2 2020 | $74.4MM$89.5MM |
| Loans | Q2 2021vs Q2 2020 | $63.3MM$78.2MM |
| Deposits | Q2 2021vs Q2 2020 | $48.5MM$47.0MM |
| Equity Capital | Q2 2021vs Q2 2020 | $5.6MM$4.9MM |
| Loan Loss Allowance | Q2 2021vs Q2 2020 | $1.2MM$1.2MM |
| Unbacked Noncurrent Loans | Q2 2021vs Q2 2020 | $2.1MM$3.00K |
| Real Estate Owned | Q2 2021vs Q2 2020 | $0$0 |