Overview / Commentary
Tioga Franklin Savings Bank is headquartered in PHILADELPHIA and is the 115th largest bank in the state of Pennsylvania. It is also the 4,123rd largest bank in the nation. It was established in 1873 and as of June of 2024, it had grown to 20 employees at 1 location. Tioga Franklin Savings Bank's money market rates are 9X the national average, and it has a C+ health rating.
Health
C+
Data as of Q2 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Tioga Franklin Savings Bank has a relatively low asset base, and a negative return on equity.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 33802 |
| Year Established | 1873 |
| Employees | 20 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.15% |
| Return on Equity - YTD | -14.93% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $70.8MM$68.3MM |
| Loans | Q2 2024vs Q2 2023 | $53.9MM$60.6MM |
| Deposits | Q2 2024vs Q2 2023 | $63.4MM$54MM |
| Equity Capital | Q2 2024vs Q2 2023 | $5.4MM$6.4MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $1.4MM$1.4MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $1.7MM$2.3MM |
| Real Estate Owned | Q2 2024vs Q2 2023 | $208K$105K |