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Overview / Commentary
401 South Illinois Avenue
Oak Ridge, TN 37830

TNBANK is headquartered in Oak Ridge and is the 85th largest bank in the state of Tennessee. It is also the 2,881st largest bank in the nation. It was established in 1995 and as of December of 2017, it had grown to 55 employees at 5 locations. TNBANK has a B health rating.

Reviews (3)

Great Products Great Service

I’ have had several banks where I seem to be a number of a way for the bank to make a buck. Tnbank is so different! They care about my needs and listen to what I say. The find solutions not excuses! I love my bank!

Maryville Branch

Best Bank in maryville friendly people

Love my bank!

I've been banking with Tenn Bank of Oak Ridge since I think 1999. In this time, I've had nothing but good experiences. They're a local institution with branches around the Knoxville, Tennessee area. I haven't seen them beyond this area. I have a savings account and checking account with them. In my years of dealing with Tenn Bank, I have had no problems with them. The people are friendly and very helpful. One time I was going overseas to a developing country and needed $20 bills in clean, good condition. This is a strange request, but the teller inside the bank had no problem accommodating me. She got out the $20's and let me choose the ones I thought would be acceptable. When I came back from overseas, the same teller was there and asked how my trip went. If I have any questions about my account the staff is always ready and willing to help me. They have no hidden or ridiculous fees that are out to rip you off by nickle and diming you. It is due to the local, friendly, and reliable nature of local banks that I flat out refuse to use a national chain bank such as Wells Fargo. While they may be nationwide, they aren't local, they tend to nickle and dime you for everything and don't care. Tenn Bank isn't like that. If I were to move out of town, I'd look up another local bank and bank with them.


Health Grade Components

FDIC Certificate #34023
Year Established1995
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.39%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$208.2MM$198.0MM
LoansQ4 2017vs Q4 2016$155.0MM$143.9MM
DepositsQ4 2017vs Q4 2016$173.6MM$157.2MM
Equity CapitalQ4 2017vs Q4 2016$18.8MM$18.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.7MM$1.8MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$4.1MM$1.8MM
Real Estate OwnedQ4 2017vs Q4 2016$143.00K$337.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

TNBANK Savings Account Rates

0.35%--Business Platinum
0.25%--Business Gold
0.20%--Business Silver
0.15%--Christmas and Vacation Club Accounts
0.12%--Regular Savings Account
0.12%--Young Savers
0.10%--Business Bronze

TNBANK Money Market Rates

0.15%*$50k*-Money Market Account
OTHER TIERS: 0.01% Up to $2,500 | 0.05% $2,500 - $10k | 0.10% $10k - $30k | 0.12% $25k - $50k
0.15%$10k-Non Profit Money Market Account

TNBANK Checking Account Rates

1.00%*$5k*$25kSuper Interest Checking
OTHER TIERS: 0.03% $25k+
0.15%*$25k*-Non Profit Checking Account
OTHER TIERS: 0.02% $100 - $25k
0.03%--Gold Checking Account


1.50%$1k-5 Year CD
0.60%$1k-2 Year CD
0.50%$1k-6 Month CD
0.40%$1k-1 Year CD
0.10%$1k-30 Day CD


1.50%$500-5 Year Fixed IRA
0.60%$500-2 Year Fixed IRA
0.60%$500-2 Year Variable IRA
0.40%$500-1 Year Fixed IRA

TNBANK Locations
Tnbank Of Knoxville, An Office Of Tnbank, Oak Ridg1005 North Cedar Bluff RoadKnoxville, TN 37923
Farragut Branch11200 Kingston PikeKnoxville, TN 37922
Tnbank Branch1311 West Lamar Alexander ParkwayMaryville, TN 37801
Tnbank401 South Illinois AvenueOak Ridge, TN 37830
Jackson Square Branch900 Oak Ridge TurnpikeOak Ridge, TN 37830