Tompkins Community Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.tompkinsbank.com

607-274-8775

118 E. Seneca Street
Ithaca, NY 14850

Tompkins Community Bank is headquartered in ITHACA and is the 16^th largest bank in the state of New York. It is also the 188^th largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 805 employees at 60 locations. Tompkins Community Bank has a B+ health rating.

Reviews (1)

Write a Review

It Is 1945 At Tompkins Trust

Posted by: rucklehaus | Feb 19, 2022

Every time I have dealt with this bank as an account holder I feel like I am walking back in time. The do everything like its 1945. I have many bank accounts with many different institutions and it is by far the worst bank I could ever imagine working with. Stay away from these backward ass bankers just waiting to take your money from you.

Comment

Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	609
Year Established	1934
Employees	805
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.92%
Return on Equity - YTD	11.28%
Annual Interest Income	$89.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$8.16B$7.73B
Loans	Q1 2025vs Q1 2024	$6.01B$5.59B
Deposits	Q1 2025vs Q1 2024	$6.79B$6.48B
Equity Capital	Q1 2025vs Q1 2024	$674MM$604.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$61MM$51.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$70MM$62.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$81K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tompkins Community Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$150k^*	-	True Advantage Savings
OTHER TIERS: 0.02% → $0 - $50k \| 0.30% → $50k - $150k
0.01%	$0	-	Welcome Savings
0.01%	$0	-	Starter Savings

Tompkins Community Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.02%^*	$25k^*	-	True Advantage Checking Plus Account
OTHER TIERS: 0.01% → $0 - $25k
0.01%	$0	-	Direct Checking with Interest

Tompkins Community Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.80%	$1k	-	5 Month CD
3.45%	$1k	-	14 Month CD Special
3.00%	$1k	-	6 Month CD
2.90%	$1k	-	3 Year Bump Up CD
1.00%	$1k	-	36 Month CD
0.30%	$1k	-	60 Month CD
0.25%	$1k	-	48 Month CD
0.15%	$1k	-	24 Month CD
0.10%	$1k	-	18 Month CD
0.05%	$1k	-	12 Month CD
0.03%	$1k	-	1 Month CD
0.03%	$1k	-	2 Month CD
0.03%	$1k	-	9 Month CD
0.03%	$1k	-	3 Month CD

Tompkins Community Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.45%	$1k	-	14 Month IRA Special
1.00%	$1k	-	36 Month IRA
0.30%	$1k	-	60 Month IRA
0.25%	$1k	-	48 Month IRA
0.15%	$1k	-	24 Month IRA
0.10%	$1k	-	Variable Rate IRA
0.10%	$1k	-	18 Month IRA
0.05%	$1k	-	12 Month IRA

Locations

Availability

Syracuse Area

Syracuse Area bank & credit union details

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