Advertising Disclosure
  1. Home
  2. Banks
  3. Tompkins Community Bank

Tompkins Community Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.tompkinsbank.com
607-274-8775
118 E. Seneca Street
Ithaca, NY 14850

Tompkins Community Bank is headquartered in ITHACA and is the 16th largest bank in the state of New York. It is also the 188th largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 805 employees at 60 locations. Tompkins Community Bank has a B+ health rating.

Reviews (1)

It Is 1945 At Tompkins Trust

Posted by: |

Every time I have dealt with this bank as an account holder I feel like I am walking back in time. The do everything like its 1945. I have many bank accounts with many different institutions and it is by far the worst bank I could ever imagine working with. Stay away from these backward ass bankers just waiting to take your money from you.

3


Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #609
Year Established1934
Employees805
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD11.28%
Annual Interest Income$89.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$8.16B$7.73B
LoansQ1 2025vs Q1 2024$6.01B$5.59B
DepositsQ1 2025vs Q1 2024$6.79B$6.48B
Equity CapitalQ1 2025vs Q1 2024$674MM$604.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$61MM$51.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$70MM$62.6MM
Real Estate OwnedQ1 2025vs Q1 2024$81K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Tompkins Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tompkins Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$150k*-True Advantage Savings
OTHER TIERS: 0.02% → $0 - $50k | 0.30% → $50k - $150k
0.01%$0-Welcome Savings
0.01%$0-Starter Savings

Tompkins Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%*$25k*-True Advantage Checking Plus Account
OTHER TIERS: 0.01% → $0 - $25k
0.01%$0-Direct Checking with Interest

Tompkins Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$1k-5 Month CD
3.40%$1k-14 Month CD Special
3.00%$1k-6 Month CD
2.90%$1k-3 Year Bump Up CD
1.00%$1k-36 Month CD
0.30%$1k-60 Month CD
0.25%$1k-48 Month CD
0.15%$1k-24 Month CD
0.10%$1k-18 Month CD
0.05%$1k-12 Month CD
0.03%$1k-1 Month CD
0.03%$1k-2 Month CD
0.03%$1k-9 Month CD
0.03%$1k-3 Month CD

Tompkins Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%$1k-14 Month IRA Special
1.00%$1k-36 Month IRA
0.30%$1k-60 Month IRA
0.25%$1k-48 Month IRA
0.15%$1k-24 Month IRA
0.10%$1k-Variable Rate IRA
0.10%$1k-18 Month IRA
0.05%$1k-12 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.