Overview / Commentary
257 Highland Pkwy
Buffalo, NY 14223-1407

Tonawanda Community Federal Credit Union is headquartered in Buffalo and is the 149th largest credit union in the state of New York. It is also the 2,849th largest credit union in the nation. It was established in 1976 and as of September of 2018, it had grown to 5 employees and 6,113 members at 2 locations. Tonawanda Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Tonawanda Community Federal Credit Union is open to those who live, work, attend school or worship in the City of Tonawanda, the Town of Tonawanda, and the Village of Kenmore in New York.
See current membership details

Reviews (1)

Tonawanda FCU

I was satisfied overall with my one experience with a credit union. I started my saving account with them pretty quickly. The process was easy, and I had no issues getting approved. Looking back, my experience with a credit union was a good one to have being so young and new to the world of banks and credit. I probably would have been overwhelmed had I gone to a larger bank or financial institution. Now that I am older, I need more advanced features, like mobile banking, several branch offices, etc. that a traditional credit union does not provide. I am considering moving to a large city in the next few months, and I doubt credit unions are available in such cities.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Tonawanda Community Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22464
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD8.38%
Annual Interest Income$646.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$31.0MM$29.7MM
LoansQ3 2018vs Q3 2017$10.2MM$11.0MM
DepositsQ3 2018vs Q3 2017$28.6MM$27.5MM
Equity CapitalQ3 2018vs Q3 2017$2.4MM$2.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$102.00K$104.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$113.00K$168.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0

Sorry, we do not have rate data for Tonawanda Community Federal Credit Union.


Tonawanda Community Federal Credit Union Locations
Branch Office257 Highland PkwyBuffalo, NY 14223-1407
Branch Office315 Delaware StTonawanda, NY 14150-3511

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.