Tonawanda Community Federal Credit Union
Tonawanda Community Federal Credit Union
Overview / Commentary
Tonawanda Community Federal Credit Union is headquartered in Buffalo and is the 131st largest credit union in the state of New York. It is also the 2,483rd largest credit union in the nation. It was established in 1976 and as of March of 2025, it had grown to 3 employees and 5,150 members at 1 location. Tonawanda Community Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Tonawanda Community Federal Credit Union is open to those who live, work, attend school or worship in the City of Tonawanda, the Town of Tonawanda, and the Village of Kenmore in New York.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Tonawanda Community Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 22464 |
| Year Chartered | 1976 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.37% |
| Return on Equity - YTD | 13.82% |
| Annual Interest Income | $383K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $46.8MM$45.1MM |
| Loans | Q1 2025vs Q1 2024 | $13.8MM$14.1MM |
| Deposits | Q1 2025vs Q1 2024 | $42.2MM$41.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.5MM$4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $173K$143K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $204K$193K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |