Overview / Commentary
257 Highland Pkwy
Buffalo, NY 14223-1407

Tonawanda Community Federal Credit Union is headquartered in Buffalo and is the 147th largest credit union in the state of New York. It is also the 2,802nd largest credit union in the nation. It was established in 1976 and as of December of 2018, it had grown to 4 employees and 6,076 members at 2 locations. Tonawanda Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Tonawanda Community Federal Credit Union is open to those who live, work, attend school or worship in the City of Tonawanda, the Town of Tonawanda, and the Village of Kenmore in New York.
See current membership details

Reviews (1)

Tonawanda FCU

I was satisfied overall with my one experience with a credit union. I started my saving account with them pretty quickly. The process was easy, and I had no issues getting approved. Looking back, my experience with a credit union was a good one to have being so young and new to the world of banks and credit. I probably would have been overwhelmed had I gone to a larger bank or financial institution. Now that I am older, I need more advanced features, like mobile banking, several branch offices, etc. that a traditional credit union does not provide. I am considering moving to a large city in the next few months, and I doubt credit unions are available in such cities.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Tonawanda Community Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22464
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD8.54%
Annual Interest Income$893.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$32.1MM$30.4MM
LoansQ4 2018vs Q4 2017$10.4MM$10.8MM
DepositsQ4 2018vs Q4 2017$29.7MM$28.2MM
Equity CapitalQ4 2018vs Q4 2017$2.4MM$2.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$98.00K$105.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$92.00K$107.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0

Sorry, we do not have rate data for Tonawanda Community Federal Credit Union.


Tonawanda Community Federal Credit Union Locations
Branch Office257 Highland PkwyBuffalo, NY 14223-1407
Branch Office315 Delaware StTonawanda, NY 14150-3511

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