Topline Federal Credit Union

Overview / Commentary
9353 Jefferson Hwy
Maple Grove, MN 55369

Topline Federal Credit Union is headquartered in Maple Grove and is the 11th largest credit union in the state of Minnesota. It is also the 586th largest credit union in the nation. It was established in 1935 and as of June of 2022, it had grown to 105 employees and 47,476 members at 5 locations. Topline Federal Credit Union has an A health rating.

Field of Membership Restrictions

TopLine Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in the Minnesota counties of Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, or Washington. Immediate family members of those eligible to join also qualify for membership.
See current membership details

Reviews (4)

Great Personal And Business Banking

Posted by: |

I've been a member of TopLine since 1996, initially for personal banking and later for several businesses. I love the new web site. It works great for people with a lot of accounts who need to move funds around. The staff at the Bloomington Branch is great and I appreciate the flexibility they provide when i need something special done. I couldn't be happier.

A Great Financial Partner For Our Familly

Posted by: |

I've had personal accounts at TopLine for nearly 10 years, business accounts for nearly 7, 2 auto loans, and now a home mortgage, and HELOC at TopLine. I've never had a single problem with any of my accounts or dealings with TopLine.

TopLine has rates as good as any other institution. I've used my ATM card all over 3 continents and never paid a fee. Customer service is lighting-fast, friendly and personal. I really couldn't ask for anything more as a TopLine member, except HSA accounts and had an inner-city Minneapolis branch.

Excellent Loan Officer In Tiffany

Posted by: |

Tiffany provided us with exemplary service.  We had a bit of an emergency with my wife's vehicle breaking down and found ourselves with an immediate need for a new car.  I called Topline to arrange a pre-approval and Tiffany handled our account.  She was pleasant and a joy to deal with - as well as very professional and always kept our best interests in mind through out the process.


Ultimately - we couldn't pass up the rate that the dealership was able to land for us (3.0% over 72 months) - but I wanted to make sure her outstanding customer service and professionalism did not go unmentioned.  Without a doubt - she will be our first call for our future loan needs.  

Personal Loan With Collateral Security

My opinion topline credit union is a racist bank. I applied for a personal loan and I was ready to put my car as a collateral security. The lady that I spoke to pulled my credit and everything looks good, she run my van information and told me your van worth $21000. She asked me how much do I need, I told her $18,000 . She then asked me if am still self employed I replied yes. She told me I'll take it to the underwriter and I'll get back to you.
After couple of hours she called me back she told me your loan couldn't be approved because you using it for Uber and Amazon, I responded this van is for my family use only and I use my 2011 Toyota Prius for Uber and Amazon. Then now she told me we have to verify your income with your 2021 tax papers. I was upset, I responded am giving my car with a greater value as a collateral security against the loan, this is the Same thing you guys did during my last application . Then I told her forget it. As a minority I have a feeling any time you apply for a loan to do business to improve your financial situation these racist will do something to decline your loan. I took loans from this back personal cash loan $5000 twice and a car loan the loan officer was a minority never defaulted. All paid off. But if I applied through these other folks stupid questions will come and lies. You apply for a loan to improve your financial situation they will decline it with their stupid reasons. God knows what is in our hearts to him I put my trust. This $20, 000 will be solve one day God willingly.


Health Grade Components

NCUA #24568
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD9.15%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$675.0MM$613.4MM
LoansQ2 2022vs Q2 2021$548.1MM$445.9MM
DepositsQ2 2022vs Q2 2021$603.5MM$546.6MM
Equity CapitalQ2 2022vs Q2 2021$57.6MM$54.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.6MM$3.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.3MM$751.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Topline Federal Credit Union are currently being reviewed.


Topline Federal Credit Union Locations
Branch Office5221 Viking DrBloomington, MN 55435
Branch Office976 Lexington Pkwy NSaint Paul, MN 55103
Branch Office9790 Schreiber Ter NBrooklyn Park, MN 55445-2695
Branch Office9353 Jefferson HwyMaple Grove, MN 55369
Branch Office4190 Vinewood Ln NPlymouth, MN 55442-1715

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.