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Topline Federal Credit Union


Overview / Commentary
www.toplinecu.com
763-391-9494
9353 Jefferson Hwy
Maple Grove, MN 55369

Topline Federal Credit Union is headquartered in Maple Grove and is the 11th largest credit union in the state of Minnesota. It is also the 588th largest credit union in the nation. It was established in 1935 and as of December of 2021, it had grown to 109 employees and 46,148 members at 5 locations. Topline Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

TopLine Federal Credit Union is open to those who live, work, worship, attend school or volunteer in the following counties of Minnesota: Carver, Anoka, Hennepin, Dakota, Ramsey, Washington or Scott. Immediate family members are also eligible to join.
See current membership details

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Reviews (4)

Great Personal And Business Banking

Posted by: |

I've been a member of TopLine since 1996, initially for personal banking and later for several businesses. I love the new web site. It works great for people with a lot of accounts who need to move funds around. The staff at the Bloomington Branch is great and I appreciate the flexibility they provide when i need something special done. I couldn't be happier.

1

A Great Financial Partner For Our Familly

Posted by: |

I've had personal accounts at TopLine for nearly 10 years, business accounts for nearly 7, 2 auto loans, and now a home mortgage, and HELOC at TopLine. I've never had a single problem with any of my accounts or dealings with TopLine.

TopLine has rates as good as any other institution. I've used my ATM card all over 3 continents and never paid a fee. Customer service is lighting-fast, friendly and personal. I really couldn't ask for anything more as a TopLine member, except HSA accounts and had an inner-city Minneapolis branch.

2

Excellent Loan Officer In Tiffany

Posted by: |

Tiffany provided us with exemplary service.  We had a bit of an emergency with my wife's vehicle breaking down and found ourselves with an immediate need for a new car.  I called Topline to arrange a pre-approval and Tiffany handled our account.  She was pleasant and a joy to deal with - as well as very professional and always kept our best interests in mind through out the process.

 

Ultimately - we couldn't pass up the rate that the dealership was able to land for us (3.0% over 72 months) - but I wanted to make sure her outstanding customer service and professionalism did not go unmentioned.  Without a doubt - she will be our first call for our future loan needs.  

4

Personal Loan With Collateral Security

Posted by: |

My opinion topline credit union is a racist bank. I applied for a personal loan and I was ready to put my car as a collateral security. The lady that I spoke to pulled my credit and everything looks good, she run my van information and told me your van worth $21000. She asked me how much do I need, I told her $18,000 . She then asked me if am still self employed I replied yes. She told me I'll take it to the underwriter and I'll get back to you.
After couple of hours she called me back she told me your loan couldn't be approved because you using it for Uber and Amazon, I responded this van is for my family use only and I use my 2011 Toyota Prius for Uber and Amazon. Then now she told me we have to verify your income with your 2021 tax papers. I was upset, I responded am giving my car with a greater value as a collateral security against the loan, this is the Same thing you guys did during my last application . Then I told her forget it. As a minority I have a feeling any time you apply for a loan to do business to improve your financial situation these racist will do something to decline your loan. I took loans from this back personal cash loan $5000 twice and a car loan the loan officer was a minority never defaulted. All paid off. But if I applied through these other folks stupid questions will come and lies. You apply for a loan to improve your financial situation they will decline it with their stupid reasons. God knows what is in our hearts to him I put my trust. This $20, 000 will be solve one day God willingly.

1


Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #24568
Year Chartered1935
Employees109
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD9.51%
Annual Interest Income$17.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$651.1MM$574.4MM
LoansQ4 2021vs Q4 2020$470.4MM$400.2MM
DepositsQ4 2021vs Q4 2020$581.7MM$509.7MM
Equity CapitalQ4 2021vs Q4 2020$58.4MM$53.4MM
Loan Loss AllowanceQ4 2021vs Q4 2020$3.2MM$3.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$799.00K$605.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Topline Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Topline Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.16%--Young Savers
0.16%$5-WINcentive Savings
0.11%*$5k*-Basic Share Savings
OTHER TIERS: 0.06% → $100 - $5k
0.11%*$5k*-Savings Plus
OTHER TIERS: 0.06% → Up to $5k
0.11%$100-Savings Direct

Topline Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-TopLine Money Market Savings Account
OTHER TIERS: 0.25% → $25k - $50k | 0.35% → $50k - $100k
0.50%*$75k*-IRA Money Market Savings
OTHER TIERS: 0.10% → $30 - $1k | 0.15% → $1k - $20k | 0.25% → $20k - $50k | 0.30% → $50k - $75k
0.50%*$75k*-Business Premium Money Market
OTHER TIERS: 0.35% → $25k - $75k
0.35%*$100k*-Premium Money Market Savings Account
OTHER TIERS: 0.15% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k
0.30%*$100k*-Investors Money Market Savings Account
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k
0.30%*$50k*-Business Basic Money Market
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $20k | 0.25% → $20k - $50k

Topline Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%*$20k*-TopLine Checking
OTHER TIERS: 0.06% → $5k - $20k
0.06%$500-Interest Checking
0.06%$100-Sterling Checking

Topline Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*$25k*-60 Month CD
OTHER TIERS: 1.05% → $1k - $10k | 1.10% → $10k - $25k
1.15%*$25k*-Business 60 Month CD
OTHER TIERS: 1.05% → $300 - $10k | 1.10% → $10k - $25k
1.00%*$25k*-48 Month CD
OTHER TIERS: 0.91% → $1k - $10k | 0.95% → $10k - $25k
1.00%*$25k*-Business 48 Month CD
OTHER TIERS: 0.91% → $300 - $10k | 0.95% → $10k - $25k
0.93%*$25k*-36 Month CD
OTHER TIERS: 0.87% → $1k - $10k | 0.90% → $10k - $25k
0.93%*$25k*-Business 36 Month CD
OTHER TIERS: 0.87% → $300 - $10k | 0.90% → $10k - $25k
0.79%*$25k*-24 Month CD
OTHER TIERS: 0.72% → $1k - $10k | 0.75% → $10k - $25k
0.79%*$25k*-Business 24 Month CD
OTHER TIERS: 0.72% → $300 - $10k | 0.75% → $10k - $25k
0.63%*$25k*-12 Month CD
OTHER TIERS: 0.57% → $1k - $10k | 0.60% → $10k - $25k
0.63%*$25k*-Business 12 Month CD
OTHER TIERS: 0.57% → $300 - $10k | 0.60% → $10k - $25k
0.61%*$25k*-Business 18 Month CD
OTHER TIERS: 0.55% → $1k - $10k | 0.58% → $10k - $25k
0.43%*$25k*-6 Month CD
OTHER TIERS: 0.37% → $1k - $10k | 0.40% → $10k - $25k
0.43%*$25k*-Business 6 Month CD
OTHER TIERS: 0.37% → $1k - $10k | 0.40% → $10k - $25k
0.28%*$25k*-3 Month CD
OTHER TIERS: 0.22% → $1k - $10k | 0.25% → $10k - $25k
0.28%*$25k*-Business 3 Month CD
OTHER TIERS: 0.22% → $1k - $10k | 0.25% → $10k - $25k

Topline Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*$25k*-60 Month IRA
OTHER TIERS: 1.05% → $1k - $10k | 1.10% → $10k - $25k
1.00%*$25k*-48 Month IRA
OTHER TIERS: 0.91% → $1k - $10k | 0.95% → $10k - $25k
0.93%*$25k*-36 Month IRA
OTHER TIERS: 0.87% → $1k - $10k | 0.90% → $10k - $25k
0.79%*$25k*-24 Month IRA
OTHER TIERS: 0.72% → $1k - $10k | 0.75% → $10k - $25k
0.63%*$25k*-12 Month IRA
OTHER TIERS: 0.57% → $1k - $10k | 0.60% → $10k - $25k
Locations


Topline Federal Credit Union Locations
Branch Office5221 Viking DrBloomington, MN 55435
Branch Office976 Lexington Pkwy NSaint Paul, MN 55103
Branch Office9790 Schreiber Ter NBrooklyn Park, MN 55445-2695
Branch Office9353 Jefferson HwyMaple Grove, MN 55369
Branch Office4190 Vinewood Ln NPlymouth, MN 55442-1715

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