Topline Federal Credit Union is headquartered in Maple Grove and is the 11th largest credit union in the state of Minnesota. It is also the 586th largest credit union in the nation. It was established in 1935 and as of June of 2022, it had grown to 105 employees and 47,476 members at 5 locations. Topline Federal Credit Union has an A health rating.
Field of Membership Restrictions
TopLine Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in the Minnesota counties of Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, or Washington. Immediate family members of those eligible to join also qualify for membership.
See current membership details
Great Personal And Business Banking
I've been a member of TopLine since 1996, initially for personal banking and later for several businesses. I love the new web site. It works great for people with a lot of accounts who need to move funds around. The staff at the Bloomington Branch is great and I appreciate the flexibility they provide when i need something special done. I couldn't be happier.
A Great Financial Partner For Our Familly
I've had personal accounts at TopLine for nearly 10 years, business accounts for nearly 7, 2 auto loans, and now a home mortgage, and HELOC at TopLine. I've never had a single problem with any of my accounts or dealings with TopLine.
TopLine has rates as good as any other institution. I've used my ATM card all over 3 continents and never paid a fee. Customer service is lighting-fast, friendly and personal. I really couldn't ask for anything more as a TopLine member, except HSA accounts and had an inner-city Minneapolis branch.
Excellent Loan Officer In Tiffany
Tiffany provided us with exemplary service. We had a bit of an emergency with my wife's vehicle breaking down and found ourselves with an immediate need for a new car. I called Topline to arrange a pre-approval and Tiffany handled our account. She was pleasant and a joy to deal with - as well as very professional and always kept our best interests in mind through out the process.
Ultimately - we couldn't pass up the rate that the dealership was able to land for us (3.0% over 72 months) - but I wanted to make sure her outstanding customer service and professionalism did not go unmentioned. Without a doubt - she will be our first call for our future loan needs.
Personal Loan With Collateral Security
My opinion topline credit union is a racist bank. I applied for a personal loan and I was ready to put my car as a collateral security. The lady that I spoke to pulled my credit and everything looks good, she run my van information and told me your van worth $21000. She asked me how much do I need, I told her $18,000 . She then asked me if am still self employed I replied yes. She told me I'll take it to the underwriter and I'll get back to you.
After couple of hours she called me back she told me your loan couldn't be approved because you using it for Uber and Amazon, I responded this van is for my family use only and I use my 2011 Toyota Prius for Uber and Amazon. Then now she told me we have to verify your income with your 2021 tax papers. I was upset, I responded am giving my car with a greater value as a collateral security against the loan, this is the Same thing you guys did during my last application . Then I told her forget it. As a minority I have a feeling any time you apply for a loan to do business to improve your financial situation these racist will do something to decline your loan. I took loans from this back personal cash loan $5000 twice and a car loan the loan officer was a minority never defaulted. All paid off. But if I applied through these other folks stupid questions will come and lies. You apply for a loan to improve your financial situation they will decline it with their stupid reasons. God knows what is in our hearts to him I put my trust. This $20, 000 will be solve one day God willingly.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24568 |
| Year Chartered | 1935 |
| Employees | 105 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 9.15% |
| Annual Interest Income | $10.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $675.0MM$613.4MM |
| Loans | Q2 2022vs Q2 2021 | $548.1MM$445.9MM |
| Deposits | Q2 2022vs Q2 2021 | $603.5MM$546.6MM |
| Equity Capital | Q2 2022vs Q2 2021 | $57.6MM$54.7MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $2.6MM$3.7MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $1.3MM$751.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |