Topside Federal Credit Union

Overview / Commentary
17442 Dahlgren Rd
Dahlgren, VA 22448

Topside Federal Credit Union is headquartered in Dahlgren and is the 22nd largest credit union in the state of Virginia. It is also the 712th largest credit union in the nation. It was established in 1961 and as of September of 2022, it had grown to 86 employees and 40,801 members at 5 locations. Topside Federal Credit Union has a B health rating.

Field of Membership Restrictions

Topside Federal Credit Union is open to anyone who lives, works, worships, or goes to school in the City of Fredericksburg. Immediate family and household members are also eligible, as well as civilian and military personnel of the U.S. Government who work for or are permanently stationed at Naval Support Activity South Potomac (NSASP)-Dahlgren, or one of its tenant commands. Membership is also open to employees and military personnel working in select areas (see field of membership) and to those who live, work, worship or attend school in Fredericksburg, Virginia.
See current membership details

Reviews (1)

Great bank, but too few locations

Posted by: |

I started banking at NSWC Federal Credit Union many years ago since my husband worked at NSWC. Over the years, I have gotten home refinance loans and vehicle loans at the credit union, in addition to banking there. Several years ago, I took my kids in to open bank accounts. I was hoping to instill in them the concept of saving. I was thrilled by the response at the credit union. A representative spent over an hour with us not just opening their accounts but also explaining the products that the bank offers and how to responsibly save money. It was like their own personal mini savings lesson. I was really pleased, and it started my kids on the path to responsible banking. The representative really went out of her way to make it a fantastic experience for my kids, and I am pleased to say they are all saving responsibly. I know that the impact she had that day made a difference for them, and it's yet another reason I'm happy to call NSWC credit union my bank!


Health Grade Components

NCUA #14754
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD18.44%
Annual Interest Income$10.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$509.6MM$490.5MM
LoansQ3 2022vs Q3 2021$271.7MM$216.2MM
DepositsQ3 2022vs Q3 2021$458.7MM$456.6MM
Equity CapitalQ3 2022vs Q3 2021$14.1MM$30.7MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.4MM$853.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$821.00K$558.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Topside Federal Credit Union are currently being reviewed.


Topside Federal Credit Union Locations
Branch Office17442 Dahlgren RdDahlgren, VA 22448
Branch Office2004 Augustine AveFredericksburg, VA 22401
Branch Office5472 James Madison PkwyKing George, VA 22485-5329
Branch Office9622 Patriot HwyFredericksburg, VA 22407-9407
Corporate Office5184 Potomac DrKing George, VA 22485

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