Topside Federal Credit Union is headquartered in Dahlgren and is the 24th largest credit union in the state of Virginia. It is also the 711th largest credit union in the nation. It was established in 1961 and as of December of 2021, it had grown to 83 employees and 39,901 members at 5 locations. Topside Federal Credit Union's savings rates are 15X the national average, and it has an A health rating.
Topside Federal Credit Union is open to anyone who lives, works, worships, or goes to school in the City of Fredericksburg. Immediate family and household members are also eligible, as well as civilian and military personnel of the U.S. Government who work for or are permanently stationed at Naval Support Activity South Potomac (NSASP)-Dahlgren, or one of its tenant commands. Membership is also open to employees and military personnel working in select areas (see field of membership) and to those who live, work, worship or attend school in Fredericksburg, Virginia.
See current membership details
I started banking at NSWC Federal Credit Union many years ago since my husband worked at NSWC. Over the years, I have gotten home refinance loans and vehicle loans at the credit union, in addition to banking there. Several years ago, I took my kids in to open bank accounts. I was hoping to instill in them the concept of saving. I was thrilled by the response at the credit union. A representative spent over an hour with us not just opening their accounts but also explaining the products that the bank offers and how to responsibly save money. It was like their own personal mini savings lesson. I was really pleased, and it started my kids on the path to responsible banking. The representative really went out of her way to make it a fantastic experience for my kids, and I am pleased to say they are all saving responsibly. I know that the impact she had that day made a difference for them, and it's yet another reason I'm happy to call NSWC credit union my bank!
Overall | |
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NCUA # | 14754 |
Year Chartered | 1961 |
Employees | 83 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.39% |
Return on Equity - YTD | 6.15% |
Annual Interest Income | $11.6MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $487.5MM$456.3MM |
Loans | Q4 2021vs Q4 2020 | $229.6MM$205.7MM |
Deposits | Q4 2021vs Q4 2020 | $453.7MM$420.2MM |
Equity Capital | Q4 2021vs Q4 2020 | $30.9MM$33.4MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $1.2MM$1.0MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $563.00K$726.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Topside Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.03%* | $50k* | - | Daily Money Fund Account | ||
OTHER TIERS: 0.01% → $2k - $50k |
Topside Federal Credit Union Locations | ||
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Branch Office | 17442 Dahlgren Rd | Dahlgren, VA 22448 |
Branch Office | 2004 Augustine Ave | Fredericksburg, VA 22401 |
Branch Office | 5472 James Madison Pkwy | King George, VA 22485-5329 |
Branch Office | 9622 Jefferson Davis Hwy | Fredericksburg, VA 22407-9407 |
Corporate Office | 5184 Potomac Dr | King George, VA 22485 |