Total Choice Federal Credit Union
Overview / Commentary
Total Choice Federal Credit Union is headquartered in Hahnville and is the 39th largest credit union in the state of Louisiana. It is also the 2,262nd largest credit union in the nation. It was established in 1976 and as of March of 2025, it had grown to 16 employees and 5,541 members at 3 locations. Total Choice Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Total Choice Federal Credit Union is open to those who live, work, or worship in the Louisiana parishes of Saint Charles, Saint James, or Saint John Parish.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Total Choice Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 22369 |
| Year Chartered | 1976 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.5% |
| Return on Equity - YTD | -8.16% |
| Annual Interest Income | $420K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $61.4MM$59.6MM |
| Loans | Q1 2025vs Q1 2024 | $20.1MM$22.7MM |
| Deposits | Q1 2025vs Q1 2024 | $57.7MM$54.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.7MM$2.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $204K$166K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $31K$88K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $28K$28K |