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TotalDirectBank

Deposits held and insured by City National Bank (FL)

Overview / Commentary
www.totaldirectbank.com
888-682-2881
524470
Miami, FL 33152-4470
Deposits held and insured by City National Bank (FL)

Related Posts

TotalDirectBank Short-Term CDs Are Rate Leaders - 8/21/2023

TotalDirectBank (internet bank) has again hiked the rates on its 6-month, and 12-month CDs. $25k minimum opening deposit, with $1 million maximum per customer.

TotalDirectBank Bumps Up Direct Money Market Deposit Account Rate - 7/25/2023

TotalDirectBank (internet bank) has bumped up the rate on its Direct Money Market Deposit Account. $2.5k min deposit, with $1m maximum aggregate deposit per customer.

TotalDirectBank Direct Ups Short-Term CD Rates - 6/13/2023

TotalDirectBank (internet bank) has increased the rates on its 3-month, 6-month, and 12-month CDs. $25k minimum opening deposit, with $1 million maximum per customer.

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Reviews (41)

Great Newcomer To Direct Bank Market

Posted by: |

TotalDirectBank is a welcome addition to the direct banking landscape.

They have come a long way over the last year since their launch! I opened an eCD back then and the process has improved a lot. The new eMM product and application process were great. Love the #1 rate.

I also appreciate that it’s very easy to call them and talk to a real human being!

20

6-Month CD - Interest Rate Of 5.601%

Posted by: |

For your 6-Month CD, we are currently offering an interest rate of 5.601% with an annual percentage yield of 5.76%.

3

Puzzling That It Omits Florida From The Special!

Posted by: |

Many banks limit their specials to the geographic area they are located in. Total Bank EXCLUDES their home area. Doesn't make any sense??? Puzzled in Fla!

11

12 Arrests, No Convictions

Posted by: |

Not only did I have to supply a photo ID in the appliation process, but I also had to provide pictures looking left and right. I felt as if I was going to jail next, so I picked up my deposit and ran.

23
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Health
B

Data as of Q2 2023

Data displayed below is for insuring bank: City National Bank (FL)
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #20234
Year Established1970
Employees1052
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD10.31%
Annual Interest Income$556.0MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$26.31B$23.18B
LoansQ2 2023vs Q2 2022$17.33B$14.79B
DepositsQ2 2023vs Q2 2022$21.99B$19.21B
Equity CapitalQ2 2023vs Q2 2022$2.19B$2.03B
Loan Loss AllowanceQ2 2023vs Q2 2022$145.7MM$144.1MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$104.5MM$28.5MM
Real Estate OwnedQ2 2023vs Q2 2022$0$719.00K
Rates
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TotalDirectBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.26%$2.5k$1mDirect Money Market Deposit Account

TotalDirectBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.76%$25k$1m6 Month CD
5.66%$25k$1m3 Month CD
5.65%$25k$1m12 Month CD
4.34%$25k$1m24 Month CD
3.56%$25k$1m36 Month CD
3.05%$25k$1m60 Month CD
Locations

TotalDirectBank is an Internet only bank and does not have branch locations. Its headquarters is located at 524470 - Miami, FL 33152-4470

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.