TotalDirectBank

Deposits held and insured by City National Bank (FL)

Overview / Commentary
888-682-2881
524470
Miami, FL 33152-4470
Deposits held and insured by City National Bank (FL)

Related Posts

TotalDirectBank Short-Term CDs Are Rate Leaders - 8/21/2023

TotalDirectBank (internet bank) has again hiked the rates on its 6-month, and 12-month CDs. $25k minimum opening deposit, with $1 million maximum per customer.

TotalDirectBank Bumps Up Direct Money Market Deposit Account Rate - 7/25/2023

TotalDirectBank (internet bank) has bumped up the rate on its Direct Money Market Deposit Account. $2.5k min deposit, with $1m maximum aggregate deposit per customer.

TotalDirectBank Direct Ups Short-Term CD Rates - 6/13/2023

TotalDirectBank (internet bank) has increased the rates on its 3-month, 6-month, and 12-month CDs. $25k minimum opening deposit, with $1 million maximum per customer.

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Great Newcomer To Direct Bank Market

TotalDirectBank is a welcome addition to the direct banking landscape.

They have come a long way over the last year since their launch! I opened an eCD back then and the process has improved a lot. The new eMM product and application process were great. Love the #1 rate.

I also appreciate that it’s very easy to call them and talk to a real human being!

Puzzling That It Omits Florida From The Special!

Posted by: |

Many banks limit their specials to the geographic area they are located in. Total Bank EXCLUDES their home area. Doesn't make any sense??? Puzzled in Fla!

Telephone Wait Times Are Terrible

Posted by: |

Total Direct raised their Money Market rates to the highest in the nation on 8-26-22 and management had no conception of the chaos that would ensue. I tried to reach them over the phone on 3 different days and hold times have exceed one hour, with still no one with whom to talk.

12 Arrests, No Convictions

Posted by: |

Not only did I have to supply a photo ID in the appliation process, but I also had to provide pictures looking left and right. I felt as if I was going to jail next, so I picked up my deposit and ran.

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Health
B+

Data as of Q4 2023

Data displayed below is for insuring bank: City National Bank (FL)
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #20234
Year Established1970
Employees919
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD7.53%
Annual Interest Income$1.17B
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$26.14B$25.26B
LoansQ4 2023vs Q4 2022$17.42B$16.56B
DepositsQ4 2023vs Q4 2022$21.04B$20.25B
Equity CapitalQ4 2023vs Q4 2022$2.37B$2.04B
Loan Loss AllowanceQ4 2023vs Q4 2022$134.1MM$138.8MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$81MM$46.2MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not TotalDirectBank; we are a rate comparison website and cannot provide official rates or promotions.

TotalDirectBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.26%$2.5k$1mDirect Money Market Deposit Account

TotalDirectBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.45%$25k$1m6 Month CD
5.42%$25k$1m3 Month CD
5.35%$25k$1m12 Month CD
4.34%$25k$1m24 Month CD
3.56%$25k$1m36 Month CD
3.05%$25k$1m60 Month CD
Locations

TotalDirectBank is an Internet only bank and does not have branch locations. Its headquarters is located at 524470 - Miami, FL 33152-4470

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.