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Tower Community Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.75%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.towercommunitybank.com
423-942-5151
4564 Main Street
Jasper, TN 37347

Tower Community Bank is headquartered in JASPER and is the 62nd largest bank in the state of Tennessee. It is also the 2,079th largest bank in the nation. It was established in 1970 and as of September of 2024, it had grown to 79 employees at 11 locations. Tower Community Bank has an A health rating.

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Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #20100
Year Established1970
Employees79
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD11.36%
Annual Interest Income$18.9MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$400.6MM$377.4MM
LoansQ3 2024vs Q3 2023$298.1MM$301.4MM
DepositsQ3 2024vs Q3 2023$345.6MM$320.5MM
Equity CapitalQ3 2024vs Q3 2023$37.6MM$33.9MM
Loan Loss AllowanceQ3 2024vs Q3 2023$3.2MM$2.4MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$2.4MM$123K
Real Estate OwnedQ3 2024vs Q3 2023$0$38K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.75%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tower Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.22%*$500k*$1000kPrime Rate Checking- New Money
OTHER TIERS: 0.08% → $25k - $100k | 0.15% → $100k - $500k

Tower Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.08%$1k$500k6 Month CD Special
3.98%$1k$500k24 Month CD Special
3.87%$50k$500k15 Month CD Special
3.05%$10k-14 Month CD Special
Locations


Tower Community Bank Locations
Whitwell Branch13165 Highway 28Whitwell, TN 37397
Monteagle Branch205 West Main StreetMonteagle, TN 37356
South Pittsburg Branch315 S. Cedar AvenueSouth Pittsburg, TN 37380
Jasper4564 Main StJasper, TN 37347
Dunlap7242 Sr 28Dunlap, TN 37327
Lynchburg Office64 Lynchburg HighwayLynchburg, TN 37352
Chattanooga LPO6148 Lee Highway, Suite 100Chattanooga, TN 37421

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