Tower Community Bank

Overview / Commentary
4564 Main Street
Jasper, TN 37347

Tower Community Bank is headquartered in JASPER and is the 63rd largest bank in the state of Tennessee. It is also the 2,051st largest bank in the nation. It was established in 1970 and as of March of 2024, it had grown to 77 employees at 11 locations. Tower Community Bank has an A health rating.


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Health Grade Components

FDIC Certificate #20100
Year Established1970
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD10.25%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$407.2MM$395.6MM
LoansQ1 2024vs Q1 2023$320.6MM$310.3MM
DepositsQ1 2024vs Q1 2023$346.2MM$339.1MM
Equity CapitalQ1 2024vs Q1 2023$35MM$33.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3MM$2.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$940K$624K
Real Estate OwnedQ1 2024vs Q1 2023$31K$117K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tower Community Bank Checking Account Rates

0.26%*$500k*$1000kPrime Rate Checking- New Money
OTHER TIERS: 0.01% $25k - $50k | 0.09% $50k - $100k | 0.17% $100k - $500k

Tower Community Bank CD Rates

5.16%$50k$500k15 Month CD Special
4.52%$1k$500k6 Month CD Special
4.27%$1k$500k24 Month CD Special
4.02%$10k-14 Month CD Special

Tower Community Bank Locations
Whitwell Branch13165 Highway 28Whitwell, TN 37397
Monteagle Branch205 West Main StreetMonteagle, TN 37356
South Pittsburg Branch315 S. Cedar AvenueSouth Pittsburg, TN 37380
Jasper4564 Main StJasper, TN 37347
Dunlap7242 Sr 28Dunlap, TN 37327
Lynchburg Office64 Lynchburg HighwayLynchburg, TN 37352
Chattanooga LPO6148 Lee Highway, Suite 100Chattanooga, TN 37421

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