Town & Country Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.townandcountry.org

701-852-2018

615 S Broadway
Minot, ND 58702-2046

Town & Country Credit Union is headquartered in Minot and is the 3^rd largest credit union in the state of North Dakota. It is also the 587^th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 149 employees and 26,307 members at 10 locations. Town & Country Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Town & Country Credit Union is open to those who live within 75 miles of Minot, North Dakota, or within 50 miles of Fargo or Kenmare, North Dakota or Moorhead, Minnesota.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60790
Year Chartered	1939
Employees	149
Primary Regulator

Profit Margin
Return on Assets - YTD	0.61%
Return on Equity - YTD	4.92%
Annual Interest Income	$9.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$732.9MM$695.5MM
Loans	Q1 2025vs Q1 2024	$614.6MM$584.2MM
Deposits	Q1 2025vs Q1 2024	$639.5MM$605.3MM
Equity Capital	Q1 2025vs Q1 2024	$90MM$84.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.5MM$3.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$5.9MM$2.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Town & Country Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$0	-	Health Savings Account
0.05%	$5	-	Share Savings
0.05%	$0	-	Special Savings
0.05%	$0	-	Christmas Club
0.05%	$0	-	Vacation Club

Town & Country Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	$250k^*	-	Premium Money Market Savings
OTHER TIERS: 1.15% → $25k - $100k \| 1.40% → $100k - $250k
1.50%	$0	-	Nonprofit Money Market Savings
1.15%	$1k	-	Money Market Savings

Town & Country Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$0	$20k	Star Rewards Checking
OTHER TIERS: 0.01% → $20k+
0.01%	$0	-	Free Checking Account

Town & Country Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.11%	$500	-	6 Month CD
3.90%	$500	-	12 Month CD
3.90%	$200	-	12 Month Growth Builder CD
3.75%	$500	-	24 Month CD
3.50%	$500	-	36 Month CD
3.50%	$500	-	48 Month CD
3.50%	$500	-	60 Month CD

Town & Country Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	IRA Daily Savings

Locations

Cities: Fargo, Kenmare, Minot, Stanley, West Fargo

Fargo Branches
Branch Office	720 4th St N Route # 241	Fargo, ND 58122-4520
Branch Office	815 25th St S	Fargo, ND 58103-2397
Branch Office	5181 38th St S	Fargo, ND 58104-7191

Kenmare Branches
Branch Office	108 N Central Ave	Kenmare, ND 58746-7101

Minot Branches
Branch Office	3630 S Broadway Ste B	Minot, ND 58701-7424
Branch Office	615 S Broadway	Minot, ND 58701-4473
Branch Office	1524 24th Ave SW	Minot, ND 58701
Branch Office	2305 37th Ave SW	Minot, ND 58701

Stanley Branches
Branch Office	1101 4th St SE Suite 101	Stanley, ND 58784

West Fargo Branches
Branch Office	925 14th Ave E	West Fargo, ND 58078-3311

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