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Town & Country Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/22/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/22/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/22/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.townandcountry.org
701-852-2018
615 S Broadway
Minot, ND 58702-2046

Town & Country Credit Union is headquartered in Minot and is the 3rd largest credit union in the state of North Dakota. It is also the 585th largest credit union in the nation. It was established in 1939 and as of December of 2024, it had grown to 166 employees and 26,260 members at 10 locations. Town & Country Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Town & Country Credit Union is open to those who live within 75 miles of Minot, North Dakota, or within 50 miles of Fargo or Kenmare, North Dakota or Moorhead, Minnesota.
See current membership details

Reviews

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Health
A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #60790
Year Chartered1939
Employees166
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.5%
Annual Interest Income$36.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$716.6MM$683.1MM
LoansQ4 2024vs Q4 2023$622.3MM$598.9MM
DepositsQ4 2024vs Q4 2023$621.2MM$591.9MM
Equity CapitalQ4 2024vs Q4 2023$88.6MM$83.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$3.4MM$3.1MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$2.4MM$2.9MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/22/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/22/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/22/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Town & Country Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0-Health Savings Account
0.05%$5-Share Savings
0.05%$0-Special Savings
0.05%$0-Christmas Club
0.05%$0-Vacation Club

Town & Country Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$250k*-Premium Money Market Savings
OTHER TIERS: 1.15% → $25k - $100k | 1.40% → $100k - $250k
1.50%$0-Nonprofit Money Market Savings
1.15%$1k-Money Market Savings

Town & Country Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0$20kStar Rewards Checking
OTHER TIERS: 0.01% → $20k+
0.01%$0-Free Checking Account

Town & Country Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.11%$500-6 Month CD
3.90%$500-12 Month CD
3.90%$200-12 Month Growth Builder CD
3.75%$500-24 Month CD
3.50%$500-36 Month CD
3.50%$500-48 Month CD
3.50%$500-60 Month CD

Town & Country Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-IRA Daily Savings
Locations


Cities: Fargo, Kenmare, Minot, Stanley, West Fargo

Fargo Branches
Branch Office720 4th St N Route # 241Fargo, ND 58122-4520
Branch Office815 25th St SFargo, ND 58103-2397
Branch Office5181 38th St SFargo, ND 58104-7191

Kenmare Branches
Branch Office108 N Central AveKenmare, ND 58746-7101

Minot Branches
Branch Office3630 S Broadway Ste BMinot, ND 58701-7424
Branch Office615 S BroadwayMinot, ND 58701-4473
Branch Office1524 24th Ave SWMinot, ND 58701
Branch Office2305 37th Ave SWMinot, ND 58701

Stanley Branches
Branch Office1101 4th St SE Suite 101Stanley, ND 58784

West Fargo Branches
Branch Office925 14th Ave EWest Fargo, ND 58078-3311

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