Overview / Commentary
Town & Country Credit Union is headquartered in Minot and is the 3rd largest credit union in the state of North Dakota. It is also the 613th largest credit union in the nation. It was established in 1939 and as of June of 2023, it had grown to 142 employees and 27,277 members at 11 locations. Town & Country Credit Union's CD rates are 4X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Town & Country Credit Union is open to those who live within 75 miles of Minot, North Dakota, or within 50 miles of Fargo or Kenmare, North Dakota or Moorhead, Minnesota.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 60790 |
| Year Chartered | 1939 |
| Employees | 142 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 4.77% |
| Annual Interest Income | $14.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $661.0MM$660.0MM |
| Loans | Q2 2023vs Q2 2022 | $568.1MM$471.0MM |
| Deposits | Q2 2023vs Q2 2022 | $574.4MM$578.0MM |
| Equity Capital | Q2 2023vs Q2 2022 | $81.5MM$76.0MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$3.5MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $1.7MM$545.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
