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Town & Country Bank and Trust Company


Overview / Commentary
www.mytcbt.bank
502-348-3911
201 N. Third Street
Bardstown, KY 40004

Town & Country Bank and Trust Company is headquartered in Bardstown and is the 39th largest bank in the state of Kentucky. It is also the 1,998th largest bank in the nation. It was established in 1907 and as of December of 2020, it had grown to 84 employees at 5 locations. Town & Country Bank and Trust Company has an A+ health rating.

Reviews (1)

very good experience

Posted by: |

I handle all of my father's finances. We recently opened a checking account in his name with Town & Country. They were very friendly and explained things in terms that were easy for him to understand. They were every patient with his questions. They have no problem answering my questions in relation to the account (as long as it doesn't contain sensitive information), despite the fact that I am not technically on the account.

1


Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #15703
Year Established1907
Employees84
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD9.81%
Annual Interest Income$12.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$387.1MM$311.2MM
LoansQ4 2020vs Q4 2019$222.9MM$225.2MM
DepositsQ4 2020vs Q4 2019$341.6MM$268.2MM
Equity CapitalQ4 2020vs Q4 2019$42.8MM$40.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.6MM$2.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$365.00K$712.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$1.7MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Town & Country Bank and Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Savings - Tiered Rate
OTHER TIERS: 0.05% → Up to $10k

Town & Country Bank and Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$1m*-Money Market Account
OTHER TIERS: 0.05% → $2k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $1m

Town & Country Bank and Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Interest Earning Account - Tiered Rate
0.05%--Business Interest Earning Account - Tiered Rate
0.05%--Worry Free Checking

Town & Country Bank and Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k-60 Month CD
0.55%$1k-48 Month CD
0.45%$1k-36 Month CD
0.35%$1k-24 Month CD
0.25%$1k-12 Month CD
0.15%$1k-182 Day CD
0.05%$1k-91 Day CD

Town & Country Bank and Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k-60 Month IRA
0.55%$1k-48 Month IRA
0.45%$1k-36 Month IRA
0.35%$1k-24 Month IRA
0.25%$1k-12 Month IRA
Locations


Town & Country Bank and Trust Company Locations
Lawrenceburg Branch1102 Bypass SouthLawrenceburg, KY 40342
New Haven Branch148 South Main StreetNew Haven, KY 40051
Town & Country Bank and Trust Company201 N. Third StreetBardstown, KY 40004
Bardstown Plaza Branch237 Nelson PlazaBardstown, KY 40004
West John Rowan Boulevard Branch90 West John Rowan BoulevardBardstown, KY 40004

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.