Town & Country Bank and Trust Company
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.52% | 5-year CD | |
| 0.40% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.00% - Ally Bank Online Savings Account |
Town & Country Bank and Trust Company is headquartered in Bardstown and is the 46th largest bank in the state of Kentucky. It is also the 2,147th largest bank in the nation. It was established in 1907 and as of September of 2018, it had grown to 85 employees at 6 locations. Town & Country Bank and Trust Company has an A health rating.
very good experience
I handle all of my father's finances. We recently opened a checking account in his name with Town & Country. They were very friendly and explained things in terms that were easy for him to understand. They were every patient with his questions. They have no problem answering my questions in relation to the account (as long as it doesn't contain sensitive information), despite the fact that I am not technically on the account.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15703 |
| Year Established | 1907 |
| Employees | 85 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.52% |
| Return on Equity - YTD | 12.8% |
| Annual Interest Income | $8.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $306.1MM$306.7MM |
| Loans | Q3 2018vs Q3 2017 | $198.9MM$176.4MM |
| Deposits | Q3 2018vs Q3 2017 | $266.3MM$267.4MM |
| Equity Capital | Q3 2018vs Q3 2017 | $37.0MM$37.9MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $2.1MM$2.2MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $252.00K$864.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $1.4MM$2.1MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Town & Country Bank and Trust Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $10k* | - | Savings - Tiered Rate | ||
| OTHER TIERS: 0.05% → Up to $10k | |||||
| 0.10%* | $10k* | - | Business Savings - Tiered Rate | ||
| OTHER TIERS: 0.05% → Up to $10k | |||||
Town & Country Bank and Trust Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → $2k - $25k | 0.15% → $25k - $50k | |||||
| 0.25%* | $50k* | - | Business Money Market Account | ||
| OTHER TIERS: 0.05% → $2k - $25k | 0.15% → $25k - $50k | |||||
Town & Country Bank and Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Interest Earning Account - Tiered Rate | |
| 0.05% | - | - | Business Interest Earning Account - Tiered Rate | |
| 0.05% | - | - | Worry Free Checking |
Town & Country Bank and Trust Company CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $1k | - | 60 Month CD | |
| 2.52% | $1k | - | Business 60 Month CD | |
| 2.26% | $1k | - | 20 Month CD Special | |
| 2.26% | $1k | - | Business 20 Month CD Special | |
| 1.00% | $1k | - | 48 Month CD | |
| 1.00% | $1k | - | Business 48 Month CD | |
| 0.70% | $1k | - | 36 Month CD | |
| 0.70% | $1k | - | Business 36 Month CD | |
| 0.50% | $1k | - | 24 Month CD | |
| 0.50% | $1k | - | Business 24 Month CD | |
| 0.40% | $1k | - | 12 Month CD | |
| 0.40% | $1k | - | Business 12 Month CD | |
| 0.20% | $1k | - | 182 Day CD | |
| 0.20% | $1k | - | Business 182 Day CD | |
| 0.10% | $1k | - | 91 Day CD | |
| 0.10% | $1k | - | Business 91 Day CD |
Town & Country Bank and Trust Company IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $1k | - | 60 Month IRA | |
| 2.50% | $1k | - | Business 60 Month IRA | |
| 2.25% | $1k | - | 20 Month IRA Special | |
| 2.25% | $1k | - | Business 20 Month IRA Special | |
| 1.00% | $1k | - | 48 Month IRA | |
| 1.00% | $1k | - | Business 48 Month IRA | |
| 0.70% | $1k | - | 36 Month IRA | |
| 0.70% | $1k | - | Business 36 Month IRA | |
| 0.50% | $1k | - | 24 Month IRA | |
| 0.50% | $1k | - | Business 24 Month IRA | |
| 0.40% | $1k | - | 12 Month IRA | |
| 0.40% | $1k | - | Business 12 Month IRA |
| Town & Country Bank and Trust Company Locations | ||
|---|---|---|
| Lawrenceburg Branch | 1102 Bypass South | Lawrenceburg, KY 40342 |
| New Haven Branch | 148 South Main Street | New Haven, KY 40051 |
| Town & Country Bank and Trust Company | 201 N. Third Street | Bardstown, KY 40004 |
| Bardstown Plaza Branch | 237 Nelson Plaza | Bardstown, KY 40004 |
| Brannon Road Branch | 3082 Brannon Road | Nicholasville, KY 40356 |
| West John Rowan Boulevard Branch | 90 West John Rowan Boulevard | Bardstown, KY 40004 |