Overview / Commentary
201 N. Third Street
Bardstown, KY 40004

Town & Country Bank and Trust Company is headquartered in Bardstown and is the 46th largest bank in the state of Kentucky. It is also the 2,147th largest bank in the nation. It was established in 1907 and as of September of 2018, it had grown to 85 employees at 6 locations. Town & Country Bank and Trust Company has an A health rating.

Reviews (1)

very good experience

I handle all of my father's finances. We recently opened a checking account in his name with Town & Country. They were very friendly and explained things in terms that were easy for him to understand. They were every patient with his questions. They have no problem answering my questions in relation to the account (as long as it doesn't contain sensitive information), despite the fact that I am not technically on the account.


Health Grade Components

FDIC Certificate #15703
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.52%
Return on Equity - YTD12.8%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$306.1MM$306.7MM
LoansQ3 2018vs Q3 2017$198.9MM$176.4MM
DepositsQ3 2018vs Q3 2017$266.3MM$267.4MM
Equity CapitalQ3 2018vs Q3 2017$37.0MM$37.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.1MM$2.2MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$252.00K$864.00K
Real Estate OwnedQ3 2018vs Q3 2017$1.4MM$2.1MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Town & Country Bank and Trust Company Savings Account Rates

0.10%*$10k*-Savings - Tiered Rate
OTHER TIERS: 0.05% Up to $10k
0.10%*$10k*-Business Savings - Tiered Rate
OTHER TIERS: 0.05% Up to $10k

Town & Country Bank and Trust Company Money Market Rates

0.25%*$50k*-Money Market Account
OTHER TIERS: 0.05% $2k - $25k | 0.15% $25k - $50k
0.25%*$50k*-Business Money Market Account
OTHER TIERS: 0.05% $2k - $25k | 0.15% $25k - $50k

Town & Country Bank and Trust Company Checking Account Rates

0.05%--Interest Earning Account - Tiered Rate
0.05%--Business Interest Earning Account - Tiered Rate
0.05%--Worry Free Checking

Town & Country Bank and Trust Company CD Rates

2.52%$1k-60 Month CD
2.52%$1k-Business 60 Month CD
2.26%$1k-20 Month CD Special
2.26%$1k-Business 20 Month CD Special
1.00%$1k-48 Month CD
1.00%$1k-Business 48 Month CD
0.70%$1k-36 Month CD
0.70%$1k-Business 36 Month CD
0.50%$1k-24 Month CD
0.50%$1k-Business 24 Month CD
0.40%$1k-12 Month CD
0.40%$1k-Business 12 Month CD
0.20%$1k-182 Day CD
0.20%$1k-Business 182 Day CD
0.10%$1k-91 Day CD
0.10%$1k-Business 91 Day CD

Town & Country Bank and Trust Company IRA Rates

2.50%$1k-60 Month IRA
2.50%$1k-Business 60 Month IRA
2.25%$1k-20 Month IRA Special
2.25%$1k-Business 20 Month IRA Special
1.00%$1k-48 Month IRA
1.00%$1k-Business 48 Month IRA
0.70%$1k-36 Month IRA
0.70%$1k-Business 36 Month IRA
0.50%$1k-24 Month IRA
0.50%$1k-Business 24 Month IRA
0.40%$1k-12 Month IRA
0.40%$1k-Business 12 Month IRA

Town & Country Bank and Trust Company Locations
Lawrenceburg Branch1102 Bypass SouthLawrenceburg, KY 40342
New Haven Branch148 South Main StreetNew Haven, KY 40051
Town & Country Bank and Trust Company201 N. Third StreetBardstown, KY 40004
Bardstown Plaza Branch237 Nelson PlazaBardstown, KY 40004
Brannon Road Branch3082 Brannon RoadNicholasville, KY 40356
West John Rowan Boulevard Branch90 West John Rowan BoulevardBardstown, KY 40004

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