Town & Country Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.tcfcu.com

207-773-5656

557 Main St
South Portland, ME 04106

Town & Country Federal Credit Union is headquartered in Scarborough and is the 4^th largest credit union in the state of Maine. It is also the 672^nd largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 123 employees and 38,986 members at 7 locations. Town & Country Federal Credit Union's money market rates are 8X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Town & Country Federal Credit Union is open to those who live, work, worship, or attend school in Cumberland or York County, Maine. Membership is also open to immediate family of current members or those eligible for membership.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	8486
Year Chartered	1953
Employees	123
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.08%
Return on Equity - YTD	-1.21%
Annual Interest Income	$7.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$607.4MM$600.3MM
Loans	Q1 2025vs Q1 2024	$471.3MM$433.2MM
Deposits	Q1 2025vs Q1 2024	$514.6MM$525.4MM
Equity Capital	Q1 2025vs Q1 2024	$39.1MM$36.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.1MM$1.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.3MM$1.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Town & Country Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$25	-	Savings Accounts
0.10%	$0	-	Youth Savings
0.10%	$0	-	Holiday Club
0.10%	$0	-	Vacation Club

Town & Country Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.30%^*	$250k^*	-	Money Market
OTHER TIERS: 1.01% → $2k - $10k \| 1.26% → $10k - $25k \| 1.51% → $25k - $50k \| 2.53% → $50k - $100k \| 2.79% → $100k - $250k

Town & Country Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.12%^*	$0	$10k	Free Rewards Checking
OTHER TIERS: 0.25% → $10k+

Town & Country Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.82%	$500	-	6 Month Share Certificate Special
3.04%	$500	-	60 Month Share Certificate
2.99%	$500	-	48 Month Share Certificate
2.94%	$500	-	36 Month Share Certificate
2.89%	$500	-	30 Month Share Certificate
2.84%	$500	-	24 Month Share Certificate
2.78%	$500	-	18 Month Share Certificate
2.73%	$500	-	12 Month Share Certificate
1.00%	$500	-	3 Month Share Certificate

Town & Country Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.82%	$500	-	6 Month IRA Certificate Special
3.04%	$500	-	60 Month IRA Certificate
2.99%	$500	-	48 Month IRA Certificate
2.94%	$500	-	36 Month IRA Certificate
2.89%	$500	-	30 Month IRA Certificate
2.84%	$500	-	24 Month IRA Certificate
2.78%	$500	-	18 Month IRA Certificate
2.73%	$500	-	12 Month IRA Certificate
1.00%	$500	-	3 Month IRA Certificate
0.20%	$0	-	IRA Savings

Locations

Town & Country Federal Credit Union Locations
Branch Office	426 Forest Ave	Portland, ME 04101-2030
Branch Office	52 Elm St	Saco, ME 04072-2735
Branch Office	257 US Route 1	Scarborough, ME 04074
Branch Office	170 Ocean St	South Portland, ME 04106-3657
Branch Office	557 Main St	South Portland, ME 04106-5408
Branch Office	3 Auburn St	Portland, ME 04103
Corporate Office	32 Little Dolphin Drive	Scarborough, ME 04074

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