TrailNorth Federal Credit Union


Overview / Commentary
518-585-6725
1178 NYS Route 9N
Ticonderoga, NY 12883

TrailNorth Federal Credit Union is headquartered in Ticonderoga and is the 62nd largest credit union in the state of New York. It is also the 1,409th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 37 employees and 10,983 members at 4 locations. TrailNorth Federal Credit Union has an A health rating.

Field of Membership Restrictions

TrailNorth Federal Credit Union is open to anyone who lives, works, worships, or goes to school in the New York counties of Clinton, Franklin, Essex, Warren, or Washington, or Addison County, Vermont. Immediate family and household members of anyone eligible to join qualify for membership.
See current membership details

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Health

Health Grade Components

Overall
NCUA #9219
Year Chartered1954
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD4.39%
Annual Interest Income$2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$168.1MM$165.2MM
LoansQ1 2025vs Q1 2024$93.7MM$95.3MM
DepositsQ1 2025vs Q1 2024$150.5MM$149.9MM
Equity CapitalQ1 2025vs Q1 2024$15MM$13.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.2MM$1.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$489K$1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$12K
Rates

Rates for TrailNorth Federal Credit Union are currently being reviewed.

Locations


TrailNorth Federal Credit Union Locations
Corporate Office1172 NYS Route 9NTiconderoga, NY 12883-3106
Branch Office1178 NYS Route 9NTiconderoga, NY 12883-3106
Branch Office43 Meacham StPort Henry, NY 12974-1426
Branch Office7519 Court StElizabethtown, NY 12932

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