Advertising Disclosure
  1. Home
  2. Banks
  3. Transtar Federal Credit Union

Transtar Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.transtarfcu.org
832-201-0190
12930 Northwest Freeway
Houston, TX 77040

Transtar Federal Credit Union is headquartered in Houston and is the 234th largest credit union in the state of Texas. It is also the 3,019th largest credit union in the nation. It was established in 1951 and as of December of 2024, it had grown to 5 employees and 2,679 members at 1 location. Transtar Federal Credit Union's CD rates are 5X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Transtar Federal Credit Union is open to those who live, work, worship, or attend school in portions of Houston, Texas (Zip Codes 77007, 77008, 77018, 77024, 77040, 77041, 77055, 77064, 77080, 77091, 77092, 77240, 77241, 77243, 77280, 77293).

Employees of IKON Office Solutions, NPC Payment Systems, United Way of Greater Houston, Van Kampen Investments, Hellmuth, Obata & Kassabaum - HOK, High Rise Electrical, Target Hunger, Interfaith Ministries, Armstrong Repair Inc., The Williams Companies, Inc. and its subsidiaries., LeTourneau Technologies, Rives Carlberg, Rowan Companies, Peterson Beckner Industries, The Women's Home of Houston, The SLI Group, Sickle Cell Association, or Armstrong Repair Inc. also qualify.


See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+

Data as of Q4 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Transtar Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #7482
Year Chartered1951
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD-0.56%
Return on Equity - YTD-6.73%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$26.2MM$27.9MM
LoansQ4 2024vs Q4 2023$20.5MM$24.4MM
DepositsQ4 2024vs Q4 2023$23.9MM$25.6MM
Equity CapitalQ4 2024vs Q4 2023$2.2MM$2.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$139K$125K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$192K$177K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Transtar Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Transtar Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Education IRA Savings
0.15%$100-Christmas Club Account
0.10%$100-Regular Savings Account
0.10%$5-Wild Savings

Transtar Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Plus
OTHER TIERS: 0.05% → $2.5k - $5k | 0.10% → $5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k
0.05%*$1k*-Money Market
OTHER TIERS: 0.01% → $100 - $1k

Transtar Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Emerald+ Checking
OTHER TIERS: 0.05% → $2.5k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k

Transtar Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%*$100k*-1 Year CD
OTHER TIERS: 4.00% → $500 - $50k | 4.05% → $50k - $100k
3.90%*$100k*-6 Month CD
OTHER TIERS: 3.80% → $500 - $50k | 3.85% → $50k - $100k
3.65%*$100k*-3 Year CD
OTHER TIERS: 3.55% → $500 - $50k | 3.60% → $50k - $100k
3.60%*$100k*-2 Year CD
OTHER TIERS: 3.50% → $500 - $50k | 3.55% → $50k - $100k
3.55%*$100k*-4 Year CD
OTHER TIERS: 3.45% → $500 - $50k | 3.50% → $50k - $100k
3.50%*$100k*-5 Year CD
OTHER TIERS: 3.40% → $500 - $50k | 3.45% → $50k - $100k

Transtar Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%*$100k*-1 Year IRA
OTHER TIERS: 4.10% → $500 - $50k | 4.15% → $50k - $100k
4.00%*$100k*-6 Month IRA
OTHER TIERS: 3.90% → $500 - $50k | 3.95% → $50k - $100k
3.75%*$100k*-3 Year IRA
OTHER TIERS: 3.65% → $500 - $50k | 3.70% → $50k - $100k
3.70%*$100k*-2 Year IRA
OTHER TIERS: 3.60% → $500 - $50k | 3.65% → $50k - $100k
3.65%*$100k*-4 Year IRA
OTHER TIERS: 3.55% → $500 - $50k | 3.60% → $50k - $100k
3.60%*$100k*-5 Year IRA
OTHER TIERS: 3.50% → $500 - $50k | 3.55% → $50k - $100k
0.25%$0-Roth IRA
0.15%$0-IRA Savings Account
Locations


Transtar Federal Credit Union Locations
Branch Office12930 Northwest FwyHouston, TX 77040-6304

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.