Travis Credit Union


Overview / Commentary
707-449-4000
1 Travis Way
Vacaville, CA 95687

Travis Credit Union is headquartered in Vacaville and is the 12th largest credit union in the state of California. It is also the 72nd largest credit union in the nation. It was established in 1951 and as of December of 2024, it had grown to 615 employees and 257,843 members at 24 locations. Travis Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Travis Credit Union is open to those who live, work, worship, or attend school in Alameda, Colusa, Contra Costa, Merced, Napa, Placer, San Joaquin, Sacramento, Solano, Sonoma, Stanislaus or Yolo Counties in California. Membership is open to military and civilian personnel of Travis Air Force Base.
See current membership details

Reviews (1)

Do Not Use Travis Credit Union

Stay away from TCU. I've been with them 15 years for both personal and business. Fed up and now moving accounts. Here's why -- they were never able to get ACH working after years (they admitted they don't know why). Significantly higher interest rates than competitors on auto & home loans. App doesn't work 30% of the time when making remote online deposits (so frustrating). Employees don't take accountability. Often the website is down showing some "Microsoft Server Error". They don't answer their phones -- ever! Can't display member monthly statements online using Chrome or Explorer browser (you must use Firefox). ATM didn't dispense $400 w/draw at partner bank last month, TCU, still has yet to acknowledge the error, even after going into branch to report it to the manager directly (we tried calling, but remember, they don't ever answer their phones); now we're forced to file a complaint with the Consumer Protection Agency b/c that's our only recourse it appears. You would be better off stashing your cash in a shoebox under your bed.



Health

Health Grade Components

Overall
NCUA #68429
Year Chartered1951
Employees615
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.95%
Annual Interest Income$236.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$5.25B$4.93B
LoansQ4 2024vs Q4 2023$4.12B$4.04B
DepositsQ4 2024vs Q4 2023$4.38B$4.09B
Equity CapitalQ4 2024vs Q4 2023$523.8MM$497.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$35.3MM$32.9MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$33.5MM$27.2MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Travis Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Travis Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Health Savings Account
0.15%*$10k*-Business Share Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Prime Share Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Target Share Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.05%$200-Coverdell Educational Savings Account (CESA)

Travis Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$1kJumpstart Money Market - New Money
OTHER TIERS: 0.75% $3k - $5k | 1.75% $1k - $3k
3.90%$0-Business Direct Advantage Money Market Special - New Money
2.65%*$250k*-Jumbo Plus Money Market Account
OTHER TIERS: 0.25% $0 - $25k | 1.95% $25k - $50k | 2.45% $50k - $100k | 2.55% $100k - $250k
0.95%*$100k*-Business Jumbo Money Market
OTHER TIERS: 0.25% $0 - $100k
0.50%*$75k*-Business Flexible Money Market
OTHER TIERS: 0.15% $0 - $7.5k | 0.20% $7.5k - $50k | 0.25% $50k - $75k

Travis Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Investor Checking
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k
0.05%$500-Better Business Dividend Checking

Travis Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-7 Month CD Special
3.75%$500-Business 7 Month CD Special
3.65%$500-18 Month Share Certificate Special - New Money
3.65%$500-Business 18 Month CD Special - New Money
2.55%$10k-60 Month Laddering CD
2.45%$500-Business 60 Month CD
2.45%$500-60 Month Standard CD
2.30%$10k-48 Month Laddering CD
2.20%$500-Business 48 Month CD
2.20%$500-48 Month Standard CD
2.20%$10k-36 Month Laddering CD
2.10%$500-Business 36 Month CD
2.10%$500-36 Month Standard CD
2.10%$10k-24 Month Laddering CD
2.00%$500-Business 24 Month CD
2.00%$500-24 Month Standard CD
1.75%$500-19 Month Standard CD
1.75%$500-Business 19 Month CD
1.40%$10k-12 Month Laddering CD
1.30%$500-Business 12 Month CD
1.30%$500-12 Month Standard CD
1.00%$500-9 Month Standard CD
1.00%$500-Business 9 Month CD
0.90%$500-Business 6 Month CD
0.90%$500-6 Month Standard CD

Travis Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-7 Month IRA Special
3.65%$500-18 Month IRA Special - New Money
2.55%$10k-60 Month Laddering IRA
2.45%$500-60 Month IRA
2.30%$10k-48 Month Laddering IRA
2.20%$10k-36 Month Laddering IRA
2.20%$500-48 Month IRA
2.10%$10k-24 Month Laddering IRA
2.10%$500-36 Month IRA
2.00%$500-24 Month IRA
1.75%$500-19 Month IRA
1.40%$10k-12 Month Laddering IRA
1.30%$500-12 Month IRA
1.00%$500-9 Month IRA
0.90%$500-6 Month IRA
0.05%$200-IRA Savings Account
Locations

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