Travis Credit Union is headquartered in Vacaville and is the 12th largest credit union in the state of California. It is also the 72nd largest credit union in the nation. It was established in 1951 and as of December of 2024, it had grown to 615 employees and 257,843 members at 24 locations. Travis Credit Union's money market rates are 9X the national average, and it has an A health rating.
Membership in Travis Credit Union is open to those who live, work, worship, or attend school in Alameda, Colusa, Contra Costa, Merced, Napa, Placer, San Joaquin, Sacramento, Solano, Sonoma, Stanislaus or Yolo Counties in California. Membership is open to military and civilian personnel of Travis Air Force Base.
See current membership details
Stay away from TCU. I've been with them 15 years for both personal and business. Fed up and now moving accounts. Here's why -- they were never able to get ACH working after years (they admitted they don't know why). Significantly higher interest rates than competitors on auto & home loans. App doesn't work 30% of the time when making remote online deposits (so frustrating). Employees don't take accountability. Often the website is down showing some "Microsoft Server Error". They don't answer their phones -- ever! Can't display member monthly statements online using Chrome or Explorer browser (you must use Firefox). ATM didn't dispense $400 w/draw at partner bank last month, TCU, still has yet to acknowledge the error, even after going into branch to report it to the manager directly (we tried calling, but remember, they don't ever answer their phones); now we're forced to file a complaint with the Consumer Protection Agency b/c that's our only recourse it appears. You would be better off stashing your cash in a shoebox under your bed.
Overall | |
---|---|
NCUA # | 68429 |
Year Chartered | 1951 |
Employees | 615 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.4% |
Return on Equity - YTD | 3.95% |
Annual Interest Income | $236.1MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2024vs Q4 2023 | $5.25B$4.93B |
Loans | Q4 2024vs Q4 2023 | $4.12B$4.04B |
Deposits | Q4 2024vs Q4 2023 | $4.38B$4.09B |
Equity Capital | Q4 2024vs Q4 2023 | $523.8MM$497.9MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $35.3MM$32.9MM |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $33.5MM$27.2MM |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $10k* | - | Investor Checking | ||
OTHER TIERS: 0.15% → $1k - $5k | 0.20% → $5k - $10k | |||||
0.05% | $500 | - | Better Business Dividend Checking |