Travis Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
4.00%Reward SavingsUltimate Rewards Package
2.10%5-year CD60 Month Standard CD
1.10%1-year CD12 Month Standard CD

Overview / Commentary
707-469-2000
1 Travis Way
Vacaville, CA 95687

Travis Credit Union is headquartered in Vacaville and is the 13th largest credit union in the state of California. It is also the 70th largest credit union in the nation. It was established in 1951 and as of June of 2018, it had grown to 632 employees and 207,388 members at 24 locations. Travis Credit Union's money market rates are 70% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Travis Credit Union is open to those who live, work, attends school or worship in Yolo, Solano, Contra Costa, Napa, Merced, Alameda, Placer, Colusa, Sacramento, San Joaquin, Sonoma, or Stanislaus Counties in California. Membership is open to military and civilian personnel of Travis Air Force Base.
See current membership details

Related Posts

View all posts from:


Reviews (3)

Travis CU has great customer service

Posted by: iChristi | Sep 9, 2016

Every time I've had to visit a branch of Travis CU, the staff has been lovely. Setting up my account and subsequent visits have all been pleasant and I've been met with a smile each time. The best experience, however, was with their online customer service. Due to limitations on the type of savings account I had at the time, I went over the amount of online transactions I could have in one month after having to pay an unusual number of bills online. This caused two fees of $29 each to be debited from my account. It was my fault, and information I should have made myself aware of before it happened.

I immediately contacted customer service, as I wasn't sure why the fees had occurred, and asked for clarification. Despite the fact that it was the day before New Year's Eve, customer service responded on their online messaging system in less than half an hour and explained what had happened. They also refunded the fees to my account. I hadn't asked for that, or even expected it to happen, it was done as a gesture of goodwill. I can't recommend Travis CU enough.

Travis CU, a solid credit union

I've been a customer with Travis Credit Union for nearly a decade.

I first went with Travis Credit Union because of their competitive (at the time) savings interest rates and convenient location. I've used several of their services and products including the free checking, savings, CDs, and loans.

These days, I keep most of my money in Travis Credit Union but no longer live or work in an area that is conveniently close for doing my in-person banking. I mostly do everything through the mobile app. All of my issues with my service are only from the mobile app, which lags behind the mobile banking experience of other banks. I think there is room for improvement here.

Still, the outstanding customer service is what keeps me with Travis Credit Union. I'll likely be using their services for a long time. I don't mind that the savings interest rates aren't able to be competitive, presently. Hopefully, though, the savings and CD rates go up so I feel better about using those services.

Travis Credit Union-california

I opened a TCU account when I was 19 and in the military. I entered the military at 18 and kept a small bank as my main bank. Eventually I realized I needed a bank where I lived-California. My bank before was in Kansas. Right off the base: Travis AFB near Fairfield, CA, was the Travis Credit Union. I originally found them when I purchased my second car through CarMax in Fairfield, CA. They gave me my first car loan and I had a very good interest rate (4.5%) for having almost no credit history. (Credit unions LOVE military members since its guarunteed payment generally just by going to the leasees military boss if there are any issues). I had a very long payment-6 years.

I then opened a checking/savings through them. (regular checking/savings).
I didn't like the credit union. They had very limited hours. The customer service was nice, their fees were better than others and I did have a larger interest rate with my savings account (with it only being a regular savings account too) than I would have had at a bigger institution like Bank of America/wells fargo. I just didn't like the lack of ATMS, the limited hours for their offices, and honestly I found their phone tree for banking services via phone to be completely lacking in any sense (more so than big companies). I rarely was able to get help over the phone.

I kept the loan through them, but I lasted about 3 years with a savings/checking account. I then went to a big bank-Bank of America.



Health
A+

Health Grade Components

Overall
NCUA #68429
Year Chartered1951
Employees632
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD8.6%
Annual Interest Income$59.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$3.06B$2.88B
LoansQ2 2018vs Q2 2017$2.34B$2.07B
DepositsQ2 2018vs Q2 2017$2.69B$2.53B
Equity CapitalQ2 2018vs Q2 2017$344.9MM$327.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$29.7MM$21.2MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$11.2MM$9.3MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Travis Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Travis Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$5$500Ultimate Rewards Package
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k+
0.25%$100-Health Savings Account
0.15%*$10k*-Business Share Account
OTHER TIERS: 0.10% $100 - $10k
0.15%*$10k*-Prime Share Account
OTHER TIERS: 0.10% $100 - $10k
0.15%*$10k*-Target Share Account
OTHER TIERS: 0.10% $100 - $10k
0.05%$200-IRA Savings Account
0.05%$200-Coverdell Educational Savings Account (CESA)

Travis Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Business Jumbo Money Market
OTHER TIERS: 0.05% Up to $100k
0.75%*$100k*-Jumbo Money Market
OTHER TIERS: 0.05% Up to $100k
0.70%*$75k*-Business Premiere Plus Money Market
OTHER TIERS: 0.05% Up to $75k
0.70%*$75k*-Premiere Plus Money Market
OTHER TIERS: 0.05% Up to $75k
0.65%*$50k*-Business Premiere Money Market
OTHER TIERS: 0.05% Up to $50k
0.65%*$50k*-Premiere Money Market
OTHER TIERS: 0.05% Up to $50k
0.60%*$75k*-Business Flexible Money Market
OTHER TIERS: 0.25% Up to $7.5k | 0.40% $7.5k - $25k | 0.45% $25k - $50k | 0.55% $50k - $75k
0.60%*$75k*-Flexible Money Market
OTHER TIERS: 0.25% Up to $7.5k | 0.40% $7.5k - $25k | 0.45% $25k - $50k | 0.55% $50k - $75k
0.50%*$25k*-Business Sterling Money Market
OTHER TIERS: 0.05% Up to $25k
0.50%*$25k*-Sterling Money Market
OTHER TIERS: 0.05% Up to $25k

Travis Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Investor Checking
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k | 0.25% $10k - $50k
0.05%$500-Better Business Dividend Checking
0.05%$500-Dividend Checking
0.05%$500-Silver Wings Checking

Travis Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$50k-60 Month Laddering CD
2.10%$500-Business 60 Month CD
2.10%$500-60 Month Standard CD
2.00%$1k-23 Month CD Special (New Money Only)
2.00%$1k-Business 23 Month CD Special (New Money Only)
2.00%$2.5k-13 Month SmartChoice CD Special /w Mortgage and Checking (New Money Only)
2.00%$2.5k-Business 13 Month SmartChoice CD Special /w Mortgage and Checking (New Money Only)
1.86%$50k-48 Month Laddering CD
1.80%$50k-36 Month Laddering CD
1.75%$500-Business 48 Month CD
1.75%$500-48 Month Standard CD
1.75%$2.5k-13 Month SmartChoice CD Special w/ Mortgage or Checking (New Money Only)
1.75%$2.5k-Business 13 Month SmartChoice CD Special w/ Mortgage or Checking (New Money Only)
1.70%$500-Business 36 Month CD
1.70%$500-36 Month Standard CD
1.55%$50k-24 Month Laddering CD
1.50%$2.5k-13 Month SmartChoice CD Special (New Money Only)
1.50%$2.5k-Business 13 Month SmartChoice CD Special (New Money Only)
1.45%$500-Business 24 Month CD
1.45%$500-24 Month Standard CD
1.20%$50k-12 Month Laddering CD
1.10%$500-Business 12 Month CD
1.10%$500-12 Month Standard CD
0.60%$500-Business 6 Month CD
0.60%$500-6 Month Standard CD

Travis Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$50k-60 Month Laddering IRA
2.10%$500-60 Month IRA
2.00%$1k-23 Month IRA Special (New Money Only)
2.00%$2.5k-13 Month SmartChoice IRA Special /w Mortgage and Checking (New Money Only)
1.86%$50k-48 Month Laddering IRA
1.80%$50k-36 Month Laddering IRA
1.75%$500-48 Month IRA
1.75%$2.5k-13 Month SmartChoice IRA Special w/ Mortgage or Checking (New Money Only)
1.70%$500-36 Month IRA
1.55%$50k-24 Month Laddering IRA
1.50%$2.5k-13 Month SmartChoice IRA Special (New Money Only)
1.45%$500-24 Month IRA
1.20%$50k-12 Month Laddering IRA
1.10%$500-12 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.