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Trax Credit Union


Overview / Commentary
www.traxcu.com
813-621-6661
3710 N 50th St
Tampa, FL 33619

Trax Credit Union is headquartered in Tampa and is the 37th largest credit union in the state of Florida. It is also the 737th largest credit union in the nation. It was established in 1935 and as of June of 2021, it had grown to 70 employees and 41,695 members at 9 locations. Trax Credit Union has an A+ health rating.

Field of Membership Restrictions

Trax Credit Union is open to employees and retirees of the CSX Railroad or Railroad & Industrial Company groups (a full list of more than 500 SEGs is listed on the credit union's website).
See current membership details

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Health
A+

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #24703
Year Chartered1935
Employees70
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD8.22%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$441.5MM$391.6MM
LoansQ2 2021vs Q2 2020$179.0MM$168.3MM
DepositsQ2 2021vs Q2 2020$387.0MM$343.1MM
Equity CapitalQ2 2021vs Q2 2020$48.9MM$43.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.6MM$1.3MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$697.00K$610.00K
Real Estate OwnedQ2 2021vs Q2 2020$192.00K$374.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Trax Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%*$5$500Youth Share
OTHER TIERS: 0.05% → $500+
0.25%$5-IRA Share Savings
0.25%$5-Roth IRA Savings
0.05%$5-Regular Share
0.05%$5-Christmas Club

Trax Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Management
OTHER TIERS: 0.10% → $2k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k

Trax Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$4k-Choice Plus Checking - First $2,500
0.01%$4k-Choice Plus Checking - Over $2,500

Trax Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$100k-5 Year Jumbo Share Certificate
1.00%$100k-4 Year Jumbo Share Certificate
0.90%$500-5 Year Share Certificate
0.90%$100k-3 Year Jumbo Share Certificate
0.80%$500-4 Year Share Certificate
0.80%$100k-2 Year Jumbo Share Certificate
0.70%$500-3 Year Share Certificate
0.70%$100k-18 Month Jumbo Share Certificate
0.65%$100k-1 Year Jumbo Share Certificate
0.60%$500-2 Year Share Certificate
0.55%$100k-6 Month Jumbo Share Certificate
0.50%$500-18 Month Share Certificate
0.45%$500-1 Year Share Certificate
0.35%$500-6 Month Share Certificate

Trax Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$100k-5 Year Jumbo IRA Share Certificate
1.00%$100k-4 Year Jumbo IRA Share Certificate
0.90%$500-5 Year IRA Share Certificate
0.90%$100k-3 Year Jumbo IRA Share Certificate
0.80%$500-4 Year IRA Share Certificate
0.80%$100k-2 Year Jumbo IRA Share Certificate
0.70%$500-3 Year IRA Share Certificate
0.70%$100k-18 Month Jumbo IRA Share Certificate
0.65%$100k-1 Year Jumbo IRA Share Certificate
0.60%$500-2 Year IRA Share Certificate
0.55%$100k-6 Month Jumbo IRA Share Certificate
0.50%$500-18 Month IRA Share Certificate
0.45%$500-1 Year IRA Share Certificate
0.35%$500-6 Month IRA Share Certificate
Locations


Trax Credit Union Locations
Branch Office12125 N 56th StTemple Terrace, FL 33617
Branch Office2315 Drane Field RdLakeland, FL 33811
Branch Office3710 N 50th StTampa, FL 33619
Branch Office1209 Kingsway RdBrandon, FL 33510
Branch Office6106 Delancey Station StRiverview, FL 33578
Branch Office1701 W Baker StPlant City, FL 33563
Branch Office3305 Lakeland Hills BlvdLakeland, FL 33805
Branch Office619 30th St NERuskin, FL 33570
Branch Office36239 State Road 54Zephyrhills, FL 33541

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