Trax Credit Union is headquartered in Tampa and is the 38th largest credit union in the state of Florida. It is also the 739th largest credit union in the nation. It was established in 1935 and as of December of 2021, it had grown to 75 employees and 42,013 members at 9 locations. Trax Credit Union has an A+ health rating.
Trax Credit Union is open to employees and retirees of the CSX Railroad or Railroad & Industrial Company groups (a full list of more than 500 SEGs is listed on the credit union's website).
See current membership details
Overall | |
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NCUA # | 24703 |
Year Chartered | 1935 |
Employees | 75 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.89% |
Return on Equity - YTD | 7.98% |
Annual Interest Income | $10.1MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $460.2MM$418.3MM |
Loans | Q4 2021vs Q4 2020 | $181.2MM$181.2MM |
Deposits | Q4 2021vs Q4 2020 | $403.9MM$366.8MM |
Equity Capital | Q4 2021vs Q4 2020 | $50.9MM$45.5MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $963.00K$1.5MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.2MM$771.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$192.00K |
Always verify rates and promotions with the bank or credit union. We are not Trax Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.10%* | $5 | $500 | Youth Share | ||
OTHER TIERS: 0.05% → $500+ | |||||
0.25% | $5 | - | IRA Share Savings | ||
0.25% | $5 | - | Roth IRA Savings | ||
0.05% | $5 | - | Regular Share | ||
0.05% | $5 | - | Christmas Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $50k* | - | Money Management | ||
OTHER TIERS: 0.10% → $2k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.50% | $4k | - | Choice Plus Checking - First $2,500 | |
0.01% | $4k | - | Choice Plus Checking - Over $2,500 |
Trax Credit Union Locations | ||
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Branch Office | 12125 N 56th St | Temple Terrace, FL 33617 |
Branch Office | 2315 Drane Field Rd | Lakeland, FL 33811 |
Branch Office | 3710 N 50th St | Tampa, FL 33619 |
Branch Office | 1209 Kingsway Rd | Brandon, FL 33510 |
Branch Office | 6106 Delancey Station St | Riverview, FL 33578 |
Branch Office | 1701 W Baker St | Plant City, FL 33563 |
Branch Office | 3305 Lakeland Hills Blvd | Lakeland, FL 33805 |
Branch Office | 619 30th St NE | Ruskin, FL 33570 |
Branch Office | 36239 State Road 54 | Zephyrhills, FL 33541 |