Treasury Department Federal Credit Union

Overview / Commentary
Treasury Annex, Room 1000 Pennsylvania Avenue & Madison Place NW
Washington, DC 20220

Treasury Department Federal Credit Union is headquartered in Washington and is the 8th largest credit union in the District of Columbia. It is also the 1,341st largest credit union in the nation. It was established in 1935 and as of March of 2024, it had grown to 29 employees and 12,251 members at 6 locations. Treasury Department Federal Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Treasury Department Federal Credit Union is open to employees of the Treasury Department, Department of Homeland Security, U.S. Court, United States Securities and Exchange Commission (SEC) or other companies listed in the field of membership. Membership is also open to those who live, work, worship, or attend school in Washington, D. C.
See current membership details

Reviews (1)

Holds Cash Deposits For 3 Days, Returns Checks, Charges Fees, Compliance Officer Retaliates By Closing Visa And Line Of Credit

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After 34 years, would never do business with Treasury Dept. FCU again.

They held multiple Cash Deposits which were made on different days for 3 Days as unavailable funds. I never heard of making $100 bills unavailable.. Then, they returned multiple checks I had written as insufficient funds, charged a $35 fee for each check returned and now companies, like TRS (Telecheck) are charging another $35.

After requestingthe fees be returned, the Compliance Officer told me cash deposits from another Credit Union are not reported to Treasury FCU, but he did not want "talk geeky." The ATM, whcih is in the Federal Credit Union Network reads each $100 bill when fed into it and prints cash deposit on the receipt.

The reality is that Treasury FCU systems are antiquated and their interfaces have not kept up with technology. The Compliance Officer told me the problem was that NASA FCU was technologically advanced. I told him that the problem was that the Treasury FCU was grossly deficient and a customer should not have to pay the price for their outdated systems.

The Compliance Officer refused to return the insufficient fund fees they charged although they had cash on account.

In addition to not returning the fees and in retaliation, the Compliance Officer Suspended my Visa and my Line of Credit the same day without notification. When I called to learn how the credit union planned to report the suspended account and was told "Account closed at Consumer Request" would be reported to the Credit Bureaus. Told Call Center employee I worked with the day before that her response was a lie and she knew it.

Was placed on hold for a long time and then was told "Undetermined" would be reported to the Credit Bureaus as the reason accounts were suspended. Told credit union they should first decided why an account should be suspended and then suspend it. It seems the Compliance Officer was in such a retaliation hurry, that he forgot to look for a legitimate reason first.

At this very moment, I was on hold waiting to speak with the generic Call Center for 45 minutes and was then cut off. I am now back on hold for another 25 minutes. This is also not unusual.

They SUCK!!!!!





Health Grade Components

NCUA #162
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD9.07%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$180.4MM$192MM
LoansQ1 2024vs Q1 2023$106.1MM$102MM
DepositsQ1 2024vs Q1 2023$162.1MM$175.8MM
Equity CapitalQ1 2024vs Q1 2023$16.3MM$14.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$763K$676K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$773K$617K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Treasury Department Federal Credit Union Savings Account Rates

0.40%*$50k*-Regular Share Account
OTHER TIERS: 0.20% $1 - $5k | 0.30% $5k - $15k | 0.35% $15k - $50k
0.40%*$50k*-Additional Share Account
OTHER TIERS: 0.20% $1 - $5k | 0.30% $5k - $15k | 0.35% $15k - $50k
0.40%*$50k*-Holiday Share Account
OTHER TIERS: 0.20% $1 - $5k | 0.30% $5k - $15k | 0.35% $15k - $50k
0.40%*$50k*-IRA Share Account
OTHER TIERS: 0.20% $1 - $5k | 0.30% $5k - $15k | 0.35% $15k - $50k

Treasury Department Federal Credit Union Money Market Rates

0.70%*$50k*-Money Market Account
OTHER TIERS: 0.30% $1.5k - $15k | 0.40% $15k - $35k | 0.55% $35k - $50k

Treasury Department Federal Credit Union CD Rates

4.34%$500-24 Month CD
4.07%$500-12 Month CD
4.07%$500-15 Month CD
3.96%$250-12 Month Booster CD
3.82%$500-36 Month CD
3.56%$500-48 Month CD
3.35%$500-60 Month CD
1.66%$500-9 Month CD
1.16%$500-6 Month CD
1.16%$500-7 Month CD
1.16%$100k-30 Day Jumbo CD
0.65%$500-3 Month CD

Treasury Department Federal Credit Union IRA Rates

4.44%$500-24 Month IRA
4.17%$500-12 Month IRA
4.17%$500-15 Month IRA
3.96%$250-12 Month Booster IRA
3.92%$500-36 Month IRA
3.66%$500-48 Month IRA
3.46%$500-60 Month IRA

Treasury Department Federal Credit Union Locations
Branch OfficeTreasury Annex Rm 1000 701 Madison Place NWWashington, DC 20220
Branch Office1101 2nd St NEWashington, DC 20002-3403
Branch Office6505 Belcrest Rd Rm 605HYATTSVILLE, MD 20782-2011
Branch Office400 7th St SWWASHINGTON, DC 20219-0004
Branch Office1 COLUMBUS CIR NEWASHINGTON, DC 20544-0003
Branch Office1300 Pennsylvania Ave NW Rm C-040WASHINGTON, DC 20004-3002

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