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Overview / Commentary
110 W 13th St
Erie, PA 16501

Tri State Rail Federal Credit Union is headquartered in Erie and is the 205th largest credit union in the state of Pennsylvania. It is also the 3,752nd largest credit union in the nation. It was established in 1949 and as of December of 2017, it had grown to 5 employees and 2,815 members at 2 locations. Tri State Rail Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in a select area within the City of Erie, Pennsylvania. Also open to employees and retirees of AMTRAK (National Railroad Passenger Corporation) and other Select Employee Group (SEG).
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Tri State Rail Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6070
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.1%
Annual Interest Income$395.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$14.2MM$14.3MM
LoansQ4 2017vs Q4 2016$4.9MM$5.1MM
DepositsQ4 2017vs Q4 2016$11.2MM$11.2MM
Equity CapitalQ4 2017vs Q4 2016$3.1MM$3.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$28.00K$26.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$94.00K$85.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Tri State Rail Federal Credit Union Savings Account Rates

0.10%--Regular Shares
0.10%--Christmas Club
0.10%--Vacation Club

Tri State Rail Federal Credit Union Locations
Branch Office711 Linden AveEast Pittsburgh, PA 15112
Branch Office110 W 13th StErie, PA 16501

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