Overview / Commentary
110 W 13th St
Erie, PA 16501

Tri State Rail Federal Credit Union is headquartered in Erie and is the 205th largest credit union in the state of Pennsylvania. It is also the 3,736th largest credit union in the nation. It was established in 1949 and as of June of 2018, it had grown to 5 employees and 2,766 members at 2 locations. Tri State Rail Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in a select area within the City of Erie, Pennsylvania. Also open to employees and retirees of AMTRAK (National Railroad Passenger Corporation) and other Select Employee Group (SEG).
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Tri State Rail Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6070
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD-0.08%
Return on Equity - YTD-0.39%
Annual Interest Income$192.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$14.4MM$14.6MM
LoansQ2 2018vs Q2 2017$4.8MM$5.0MM
DepositsQ2 2018vs Q2 2017$11.3MM$11.6MM
Equity CapitalQ2 2018vs Q2 2017$3.1MM$3.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$24.00K$25.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$64.00K$61.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Tri State Rail Federal Credit Union Savings Account Rates

0.10%--Regular Shares
0.10%--Christmas Club
0.10%--Vacation Club

Tri State Rail Federal Credit Union Locations
Branch Office711 Linden AveEast Pittsburgh, PA 15112
Branch Office110 W 13th StErie, PA 16501

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