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Overview / Commentary
110 W 13th St
Erie, PA 16501

Tri State Rail Federal Credit Union is headquartered in Erie and is the 209th largest credit union in the state of Pennsylvania. It is also the 3,760th largest credit union in the nation. It was established in 1949 and as of September of 2017, it had grown to 5 employees and 2,838 members at 2 locations. Tri State Rail Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in a select area within the City of Erie, Pennsylvania. Also open to employees and retirees of AMTRAK (National Railroad Passenger Corporation) and other Select Employee Group (SEG).
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Tri State Rail Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6070
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$295.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$14.6MM$14.6MM
LoansQ3 2017vs Q3 2016$5.0MM$5.3MM
DepositsQ3 2017vs Q3 2016$11.5MM$11.5MM
Equity CapitalQ3 2017vs Q3 2016$3.1MM$3.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$19.00K$24.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$53.00K$84.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Tri State Rail Federal Credit Union Savings Account Rates

0.10%--Regular Shares
0.10%--Christmas Club
0.10%--Vacation Club

Tri State Rail Federal Credit Union Locations
Branch Office711 Linden AveEast Pittsburgh, PA 15112
Branch Office110 W 13th StErie, PA 16501