Pioneer Appalachia Federal Credit Union


Overview / Commentary
304-348-6648
1316 Kanawha Blvd E
Charleston, WV 25301

Pioneer Appalachia Federal Credit Union is headquartered in Charleston and is the 5th largest credit union in the state of West Virginia. It is also the 1,206th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 36 employees and 15,610 members at 5 locations. Pioneer Appalachia Federal Credit Union has an A health rating.

Field of Membership Restrictions

Pioneer Appalachia Federal Credit Union is open to anyone who lives, works, worships, or volunteers in Braxton, Cabell, Clay, Calhoun, Fayette, Greenbrier, Harrison, Jackson, Kanawha, Logan, Mingo, Mercer, Monongalia, Monroe, Nicholas, Preston, Pocahontas, Putnam, Randolph, Ritchie, Roane, Summers, Upshur, Webster, Wayne, or Wyoming counties in West Virginia, Lawrence County, Ohio, or Boyd County, Kentucky. Volunteer members of WVSSPA that are headquartered in Charleston, West Virginia, and immediate family of current credit union members also qualify.
See current membership details

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Health

Health Grade Components

Overall
NCUA #3576
Year Chartered1940
Employees36
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD2.91%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$225.9MM$229.5MM
LoansQ1 2025vs Q1 2024$130.6MM$136.9MM
DepositsQ1 2025vs Q1 2024$200.8MM$204.1MM
Equity CapitalQ1 2025vs Q1 2024$24.8MM$23.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$219K$177K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$121K$301K
Real Estate OwnedQ1 2025vs Q1 2024$0$26K
Rates

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Locations


Pioneer Appalachia Federal Credit Union Locations
Branch Office1316 Kanawha Blvd ECharleston, WV 25301
Branch Office4802 MacCorkle Ave SWSouth Charleston, WV 25309
Branch Office3746 Teays Valley RdHurricane, WV 25526-9705
Branch Office416 Main StHuntington, WV 25702
Branch Office8980 University Town Centre DriveMorgantown, WV 26501

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