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Pioneer Appalachia Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.pioneerwv.org
304-348-6648
1316 Kanawha Blvd E
Charleston, WV 25301

Pioneer Appalachia Federal Credit Union is headquartered in Charleston and is the 5th largest credit union in the state of West Virginia. It is also the 1,206th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 36 employees and 15,610 members at 5 locations. Pioneer Appalachia Federal Credit Union has an A health rating.

Field of Membership Restrictions

Pioneer Appalachia Federal Credit Union is open to anyone who lives, works, worships, or volunteers in Braxton, Cabell, Clay, Calhoun, Fayette, Greenbrier, Harrison, Jackson, Kanawha, Logan, Mingo, Mercer, Monongalia, Monroe, Nicholas, Preston, Pocahontas, Putnam, Randolph, Ritchie, Roane, Summers, Upshur, Webster, Wayne, or Wyoming counties in West Virginia, Lawrence County, Ohio, or Boyd County, Kentucky. Volunteer members of WVSSPA that are headquartered in Charleston, West Virginia, and immediate family of current credit union members also qualify.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #3576
Year Chartered1940
Employees36
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD2.91%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$225.9MM$229.5MM
LoansQ1 2025vs Q1 2024$130.6MM$136.9MM
DepositsQ1 2025vs Q1 2024$200.8MM$204.1MM
Equity CapitalQ1 2025vs Q1 2024$24.8MM$23.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$219K$177K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$121K$301K
Real Estate OwnedQ1 2025vs Q1 2024$0$26K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Sorry, we do not have rate data for Pioneer Appalachia Federal Credit Union.

Locations


Pioneer Appalachia Federal Credit Union Locations
Branch Office1316 Kanawha Blvd ECharleston, WV 25301
Branch Office4802 MacCorkle Ave SWSouth Charleston, WV 25309
Branch Office3746 Teays Valley RdHurricane, WV 25526-9705
Branch Office416 Main StHuntington, WV 25702
Branch Office8980 University Town Centre DriveMorgantown, WV 26501

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