Ohnward Bank & Trust

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ohnwardbank.bank

563-852-7696

332 1st Avenue West
Cascade, IA 52033

Ohnward Bank & Trust is headquartered in CASCADE and is the 72^nd largest bank in the state of Iowa. It is also the 1,920^th largest bank in the nation. It was established in 1903 and as of March of 2025, it had grown to 58 employees at 6 locations. Ohnward Bank & Trust has an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	10111
Year Established	1903
Employees	58
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.06%
Return on Equity - YTD	9.22%
Annual Interest Income	$6.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$457.3MM$415.4MM
Loans	Q1 2025vs Q1 2024	$338.9MM$311MM
Deposits	Q1 2025vs Q1 2024	$385.5MM$344.6MM
Equity Capital	Q1 2025vs Q1 2024	$52.7MM$47.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.5MM$3.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.3MM$254K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ohnward Bank & Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%^*	$0	-	Kasasa Cash
OTHER TIERS: 0.73% → $15k+

Locations

Ohnward Bank & Trust Locations
Cedar Rapids Branch	1211 Edgewood Road, Southwest	Cedar Rapids, IA 52404
Monticello Branch	307 South Main Street	Monticello, IA 52310
Ohnward Bank & Trust	332 1st Ave W	Cascade, IA 52033
Baldwin Branch	4726 50th Ave	Baldwin, IA 52207
Marion Branch	665 Marion Boulevard	Marion, IA 52302
Ohnward Bank & Trust	401 East Main Street	Central City, IA 52214

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