Truchoice Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.50%	1-year CD	1.30% - National Average
0.70%	Savings	2.10% - American Express National Bank High Yield Savings Account
2.25%	2-year CD	2.70% - American Express National Bank 24 Month CD

View all Truchoice Federal Credit Union rates »

Overview / Commentary

www.trufcu.com

207-772-0808

332 Cummings Rd
South Portland, ME 04106

Truchoice Federal Credit Union is headquartered in South Portland and is the 24^th largest credit union in the state of Maine. It is also the 1,345^th largest credit union in the nation. It was established in 1955 and as of September of 2018, it had grown to 41 employees and 12,118 members at 6 locations. Truchoice Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or go to school in York or Cumberland County, Maine.
See current membership details

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Health

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	10100
Year Chartered	1955
Employees	41
Primary Regulator

Profit Margin
Return on Assets - YTD	1.32%
Return on Equity - YTD	12.7%
Annual Interest Income	$5.1MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$134.9MM$121.2MM
Loans	Q3 2018vs Q3 2017	$119.5MM$99.5MM
Deposits	Q3 2018vs Q3 2017	$120.0MM$107.5MM
Equity Capital	Q3 2018vs Q3 2017	$13.7MM$12.6MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$789.00K$907.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$477.00K$416.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$5.00K

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Truchoice Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.55%^*	$250k^*	-	IRA Accounts
OTHER TIERS: 0.25% → $200 - $2.5k \| 0.55% → $2.5k - $10k \| 1.10% → $10k - $25k \| 1.35% → $25k - $75k \| 1.50% → $75k - $250k
0.70%^*	$250k^*	-	Saving Rates
OTHER TIERS: 0.20% → $200 - $10k \| 0.30% → $10k - $25k \| 0.35% → $25k - $75k \| 0.50% → $75k - $250k
0.30%^*	$25k^*	-	All-purpose Club
OTHER TIERS: 0.15% → $200 - $10k \| 0.25% → $10k - $25k

Truchoice Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.20%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.15% → $200 - $2.5k \| 0.50% → $2.5k - $10k \| 0.60% → $10k - $25k \| 0.65% → $25k - $75k \| 0.80% → $75k - $250k

Truchoice Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.70%	$2.5k	-	19 Month Share Certificate - New Money
2.25%	$2.5k	-	24 Month Share Certificate
1.50%	$2.5k	-	12 Month Share Certificate
1.05%	$2.5k	-	6 Month Share Certificate

Truchoice Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.70%	$2.5k	-	19 Month IRA - New Money
2.25%	$2.5k	-	24 Month IRA
1.50%	$2.5k	-	12 Month IRA
1.05%	$2.5k	-	6 Month IRA

Locations

Truchoice Federal Credit Union Locations
Branch Office	2211 CONGRESS ST	PORTLAND, ME 04102
Branch Office	779 NARRAGANSETT TRL	BUXTON, ME 04093
Branch Office	332 Cummings Rd	South Portland, ME 04106
Branch Office	272 PARK AVE	PORTLAND, ME 04102-2912
Branch Office	109 Middle St	Portland, ME 04101-4104
Branch Office	6 Barra Rd	Biddeford, ME 04005-9459

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