Truchoice Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.65%	1-year CD	1 Year Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.25%	Savings	Savings 1.30% - Synchrony Bank High Yield Savings
0.85%	2-year CD	2 Years Share Certificate 1.50% - Ally Bank Raise Your Rate 2-Year CD

View all Truchoice Federal Credit Union rates »

Overview / Commentary

www.trufcu.com

800-639-5550

332 Cummings Rd
South Portland, ME 04106

Truchoice Federal Credit Union is headquartered in South Portland and is the 25^th largest credit union in the state of Maine. It is also the 1,438^th largest credit union in the nation. It was established in 1955 and as of June of 2017, it had grown to 48 employees and 12,066 members at 5 locations. Truchoice Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or go to school in York or Cumberland County, Maine.
See current membership details

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Health

A+

Data as of Q2 2017

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Health Grade Components

Overall
NCUA #	10100
Year Chartered	1955
Employees	48
Primary Regulator

Profit Margin
Return on Assets - YTD	0.76%
Return on Equity - YTD	7.3%
Annual Interest Income	$2.8MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$119.4MM$108.7MM
Loans	Q2 2017vs Q2 2016	$94.7MM$88.1MM
Deposits	Q2 2017vs Q2 2016	$106.0MM$96.2MM
Equity Capital	Q2 2017vs Q2 2016	$12.5MM$11.7MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$854.00K$945.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$455.00K$516.00K
Real Estate Owned	Q2 2017vs Q2 2016	$4.00K$4.00K

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Truchoice Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.35%^*	$75k^*	-	IRA Accounts
OTHER TIERS: 0.20% → $200 - $2,500 \| 0.50% → $2,500 - $10k \| 1.00% → $10k - $25k \| 1.25% → $25k - $75k
0.25%^*	$75k^*	-	Savings
OTHER TIERS: 0.10% → $200 - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $75k
0.15%^*	$2,500^*	-	Christmas Club
OTHER TIERS: 0.10% → $200 - $2,500
0.15%^*	$2,500^*	-	All-purpose Club
OTHER TIERS: 0.10% → $200 - $2,500

Truchoice Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.10% → $200 - $10k \| 0.15% → $10k - $25k \| 0.30% → $25k - $75k

Truchoice Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	$2,500	-	2 Years Share Certificate
0.65%	$2,500	-	1 Year Share Certificate
0.50%	$2,500	-	6 Months Share Certificate

Truchoice Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	$2,500	-	2 Year IRA
0.65%	$2,500	-	1 Year IRA
0.50%	$2,500	-	6 Month IRA

Locations

Truchoice Federal Credit Union Locations
Branch Office	2211 CONGRESS ST	PORTLAND, ME 04102
Branch Office	779 NARRAGANSETT TRL	BUXTON, ME 04093
Branch Office	332 Cummings Rd	South Portland, ME 04106
Branch Office	272 PARK AVE	PORTLAND, ME 04102-2912
Branch Office	109 Middle St	Portland, ME 04101-4104