TRUE Community Credit Union

Overview / Commentary
1100 Clinton Rd
Jackson, MI 49202

TRUE Community Credit Union is headquartered in Jackson and is the 34th largest credit union in the state of Michigan. It is also the 556th largest credit union in the nation. It was established in 1953 and as of December of 2021, it had grown to 186 employees and 63,264 members at 12 locations. TRUE Community Credit Union has an A health rating.

Field of Membership Restrictions

TRUE Community Credit Union is open to those who live, work, worship, or attend school in Michigan.
See current membership details

Reviews (1)

A Little Slow, But Otherwise Great

Posted by: |

CP Federal Credit Union is a wonderful place to bank. Their branches are in convenient locations, the people who work there professional and courteous. The people who help you open accounts or take out loans, etc., and very informational and eager to help you find what suites your needs the best. They are not pushy, nor do they try to change your mind. The only thing that keeps me from giving them a "5" on the scale is that teller server is very slow. The reason for that is the system they use has many checks and balances to make sure they are correct in all transactions. That part of it is much slower than any other place we have banked with. However, all of the other positives outweigh a bit of a lengthier transaction time and we love our bank!


Health Grade Components

NCUA #68718
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD6.3%
Annual Interest Income$20.1MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$691.0MM$575.0MM
LoansQ4 2021vs Q4 2020$428.8MM$371.9MM
DepositsQ4 2021vs Q4 2020$619.2MM$514.0MM
Equity CapitalQ4 2021vs Q4 2020$65.9MM$56.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.2MM$2.7MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$2.3MM$2.6MM
Real Estate OwnedQ4 2021vs Q4 2020$224.00K$273.00K
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Always verify rates and promotions with the bank or credit union. We are not TRUE Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

TRUE Community Credit Union Savings Account Rates

0.25%--Christmas Club
0.25%--Vacation Club
0.25%--IRA Share
0.25%--Roth IRA Share
0.25%--Traditional IRA
0.05%--Regular Shares
0.05%--Business Savings
0.05%--TRUE Money Tree
0.05%--Shares Pledged

TRUE Community Credit Union Money Market Rates

0.20%*$50k*-Super Cash Money Market
OTHER TIERS: 0.10% $5k - $20k | 0.15% $20k - $50k

TRUE Community Credit Union Checking Account Rates

2.25%*-$10kMichigan Made Checking w/ Superior (11+ Points)
OTHER TIERS: 0.50% $25k+ | 1.25% $10k - $25k
2.00%*-$10kMichigan Made Checking w/ Michigan (6-10 Points)
OTHER TIERS: 0.35% $25k+ | 1.00% $10k - $25k
0.50%*-$10kMichigan Made Checking w/ Huron (4-5 Points)
OTHER TIERS: 0.10% $25k+ | 0.25% $10k - $25k
0.25%*-$10kMichigan Made Checking w/ Ontario (2-3 Points)
OTHER TIERS: 0.05% $20k+ | 0.15% $10k - $20k
0.10%--Business Checking
0.10%--Golden Power Senior Checking Account

TRUE Community Credit Union CD Rates

0.70%$500-60 Month Share Certificate
0.55%$500-48 Month Share Certificate
0.40%$500-36 Month Share Certificate
0.35%$500-30 Month Share Certificate
0.30%$500-24 Month Share Certificate
0.25%$500-18 Month Share Certificate
0.20%$500-12 Month Share Certificate
0.10%$500-6 Month Share Certificate
0.05%$500-3 Month Share Certificate

TRUE Community Credit Union IRA Rates

0.70%$500-60 Month IRA Certificate
0.55%$500-48 Month IRA Certificate
0.40%$500-36 Month IRA Certificate
0.35%$500-30 Month IRA Certificate
0.30%$500-24 Month IRA Certificate
0.25%$500-18 Month IRA Certificate
0.20%$500-12 Month IRA Certificate
0.10%$500-6 Month IRA Certificate
0.05%$500-3 Month IRA Certificate


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