TRUE Community Credit Union


Overview / Commentary
517-784-7101
1100 Clinton Rd
Jackson, MI 49202

TRUE Community Credit Union is headquartered in Jackson and is the 33rd largest credit union in the state of Michigan. It is also the 560th largest credit union in the nation. It was established in 1953 and as of June of 2022, it had grown to 188 employees and 63,926 members at 12 locations. TRUE Community Credit Union has an A health rating.

Field of Membership Restrictions

TRUE Community Credit Union is open to those who live, work, worship, or attend school in Michigan.
See current membership details

Reviews (2)

A Little Slow, But Otherwise Great

Posted by: |

CP Federal Credit Union is a wonderful place to bank. Their branches are in convenient locations, the people who work there professional and courteous. The people who help you open accounts or take out loans, etc., and very informational and eager to help you find what suites your needs the best. They are not pushy, nor do they try to change your mind. The only thing that keeps me from giving them a "5" on the scale is that teller server is very slow. The reason for that is the system they use has many checks and balances to make sure they are correct in all transactions. That part of it is much slower than any other place we have banked with. However, all of the other positives outweigh a bit of a lengthier transaction time and we love our bank!

Was Excited Due To Low Rates Posted But Move On Folks.

Posted by: |

I was so excited to join this credit union to take advance of their low posted on the web auto loan rates. I opened an account that took 2 days of back and forth emails but it go done. They did a hard pull just to open an account and it was not disclosed in a manner that you would know. First DING! I did not like that at all. Then I applied for a auto loan and uploaded the information in their archaic systems. I found out I qualified for their top tier. with a 730 credit score. then I was asked for tax returns which I provided and they declined me without as so much as a call because i had an account reporting later on my bureau that was incorrect ben though my score was 730. I had disputed it and they were removing it. They refused to give me the name of who denied my loan nor to speak to the loan origination manager. I HAVE NEVER BEEN DENIED ANYTHING in 20 years. GO TO DCU.ORG and JOIN DCU lower rates and state of the art technology and a smiling face on the other end always. I went to the other CU to save a point on the interest, NOT WORTH IT ! Poor MI needs to generate business and not alienate Members. BEST of Luck to them . www.dcu.org easy to join and easy poesy for everything!



Health

Health Grade Components

Overall
NCUA #68718
Year Chartered1953
Employees188
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.47%
Annual Interest Income$11.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$713.1MM$680.4MM
LoansQ2 2022vs Q2 2021$481.9MM$415.3MM
DepositsQ2 2022vs Q2 2021$637.3MM$609.7MM
Equity CapitalQ2 2022vs Q2 2021$64.6MM$62.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.4MM$2.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.1MM$1.4MM
Real Estate OwnedQ2 2022vs Q2 2021$0$316.00K
Rates

Rates for TRUE Community Credit Union are currently being reviewed.

Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.