True Sky Credit Union

Overview / Commentary
10201 S Western Ave
Oklahoma City, OK 73139-2931

True Sky Credit Union is headquartered in Oklahoma City and is the 7th largest credit union in the state of Oklahoma. It is also the 465th largest credit union in the nation. It was established in 1946 and as of September of 2022, it had grown to 179 employees and 53,632 members at 10 locations. True Sky Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

True Sky Credit Union offers membership to individuals who live, work, or attend school in the Oklahoma counties of Canadian, Cleveland, Grady, Lincoln, Logan, McClain, Oklahoma, and Pottawatomie.
See current membership details

Reviews (5)

True Sky Credit Union

My credit union is used for a personal savings and checking. I have used my credit union for 6+ years, the fees are reasonable and they give you leniency before they charge you certain fees. I would say the customer service does need work for example, when you deposit money through the drive thru tellers they rarely greet you or talk to you. Last time I was depositing some money they said is this all you need and after saying yes they said okay I'll send a receipt shortly. I like my web/mobile experience but it does have a lot of down time but overall its pretty decent.

meets basic needs

I have been a member at this bank for many years now and it is a decent local bank. Their customer service i think can be improved a little bit, which you'd think as a small company would be pretty good. I have had questions before that many seem do not know the answer too, which is ok, but it seems to be a running theme at many branches. I also do not like how they have limits on the amount of transactions per month you can make between accounts. I'm not sure why that is it is not like actual currency is moving anywhere...? it all just digital number. I have been turned down for a particular savings account before too when i was younger and the officer i spoke to was a little disrespectful about it. For being a small bank it is decent, i don't do a whole lot of business there besides just a checking and a few savings account. There app has greatly improved too. I would like to see a few more features like the other big banks have but i understand there are certain things ill have to live with because its a smaller bank. Overall, i'm fairly happy with it. I'd recommend it if you just need a basic checking and savings account but not much more after that.

Very Hard To Get In Contact With

Customer service needs a lot of work.

Communication Is Poor! Hard To Contact!

Posted by: |

The way they are set up is that one rep get's all the inbound calls. You can't talk to a branch. It's a terrible system of communication. As soon as my CD is up, I'm out of there.

Great Customer Service But They Killed Off Their RCA

Posted by: |

Opened up a RCA with them which was hassle free and at the time, paying a competitive 4%. The rate slowly declined to the point where they totally eliminated their RCA. They allowed existing customers to be grandfathered in but at 1.50%, it's not worth the debits. Perhaps if they reinstate their RCA with a higher interested rate I would reconsider.


Health Grade Components

NCUA #24934
Year Chartered1946
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD1.41%
Annual Interest Income$19.8MM
Assets and Liabilities
AssetsQ3 2022$901.9MM
LoansQ3 2022$668.7MM
DepositsQ3 2022$774.1MM
Equity CapitalQ3 2022$43.5MM
Loan Loss AllowanceQ3 2022$4.1MM
Unbacked Noncurrent LoansQ3 2022$3.1MM
Real Estate OwnedQ3 2022$0
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Always verify rates and promotions with the bank or credit union. We are not True Sky Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

True Sky Credit Union Savings Account Rates

0.05%--Regular Shares
0.05%--Special Share Savings

True Sky Credit Union Money Market Rates

0.75%*$100k*-Money Market
OTHER TIERS: 0.25% $2.5k - $25k | 0.45% $25k - $50k | 0.55% $50k - $100k

True Sky Credit Union Checking Account Rates

0.75%*-$40kOptimum Checking - Qualifying
OTHER TIERS: 0.05% $40k+

True Sky Credit Union CD Rates

1.57%$500-5 Year CD
1.36%$500-36-47 Month CD
1.36%$500-48-59 Month CD
1.31%$500-13-23 Month CD
1.26%$500-24-35 Month CD
1.11%$1k-7-12 Month CD
0.90%$1k-6 Month CD
0.70%$100-12 Month CertifiKID
0.55%$1k-90 Day CD

True Sky Credit Union IRA Rates

1.57%$500-5 Year IRA
1.36%$500-36-47 Month IRA
1.36%$500-48-59 Month IRA
1.31%$500-13-23 Month IRA
1.26%$500-24-35 Month IRA
1.11%$1k-7-12 Month IRA
0.90%$1k-6 Month IRA
0.55%$1k-90 Day IRA

Cities: Edmond, Mustang, Norman, Oklahoma City, Yukon

Edmond Branches
Branch Office2350 W Danforth RdEdmond, OK 73012-4301

Mustang Branches
Branch Office361 E State Highway 152Mustang, OK 73064-4401

Norman Branches
Branch Office1212 W Lindsey StNorman, OK 73069-4308
Branch Office3301 W. Tecumseh RoadNorman, OK 73072

Oklahoma City Branches
Branch Office10201 S Western AveOklahoma City, OK 73139-2931
Branch Office3805 S Western AveOklahoma City, OK 73109
Branch Office8230 NW ExpresswayOklahoma City, OK 73162-6022
Branch Office6435 S Denning Ave Bldg 30Oklahoma City, OK 73169
Branch Office5029 Martin Luther King Ave NOklahoma City, OK 73139

Yukon Branches
Branch Office1301 S Ranchwood BlvdYukon, OK 73099

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