TRU•FI Credit Union

Overview / Commentary
602 S 6th St
Macclenny, FL 32063

TRU•FI Credit Union is headquartered in Macclenny and is the 66th largest credit union in the state of Florida. It is also the 1,602nd largest credit union in the nation. It was established in 1967 and as of June of 2022, it had grown to 31 employees and 7,295 members at 3 locations. TRU•FI Credit Union has a B+ health rating.

Field of Membership Restrictions

TRU·FI Credit Union is open to those who live or work in Baker, Duval, or Nassau County.
See current membership details


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Health Grade Components

NCUA #68691
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD5.53%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$131.9MM$122.9MM
LoansQ2 2022vs Q2 2021$63.8MM$59.9MM
DepositsQ2 2022vs Q2 2021$119.4MM$110.8MM
Equity CapitalQ2 2022vs Q2 2021$10.4MM$10.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$318.00K$498.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$539.00K$475.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for TRU•FI Credit Union are currently being reviewed.


TRU•FI Credit Union Locations
Branch Office602 S 6th StMacclenny, FL 32063-2608
Branch Office100 Lima St SBaldwin, FL 32234-1731
Branch Office450027 Old Dixie HwyCallahan, FL 32011-7885

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