TruNorth Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.50% | 5-year CD | 2.23% - National Average |
| 0.65% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.15% | Savings |
TruNorth Federal Credit Union is headquartered in Ishpeming and is the 74th largest credit union in the state of Michigan. It is also the 1,288th largest credit union in the nation. It was established in 1949 and as of September of 2018, it had grown to 37 employees and 16,483 members at 3 locations. TruNorth Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Must live, work, worship or attend school in Alger, Baraga, Dickinson, Iron or Marquette County.
See current membership details
Great Service
I was once a member of a large national bank. I was happy with that experience for a while, until one day I had a very negative experience there. They wanted half of my pay check just to deposit it. I could not believe this and was not happy. I closed my account right there and went asking around until I found Trunorth. I walked in and asked the teller at the front what their rates were and explained what happened at the other bank. They were appalled that happened and told me all I would have to do is hold a running balance of five dollars in my savings. I could do that. That was more than five years ago and I am still a happy customer. I would recommend this bank to anyone with no question or hesitation at all.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6332 |
| Year Chartered | 1949 |
| Employees | 37 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.76% |
| Return on Equity - YTD | 8.13% |
| Annual Interest Income | $3.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $145.7MM$144.2MM |
| Loans | Q3 2018vs Q3 2017 | $93.0MM$87.3MM |
| Deposits | Q3 2018vs Q3 2017 | $129.6MM$130.1MM |
| Equity Capital | Q3 2018vs Q3 2017 | $13.7MM$13.3MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $305.00K$282.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $532.00K$859.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $22.00K$128.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
TruNorth Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 5.00%* | - | $500 | Claim Your Youth | ||
| OTHER TIERS: 0.15% → $500+ | |||||
| 5.00%* | - | $500 | Kirby Kangaroo Club | ||
| OTHER TIERS: 0.15% → $500+ | |||||
| 0.95% | - | - | IRA | ||
| 0.15% | - | - | Regular Savings | ||
| 0.15% | - | - | Christmas Club | ||
| 0.15% | - | - | Save To Win | ||
| 0.15% | - | - | Vacation Club | ||
TruNorth Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $500 | - | Money Market |
TruNorth Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month CD (with Bump Option) | |
| 1.30% | $500 | - | 36 Month CD (with Bump Option) | |
| 0.95% | $500 | - | 24 Month CD (with Bump Option) | |
| 0.65% | $500 | - | 12 Month CD | |
| 0.50% | $500 | - | 6 Month CD |
TruNorth Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month IRA (with Bump Option) | |
| 1.30% | $500 | - | 36 Month IRA (with Bump Option) | |
| 0.95% | $500 | - | 24 Month IRA (with Bump Option) | |
| 0.65% | $500 | - | 12 Month IRA | |
| 0.50% | $500 | - | 6 Month IRA |
| TruNorth Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1419 N 2nd St | Ishpeming, MI 49849-1149 |
| Branch Office | 3225 US Highway 41 W | Marquette, MI 49855 |
| Branch Office | 415 2nd St | Republic, MI 49879 |