Advertising Disclosure
  1. Banks
  2. Trust Federal Credit Union

Trust Federal Credit Union


Overview / Commentary
www.trustfcu.com
423-870-7610
555 Walnut St Ste 100
Chattanooga, TN 37402

Trust Federal Credit Union is headquartered in Chattanooga and is the 40th largest credit union in the state of Tennessee. It is also the 1,758th largest credit union in the nation. It was established in 1934 and as of March of 2022, it had grown to 27 employees and 9,583 members at 3 locations. Trust Federal Credit Union's CD rates are 67% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in downtown Chattanooga. Membership is also available to members of the Chattanooga Audobon Society and employees of CIGNA, UNUM, or WestRock.
See current membership details

Reviews (1)

Nice credit union

Posted by: |

I opened an account with this credit union when I became a Cigna employee. I only had a small savings account originally, but they were always helpful with my questions regarding saving bonds, certificates, etc. I then opened a money market checking with them because it was free. Several years later I bought my first brand new car. This CU gave me a fabulous rate on a car loan and made the entire process very easy. Fast forward three more years and I wanted to re-fi my home. I worked with a loan officer over the phone and it was seamless. She was so nice and professional and I never had to go in to the office. She sent everything via email. This was wonderful service by this credit union employee. I cannot say enough about them. Also, when I call I get a real person that is always very helpful. They rock!!

1


Health
A

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #24629
Year Chartered1934
Employees27
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.99%
Annual Interest Income$854.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$110.1MM$99.0MM
LoansQ1 2022vs Q1 2021$84.8MM$68.6MM
DepositsQ1 2022vs Q1 2021$99.2MM$90.5MM
Equity CapitalQ1 2022vs Q1 2021$10.3MM$7.9MM
Loan Loss AllowanceQ1 2022vs Q1 2021$748.00K$637.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$543.00K$438.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Trust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Trust Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Premium Savings
OTHER TIERS: 0.35% → $10k - $50k
0.40%*$50k*-Accumulative IRA Account
OTHER TIERS: 0.25% → $100 - $10k | 0.35% → $10k - $50k
0.25%$25-Savings
0.25%$5-Holiday Club Account

Trust Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$10k-Premium Money Market Account
0.30%$2.5k-Money Market Account

Trust Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Golden Years Checking Account
0.10%$750-Plus Checking Account

Trust Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-36 Month CD
1.90%$500-24 Month CD
1.60%$500-18 Month CD
1.50%$500-12 Month CD
1.25%$500-6 Month CD

Trust Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-36 Month IRA CD
1.90%$500-24 Month IRA CD
1.60%$500-18 Month IRA CD
1.50%$500-12 Month IRA CD
1.25%$500-6 Month IRA CD
Locations


Trust Federal Credit Union Locations
Branch Office2186 Northgate Park LnChattanooga, TN 37415-6911
Branch Office1529 Gunbarrel RdChattanooga, TN 37421
Branch Office555 Walnut St Ste 100Chattanooga, TN 37402

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.