Trust Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.45%	1-year CD	2.75% - Barclays 12 Month Online CD
0.35%	Savings	2.10% - American Express National Bank High Yield Savings Account
2.85%	3-year CD	1.86% - National Average

View all Trust Federal Credit Union rates »

Overview / Commentary

www.trustfcu.com

423-870-761

555 Walnut St Ste 100
Chattanooga, TN 37402

Trust Federal Credit Union is headquartered in Chattanooga and is the 38^th largest credit union in the state of Tennessee. It is also the 1,781^st largest credit union in the nation. It was established in 1934 and as of September of 2018, it had grown to 29 employees and 9,620 members at 4 locations. Trust Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in downtown Chattanooga. Membership is also available to members of the Chattanooga Audobon Society and employees of CIGNA, UNUM, or WestRock.
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Reviews (1)

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Nice credit union

Posted by: GnomePsych | Sep 6, 2017

I opened an account with this credit union when I became a Cigna employee. I only had a small savings account originally, but they were always helpful with my questions regarding saving bonds, certificates, etc. I then opened a money market checking with them because it was free. Several years later I bought my first brand new car. This CU gave me a fabulous rate on a car loan and made the entire process very easy. Fast forward three more years and I wanted to re-fi my home. I worked with a loan officer over the phone and it was seamless. She was so nice and professional and I never had to go in to the office. She sent everything via email. This was wonderful service by this credit union employee. I cannot say enough about them. Also, when I call I get a real person that is always very helpful. They rock!!

Comment

Health

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Trust Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	24629
Year Chartered	1934
Employees	29
Primary Regulator

Profit Margin
Return on Assets - YTD	0.38%
Return on Equity - YTD	4.07%
Annual Interest Income	$2.8MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$83.5MM$77.0MM
Loans	Q3 2018vs Q3 2017	$69.7MM$64.8MM
Deposits	Q3 2018vs Q3 2017	$75.5MM$69.3MM
Equity Capital	Q3 2018vs Q3 2017	$7.9MM$7.6MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$652.00K$550.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$1.7MM$1.7MM
Real Estate Owned	Q3 2018vs Q3 2017	$0$103.00K

Rates

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Savings
Money Market
Checking
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Always verify rates and promotions with the bank or credit union. We are not Trust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Trust Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%^*	$50k^*	-	Premium Savings
OTHER TIERS: 0.60% → $10k - $50k
0.65%^*	$50k^*	-	Accumulative IRA Account
OTHER TIERS: 0.55% → $100 - $10k \| 0.60% → $10k - $50k
0.45%	$5	-	Holiday Club Account
0.35%	$25	-	Savings

Trust Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%	$10k	-	Premium Money Market Account
0.50%	$2.5k	-	Money Market Account

Trust Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%	$100	-	Golden Years Checking Account
0.25%	$750	-	Plus Checking Account

Trust Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.85%	$500	-	36 Month CD
2.75%	$500	-	24 Month CD
2.65%	$500	-	18 Month CD
2.60%	$500	-	13 Month CD Special
2.45%	$500	-	12 Month CD
2.00%	$500	-	6 Month CD

Trust Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.85%	$500	-	36 Month IRA CD
2.75%	$500	-	24 Month IRA CD
2.65%	$500	-	18 Month IRA CD
2.60%	$500	-	13 Month IRA Special
2.45%	$500	-	12 Month IRA CD
2.00%	$500	-	6 Month IRA CD

Locations

Trust Federal Credit Union Locations
Branch Office	2186 Northgate Park Ln	Chattanooga, TN 37415-6911
Branch Office	1529 Gunbarrel Rd	Chattanooga, TN 37421
Branch Office	7555 Goodwin Rd	Chattanooga, TN 37421
Branch Office	555 Walnut St Ste 100	Chattanooga, TN 37402-1308

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