Trust Federal Credit Union


Overview / Commentary
423-870-7610
555 Walnut St Ste 100
Chattanooga, TN 37402

Trust Federal Credit Union is headquartered in Chattanooga and is the 35th largest credit union in the state of Tennessee. It is also the 1,589th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 30 employees and 8,174 members at 3 locations. Trust Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in downtown Chattanooga. Membership is also available to members of the Chattanooga Audobon Society and employees of CIGNA, UNUM, or WestRock.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #24629
Year Chartered1934
Employees30
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD2.94%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$133.6MM$125MM
LoansQ1 2025vs Q1 2024$98.8MM$103MM
DepositsQ1 2025vs Q1 2024$115.5MM$108MM
Equity CapitalQ1 2025vs Q1 2024$12.2MM$11.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$703K$792K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.8MM$1.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Trust Federal Credit Union Locations
Branch Office2186 Northgate Park LnChattanooga, TN 37415-6911
Branch Office1529 Gunbarrel RdChattanooga, TN 37421
Branch Office555 Walnut St Ste 100Chattanooga, TN 37402

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