Trust Federal Credit Union

Overview / Commentary

www.trustfcu.com

423-870-7610

555 Walnut St Ste 100
Chattanooga, TN 37402

Trust Federal Credit Union is headquartered in Chattanooga and is the 35^th largest credit union in the state of Tennessee. It is also the 1,622^nd largest credit union in the nation. It was established in 1934 and as of June of 2024, it had grown to 27 employees and 8,447 members at 3 locations. Trust Federal Credit Union's CD rates are 5X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in downtown Chattanooga. Membership is also available to members of the Chattanooga Audobon Society and employees of CIGNA, UNUM, or WestRock.
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Health

C+

Data as of Q2 2024

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Health Grade Components

Overall
NCUA #	24629
Year Chartered	1934
Employees	27
Primary Regulator

Profit Margin
Return on Assets - YTD	0.59%
Return on Equity - YTD	6.22%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$125.7MM$123.3MM
Loans	Q2 2024vs Q2 2023	$103.6MM$99.7MM
Deposits	Q2 2024vs Q2 2023	$108.4MM$107MM
Equity Capital	Q2 2024vs Q2 2023	$11.9MM$11.2MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$822K$790K
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$3.3MM$1.4MM
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Trust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Trust Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$50k^*	-	Premium Savings
OTHER TIERS: 2.25% → $10k - $50k
0.50%	$25	-	Savings
0.50%	$5	-	Holiday Club Account

Trust Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%	$10k	-	Premium Money Market Account
2.00%	$2.5k	-	Money Market Account

Trust Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$100	-	Golden Years Checking Account
0.10%	$750	-	Plus Checking Account

Trust Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.75%	$500	-	6 Month CD
4.65%	$500	-	12 Month CD
4.45%	$500	-	18 Month CD
4.15%	$500	-	24 Month CD
4.00%	$500	-	36 Month CD

Trust Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.75%	$500	-	6 Month IRA CD
4.65%	$500	-	12 Month IRA CD
4.45%	$500	-	18 Month IRA CD
4.15%	$500	-	24 Month IRA CD
4.00%	$500	-	36 Month IRA CD

Locations

Trust Federal Credit Union Locations
Branch Office	2186 Northgate Park Ln	Chattanooga, TN 37415-6911
Branch Office	1529 Gunbarrel Rd	Chattanooga, TN 37421
Branch Office	555 Walnut St Ste 100	Chattanooga, TN 37402

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