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First Trust & Savings Bank (IL)

Popular Accounts at this Bank

1.51%Reward Checking1st Rewards Checking
1.67%5-year CD60 Months CD
0.51%1-year CD12 Months CD

Overview / Commentary
209 South Main Street
Albany, IL 61230

First Trust & Savings Bank (IL) is headquartered in Albany and is the 208th largest bank in the state of Illinois. It is also the 3,057th largest bank in the nation. It was established in 1902 and as of March of 2017, it had grown to 34 employees at 4 locations. First Trust & Savings Bank (IL) has a B+ health rating.

Related Posts

First Trust & Savings Bank (IL) Offers 16-Month CD Special - 8/19/2016

First Trust & Savings Bank of Albany, Illinois is currently offering a 16-month CD Special (1.60% APY). Minimum opening deposit is $1k, with no stated balance cap.

Reviews (2)

Solid And Friendly Bank

This is the BEST bank ever! This is the only bank that stayed open on the one day in the depression when all banks were supposed to close. The banker piled up the money behind the teller station, stood outside the door with a shotgun and told the Federal Agents he was not going to close his doors. He had more than enough cash in reserve if anyone needed their money.

Charitable Donations

Posted by: thorpe | Jul 26, 2013

I am very disappointed that this bank would not make a donation for an ALS(Lou Gehrig's disease) fundraiser. One of their current customers is afflicted with disease. This customer has lived in Albany for 30 years. I personally bank in East Moline and they gave me a donation for the fundraiser. I urge you to reconsider that move. Word of mouth, either positive or negative, could determine the amount of customers you have.


Health Grade Components

FDIC Certificate #5754
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD6.25%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$193.2MM$223.2MM
LoansQ1 2017vs Q1 2016$153.4MM$192.2MM
DepositsQ1 2017vs Q1 2016$165.3MM$178.9MM
Equity CapitalQ1 2017vs Q1 2016$24.9MM$24.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.8MM$1.9MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$4.1MM$3.3MM
Real Estate OwnedQ1 2017vs Q1 2016$139.00K$61.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Trust & Savings Bank (IL) Savings Account Rates

0.25%$50-Statement Savings
0.15%--Christmas Club

First Trust & Savings Bank (IL) Money Market Rates

0.15%*$2k*-Money Market Account
OTHER TIERS: 0.10% Up to $2k

First Trust & Savings Bank (IL) Checking Account Rates

1.51%*-$20k1st Rewards Checking
OTHER TIERS: 0.25% $20k+
0.10%*$1,500*-Preferred Interest Checking
OTHER TIERS: 0.05% Up to $1,500
0.10%*$1,500*-Business Interest Checking
OTHER TIERS: 0.05% Up to $1,500
0.05%$50-50+ Advantage Interest Checking
0.05%$50-Direct Interest Checking

First Trust & Savings Bank (IL) CD Rates

1.67%*$100k*-60 Months CD
OTHER TIERS: 1.46% $1k - $10k | 1.53% $10k - $50k | 1.60% $50k - $100k
1.26%*$100k*-48 Months CD
OTHER TIERS: 1.05% $1k - $10k | 1.12% $10k - $50k | 1.19% $50k - $100k
1.01%*$100k*-36 Months CD
OTHER TIERS: 0.80% $1k - $10k | 0.87% $10k - $50k | 0.94% $50k - $100k
0.91%*$100k*-30 Months CD
OTHER TIERS: 0.70% $1k - $10k | 0.77% $10k - $50k | 0.84% $50k - $100k
0.81%*$100k*-24 Months CD
OTHER TIERS: 0.60% $1k - $10k | 0.67% $10k - $50k | 0.74% $50k - $100k
0.66%*$100k*-18 Months CD
OTHER TIERS: 0.45% $1k - $10k | 0.52% $10k - $50k | 0.59% $50k - $100k
0.51%*$100k*-12 Months CD
OTHER TIERS: 0.30% $1k - $10k | 0.37% $10k - $50k | 0.44% $50k - $100k
0.41%*$100k*-182 Days CD
OTHER TIERS: 0.20% $1k - $10k | 0.27% $10k - $50k | 0.34% $50k - $100k
0.31%*$100k*-91 Days CD
OTHER TIERS: 0.10% $1k - $10k | 0.17% $10k - $50k | 0.24% $50k - $100k

First Trust & Savings Bank (IL) Locations
First Trust & Savings Bank Of Albany, Illinois209 South Main StreetAlbany, IL 61230
Hillsdale Branch230 Main StreetHillsdale, IL 61257
Erie Branch700 Main StreetErie, IL 61250
Port Byron Branch1006 N High StPort Byron, IL 61275