TruStar Federal Credit Union is headquartered in International Falls and is the 18th largest credit union in the state of Minnesota. It is also the 933rd largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 89 employees and 18,676 members at 6 locations. TruStar Federal Credit Union's savings rates are 3X the national average, and it boasts an A+ health rating.
Membership is open to those who live, work, worship, or attend school in Koochiching, Beltrami, Hubbard, Becker, northeast St. Louis and Wadena Counties. Immediate family members of existing members.
See current membership details
Overall | |
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NCUA # | 24626 |
Year Chartered | 1960 |
Employees | 89 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.15% |
Return on Equity - YTD | 7.66% |
Annual Interest Income | $4.6MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $353MM$331.9MM |
Loans | Q1 2025vs Q1 2024 | $244.7MM$242MM |
Deposits | Q1 2025vs Q1 2024 | $296.2MM$277.9MM |
Equity Capital | Q1 2025vs Q1 2024 | $52.2MM$49.1MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.5MM$3.4MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $821K$831K |
Real Estate Owned | Q1 2025vs Q1 2024 | $36K$0 |
Always verify rates and promotions with the bank or credit union. We are not TruStar Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.50%* | $200k* | - | Money Market Checking Account | ||
OTHER TIERS: 1.40% → $0 - $10k | 1.45% → $10k - $25k | 1.65% → $25k - $50k | 1.75% → $50k - $100k | 2.00% → $100k - $200k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $1k | - | Classic Checking Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.70% | $25 | - | Simply Great IRA Savings |
TruStar Federal Credit Union Locations | ||
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Branch Office | 201 Main St | Littlefork, MN 56653 |
Branch Office | 703 1st St E | Park Rapids, MN 56470-1706 |
Branch Office | 2313 TruStar Ave NW | Bemidji, MN 56601-2193 |
Branch Office | 211 1st St NE | Menahga, MN 56464 |
Branch Office | 601 4th St | International Falls, MN 56649-2436 |
Branch Office | 102 County 13 | Nevis, MN 56467 |