TruStar Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.trustarfcu.com

800-887-0220

601 4th St
International Falls, MN 56649

TruStar Federal Credit Union is headquartered in International Falls and is the 18^th largest credit union in the state of Minnesota. It is also the 933^rd largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 89 employees and 18,676 members at 6 locations. TruStar Federal Credit Union's savings rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Koochiching, Beltrami, Hubbard, Becker, northeast St. Louis and Wadena Counties. Immediate family members of existing members.
See current membership details

Reviews

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24626
Year Chartered	1960
Employees	89
Primary Regulator

Profit Margin
Return on Assets - YTD	1.15%
Return on Equity - YTD	7.66%
Annual Interest Income	$4.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$353MM$331.9MM
Loans	Q1 2025vs Q1 2024	$244.7MM$242MM
Deposits	Q1 2025vs Q1 2024	$296.2MM$277.9MM
Equity Capital	Q1 2025vs Q1 2024	$52.2MM$49.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.5MM$3.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$821K$831K
Real Estate Owned	Q1 2025vs Q1 2024	$36K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

TruStar Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$0	-	Happy Tracker Account
1.50%	$0	-	Star Saving Account
1.35%^*	$100k^*	-	Regular Share Account
OTHER TIERS: 1.05% → $0 - $2.5k \| 1.10% → $2.5k - $10k \| 1.15% → $10k - $25k \| 1.20% → $25k - $50k \| 1.30% → $50k - $100k
1.35%^*	$100k^*	-	Christmas Club
OTHER TIERS: 1.05% → $0 - $2.5k \| 1.10% → $2.5k - $10k \| 1.15% → $10k - $25k \| 1.20% → $25k - $50k \| 1.30% → $50k - $100k
1.35%^*	$100k^*	-	Escrow Saving
OTHER TIERS: 1.05% → $0 - $2.5k \| 1.10% → $2.5k - $10k \| 1.15% → $10k - $25k \| 1.20% → $25k - $50k \| 1.30% → $50k - $100k
1.35%^*	$100k^*	-	Vacation Club
OTHER TIERS: 1.05% → $0 - $2.5k \| 1.10% → $2.5k - $10k \| 1.15% → $10k - $25k \| 1.20% → $25k - $50k \| 1.30% → $50k - $100k

TruStar Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	$200k^*	-	Money Market Checking Account
OTHER TIERS: 1.40% → $0 - $10k \| 1.45% → $10k - $25k \| 1.65% → $25k - $50k \| 1.75% → $50k - $100k \| 2.00% → $100k - $200k

TruStar Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$1k	-	Classic Checking Account

TruStar Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.70%	$25	-	Simply Great IRA Savings

Locations

TruStar Federal Credit Union Locations
Branch Office	201 Main St	Littlefork, MN 56653
Branch Office	703 1st St E	Park Rapids, MN 56470-1706
Branch Office	2313 TruStar Ave NW	Bemidji, MN 56601-2193
Branch Office	211 1st St NE	Menahga, MN 56464
Branch Office	601 4th St	International Falls, MN 56649-2436
Branch Office	102 County 13	Nevis, MN 56467

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