TruStone Financial Credit Union

Overview / Commentary
14601 27th Avenue North Suite 104
Plymouth, MN 55447

TruStone Financial Credit Union is headquartered in Plymouth and is the 3rd largest credit union in the state of Minnesota. It is also the 200th largest credit union in the nation. It was established in 1939 and as of September of 2020, it had grown to 322 employees and 107,847 members at 15 locations. TruStone Financial Credit Union's money market rates are 59% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in TruStone Financial Credit Union is open to those who live, work, worship, or attend school in the Minnesota cities of Minneapolis, St. Paul, or St. Cloud (Zip Code 56301), and those who live or work in the Wisconsin counties of  Milwaukee, Kenosha, Redwood, Yellow Medicine, Renville or Racine. Also eligible to join are members/employees of Education Minnesota, as well as employees of Christian Heritage Academy, Institute of Production and Recording, Gannett Publishing Services, Apple Valley Medical Center, and other area Select Employer Groups.  Individuals who live in the Credit Union's footprint are also eligible for membership by donating to the TruStone Foundation.
See current membership details

Related Posts

TruStone Financial Credit Union TruRate Checking Remains Competitive - 7/16/2020

TruStone Financial Credit Union's nationally available TruRate Checking earns a competitive rate on qualifying balances between $2k and $20k. $2k min opening deposit.

TruStone Financial Credit Union Offers $150 Checking Bonus - 7/16/2020

TruStone Financial Credit Union (easy membership) is offering a $150 checking bonus now through August 16, 2020. Any of three checking accounts is eligible for the bonus.

TruStone Financial Credit Union 60-Month CD Still Competitive - 3/11/2020

TruStone Financial Credit Union (easy membership) is currently offering 2.50% APY on its 60-month CD. Minimum opening deposit is $500, with no stated balance cap.

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Great local banking option

I got tired of having my accounts in the big name banks that don't care about their customers. I've been with Trustone Financial a couple years now and I'm very satisfied. The employees are competent and helpful. There are several locations all very welcoming.

Not For CA

Posted by: |

I called them and told me that one cannot open a CD account if lives in California or any other state except Mi and Wis.

Even if pays the $10 membership for their foundation

Is that true?

TruStone Financial

I have been banking with TruStone Financial Credit Union since I was a little kid. While growing up, they provided the tools I needed to save money after my first job and after receiving gifts from relatives. This Credit Union provided me with basic financial literacy knowledge that I would need to succeed later in life. As I've grown older, I have continued to find TruStone to be very customer-oriented and full of knowledgeable bankers. I have also personally compared their rates with other banks and found that their returns on both CDs and savings accounts to be higher than others. I also have a checking account with TruStone financial and have found the experience to be positive. As long as TruStone remains in business, they will have me as a customer. I would highly recommend TruStone to anyone looking to switch banks or credit unions.

TruStone is nice

Trustone financial is a small bank in my local community. It acquired an even smaller local credit union about 2 years ago. The bank is very convenient to my house and the customer service within the bank is top notch. Since it is a small bank in a small community, most of the tellers know me by name when I walk into the bank. I go into the bank less and less these days since most of my banking can be done online. If they every offered making check deposits with my smart phone, I probably would no longer have a need for the bank.



Health Grade Components

NCUA #24354
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD1.85%
Return on Equity - YTD16.51%
Annual Interest Income$46.0MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$1.79B$1.48B
LoansQ3 2020vs Q3 2019$1.29B$1.14B
DepositsQ3 2020vs Q3 2019$1.52B$1.20B
Equity CapitalQ3 2020vs Q3 2019$198.0MM$164.5MM
Loan Loss AllowanceQ3 2020vs Q3 2019$6.7MM$5.3MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$1.7MM$2.4MM
Real Estate OwnedQ3 2020vs Q3 2019$309.00K$320.00K
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Always verify rates and promotions with the bank or credit union. We are not TruStone Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

TruStone Financial Credit Union Savings Account Rates

0.40%--IRA Shares
0.30%--MoneyWise Primary Share
0.30%*$5k*-Health Savings Account
OTHER TIERS: 0.10% Up to $500 | 0.20% $500 - $5k
0.10%--Primary Share
0.10%--Business Share
0.10%--Business Sub-Share

TruStone Financial Credit Union Money Market Rates

0.70%*$250k*-Money Market
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k
0.70%*$250k*-Business Money Market
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k
0.50%*$25k*-MoneyWise Money Market Account
OTHER TIERS: 0.25% Up to $500 | 0.30% $500 - $10k | 0.40% $10k - $25k

TruStone Financial Credit Union Checking Account Rates

2.02%*-$20kTruRate Checking
OTHER TIERS: 0.10% $20k+
0.10%--Premium Checking

TruStone Financial Credit Union CD Rates

1.25%$500-60 Month CD
1.25%$500-Business 60 Month CD
1.05%$500-48 Month CD
1.05%$500-Business 48 Month CD
1.00%$500-36 Month CD
1.00%$500-Business 36 Month CD
0.85%$500-24 Month CD
0.85%$500-Business 24 Month CD
0.70%$500-12 Month CD
0.70%$500-Business 12 Month CD
0.45%$500-6 Month CD
0.45%$500-Business 6 Month CD
0.30%$500-3 Month CD
0.30%$500-Business 3 Month CD
0.30%$25-12 Month MoneyWise CD

TruStone Financial Credit Union IRA Rates

1.25%$500-60 Month IRA
1.05%$500-48 Month IRA
1.00%$500-36 Month IRA
0.85%$500-24 Month IRA
0.70%$500-12 Month IRA
0.45%$500-6 Month IRA
0.30%$500-3 Month IRA


Minneapolis Area

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.