TruStone Financial Credit Union


Overview / Commentary
763-544-1517
14601 27th Ave N Suite 104
Plymouth, MN 55447

TruStone Financial Credit Union is headquartered in Plymouth and is the 3rd largest credit union in the state of Minnesota. It is also the 203rd largest credit union in the nation. It was established in 1939 and as of December of 2019, it had grown to 303 employees and 107,488 members at 15 locations. TruStone Financial Credit Union's money market rates are 82% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in TruStone Financial Credit Union is open to anyone through donating to the TruStone Foundation . Membership is also open to the following: (1) those who live, work, attend school or worship in the cities of Minneapolis or St. Paul and in zip code 56301 in St. Cloud; (2) those who live or work in Milwaukee, Kenosha, Redwood, Yellow Medicine, Renville or Racine Counties of Wisconsin; (3) members and employees of Education Minnesota; (4) employees of Christian Heritage Academy, Institute of Production and Recording, Gannett Publishing Services, Apple Valley Medical Center and other area Select Employer Groups.
See current membership details

Related Posts

TruStone Financial Credit Union 60-Month CD Still Competitive - 3/11/2020

TruStone Financial Credit Union (easy membership) is currently offering 2.50% APY on its 60-month CD. Minimum opening deposit is $500, with no stated balance cap.

TruStone Financial Credit Union 20-Month CD Special Earns 2.50% APY - 10/3/2019

TruStone Financial Credit Union (easy membership) has a 20-month CD Special (2.50% APY). Min deposit is $2.5k, with at least 50% of total deposit being new money.

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Great local banking option

I got tired of having my accounts in the big name banks that don't care about their customers. I've been with Trustone Financial a couple years now and I'm very satisfied. The employees are competent and helpful. There are several locations all very welcoming.

Not For CA

Posted by: |

I called them and told me that one cannot open a CD account if lives in California or any other state except Mi and Wis.

Even if pays the $10 membership for their foundation

Is that true?

TruStone Financial

I have been banking with TruStone Financial Credit Union since I was a little kid. While growing up, they provided the tools I needed to save money after my first job and after receiving gifts from relatives. This Credit Union provided me with basic financial literacy knowledge that I would need to succeed later in life. As I've grown older, I have continued to find TruStone to be very customer-oriented and full of knowledgeable bankers. I have also personally compared their rates with other banks and found that their returns on both CDs and savings accounts to be higher than others. I also have a checking account with TruStone financial and have found the experience to be positive. As long as TruStone remains in business, they will have me as a customer. I would highly recommend TruStone to anyone looking to switch banks or credit unions.

TruStone is nice

Trustone financial is a small bank in my local community. It acquired an even smaller local credit union about 2 years ago. The bank is very convenient to my house and the customer service within the bank is top notch. Since it is a small bank in a small community, most of the tellers know me by name when I walk into the bank. I go into the bank less and less these days since most of my banking can be done online. If they every offered making check deposits with my smart phone, I probably would no longer have a need for the bank.

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Health
A+

Health Grade Components

Overall
NCUA #24354
Year Chartered1939
Employees303
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD11.71%
Annual Interest Income$59.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.55B$1.39B
LoansQ4 2019vs Q4 2018$1.18B$1.05B
DepositsQ4 2019vs Q4 2018$1.28B$1.11B
Equity CapitalQ4 2019vs Q4 2018$169.1MM$144.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$5.5MM$5.7MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.5MM$1.5MM
Real Estate OwnedQ4 2019vs Q4 2018$703.00K$396.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not TruStone Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

TruStone Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--IRA Shares
0.30%--MoneyWise Primary Share
0.30%*$5k*-Health Savings Account
OTHER TIERS: 0.10% Up to $500 | 0.20% $500 - $5k
0.10%--Primary Share
0.10%--Sub-Share
0.10%--Business Share
0.10%--Business Sub-Share

TruStone Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$250k*-Money Market
OTHER TIERS: 0.30% Up to $10k | 0.35% $10k - $25k | 0.45% $25k - $50k | 0.50% $50k - $100k | 0.60% $100k - $250k
0.80%*$250k*-Business Money Market
OTHER TIERS: 0.30% Up to $10k | 0.35% $10k - $25k | 0.45% $25k - $50k | 0.50% $50k - $100k | 0.60% $100k - $250k
0.50%*$25k*-MoneyWise Money Market Account
OTHER TIERS: 0.25% Up to $500 | 0.30% $500 - $10k | 0.40% $10k - $25k

TruStone Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$2k*$20kTruRate Checking
OTHER TIERS: 0.10% Any amount
0.10%--Premium Checking

TruStone Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Month CD
1.50%$500-Business 60 Month CD
1.25%$500-48 Month CD
1.25%$500-Business 48 Month CD
1.20%$500-36 Month CD
1.20%$500-Business 36 Month CD
1.10%$500-24 Month CD
1.10%$500-Business 24 Month CD
0.90%$500-12 Month CD
0.90%$500-Business 12 Month CD
0.60%$500-6 Month CD
0.60%$500-Business 6 Month CD
0.40%$500-3 Month CD
0.40%$500-Business 3 Month CD
0.30%$25-12 Month MoneyWise CD

TruStone Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Month IRA
1.25%$500-48 Month IRA
1.20%$500-36 Month IRA
1.10%$500-24 Month IRA
0.90%$500-12 Month IRA
0.60%$500-6 Month IRA
0.40%$500-3 Month IRA
Locations

Availability



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