Tuscaloosa VA Federal Credit Union
Overview / Commentary
Tuscaloosa VA Federal Credit Union is headquartered in Tuscaloosa and is the 44th largest credit union in the state of Alabama. It is also the 2,459th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 14 employees and 3,424 members at 2 locations. Tuscaloosa VA Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Tuscaloosa VA Federal Credit Union is open to anyone who lives, works, worships, attends school, or operates a business in the Alabama counties of Sumter or Tuscaloosa.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Tuscaloosa VA Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7532 |
| Year Chartered | 1951 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.33% |
| Return on Equity - YTD | 3.1% |
| Annual Interest Income | $490K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $48.1MM$45.4MM |
| Loans | Q1 2025vs Q1 2024 | $22MM$22MM |
| Deposits | Q1 2025vs Q1 2024 | $42.9MM$40.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $5.1MM$4.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $247K$217K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $186K$21K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |