Twin Oaks Federal Credit Union
Twin Oaks Federal Credit Union is headquartered in Apple Grove and is the 65th largest credit union in the state of West Virginia. It is also the 4,609th largest credit union in the nation. It was established in 1977 and as of December of 2017, it had grown to 5 employees and 1,187 members at 2 locations. Twin Oaks Federal Credit Union has a B health rating.
Field of Membership Restrictions
Must live, work, worship, conduct business or attend schools in Mason County.
See current membership details
Twin Oaks Federal Credit Union - Point Pleasant Branch
My husband and I needed needed a loan to buy a cargo van, and we felt that we would get a better rate at the credit union than at a bank. The ladies at Twin Oaks are always super friendly, and we never have to wait more than a few minutes to speak to someone. The loan application was simple, and the employee was able to approve our loan very quickly. We were going to drive about three hours to look at a van, but we weren't positive that we would buy it. The credit union went ahead and gave us a check and assured us that we could cancel out the loan if we decided not to purchase the van. This way we didn't have to make two trips. We were very happy with the service and would certainly go to Twin Oaks Federal Credit Union if we need another loan in the future.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 22681 |
| Year Chartered | 1977 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.35% |
| Return on Equity - YTD | 4.18% |
| Annual Interest Income | $333.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $5.7MM$5.2MM |
| Loans | Q4 2017vs Q4 2016 | $5.2MM$4.7MM |
| Deposits | Q4 2017vs Q4 2016 | $5.2MM$4.7MM |
| Equity Capital | Q4 2017vs Q4 2016 | $478.00K$460.00K |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $46.00K$49.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $4.00K$196.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Sorry, we do not have rate data for Twin Oaks Federal Credit Union.
| Twin Oaks Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2411 Jackson Ave | Point Pleasant, WV 25550 |
| Main Office | 27405 Huntington Rd | Apple Grove, WV 25502 |