Twin Oaks Federal Credit Union
Twin Oaks Federal Credit Union is headquartered in Apple Grove and is the 69th largest credit union in the state of West Virginia. It is also the 4,882nd largest credit union in the nation. It was established in 1977 and as of June of 2016, it had grown to 5 employees and 1,176 members at 2 locations. Twin Oaks Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Must live, work, worship, conduct business or attend schools in Mason County.
See current membership details
Twin Oaks Federal Credit Union - Point Pleasant Branch
My husband and I needed needed a loan to buy a cargo van, and we felt that we would get a better rate at the credit union than at a bank. The ladies at Twin Oaks are always super friendly, and we never have to wait more than a few minutes to speak to someone. The loan application was simple, and the employee was able to approve our loan very quickly. We were going to drive about three hours to look at a van, but we weren't positive that we would buy it. The credit union went ahead and gave us a check and assured us that we could cancel out the loan if we decided not to purchase the van. This way we didn't have to make two trips. We were very happy with the service and would certainly go to Twin Oaks Federal Credit Union if we need another loan in the future.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 22681 |
| Year Chartered | 1977 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 6.31% |
| Annual Interest Income | $154.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $5.2MM$5.0MM |
| Loans | Q2 2016vs Q2 2015 | $4.7MM$4.4MM |
| Deposits | Q2 2016vs Q2 2015 | $4.7MM$4.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $444.00K$415.00K |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $47.00K$34.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $24.00K$14.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Sorry, we do not have rate data for Twin Oaks Federal Credit Union.
| Twin Oaks Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2411 Jackson Ave | Point Pleasant, WV 25550 |
| Main Office | 27405 Huntington Rd | Apple Grove, WV 25502 |