Twin Rivers Federal Credit Union is headquartered in Massena and is the 148th largest credit union in the state of New York. It is also the 2,683rd largest credit union in the nation. It was established in 1970 and as of March of 2025, it had grown to 8 employees and 2,627 members at 1 location. Twin Rivers Federal Credit Union's CD rates are 68% higher than the national average, and it has a B health rating.
Membership is open to those who live, worship, attend school or work in, or businesses located in St. Lawrence County in New York.
See current membership details
Overall | |
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NCUA # | 20290 |
Year Chartered | 1970 |
Employees | 8 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.58% |
Return on Equity - YTD | 8.26% |
Annual Interest Income | $409K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $38.2MM$37.9MM |
Loans | Q1 2025vs Q1 2024 | $15.7MM$16.3MM |
Deposits | Q1 2025vs Q1 2024 | $35.3MM$35.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $2.7MM$1.9MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $177K$181K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $8K$32K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Twin Rivers Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $0 | - | Share Account | |
0.05% | $0 | - | Christmas Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.78% | $1k | - | 36 Month CD | |
2.63% | $1k | - | 24 Month CD | |
1.51% | $1k | - | 12 Month CD | |
1.00% | $1k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.51% | $500 | - | 12 Month IRA | |
0.05% | $0 | - | Variable Rate IRA |
Twin Rivers Federal Credit Union Locations | ||
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Branch Office | 23 Phillips St | Massena, NY 13662 |