Twin Rivers Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
0.65% APY
30 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.25% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.05% | Savings | 2.00% - Ally Bank Online Savings Account |
| 0.65% | 3-year CD | 2.85% - Synchrony Bank 36 Month CD |
Overview / Commentary
Twin Rivers Federal Credit Union is headquartered in Massena and is the 152nd largest credit union in the state of New York. It is also the 2,901st largest credit union in the nation. It was established in 1970 and as of September of 2018, it had grown to 9 employees and 2,774 members at 1 location. Twin Rivers Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, worship, attend school or work in, or businesses located in St. Lawrence County in New York.
See current membership details
Health
B+
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Twin Rivers Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20290 |
| Year Chartered | 1970 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 6.22% |
| Annual Interest Income | $848.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $29.7MM$29.2MM |
| Loans | Q3 2018vs Q3 2017 | $14.9MM$14.4MM |
| Deposits | Q3 2018vs Q3 2017 | $26.0MM$25.4MM |
| Equity Capital | Q3 2018vs Q3 2017 | $3.4MM$3.4MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $58.00K$53.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $6.00K$0 |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
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Twin Rivers Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Variable Rate IRA | |
| 0.05% | - | - | Share Account | |
| 0.05% | - | - | Christmas Club Account |
Twin Rivers Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | $1k | - | 30 Month CD | |
| 0.65% | $1k | - | 36 Month CD | |
| 0.50% | $1k | - | 24 Month CD | |
| 0.35% | $1k | - | 18 Month CD | |
| 0.25% | $1k | - | 12 Month CD | |
| 0.25% | - | - | 12 Month Scottie Savers CD | |
| 0.10% | $1k | - | 6 Month CD |
Locations
| Twin Rivers Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 23 Phillips St | Massena, NY 13662 |