Twin Rivers Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
0.65% APY
30 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.25% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 0.05% | Savings | Share Account |
| 0.65% | 3-year CD | 36 Month CD 1.85% - Synchrony Bank 36 Month CD |
Overview / Commentary
Twin Rivers Federal Credit Union is headquartered in Massena and is the 156th largest credit union in the state of New York. It is also the 2,961st largest credit union in the nation. It was established in 1970 and as of March of 2017, it had grown to 8 employees and 2,872 members at 1 location. Twin Rivers Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, worship, attend school or work in, or businesses located in St. Lawrence County in New York.
See current membership details
Health
B
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Twin Rivers Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20290 |
| Year Chartered | 1970 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.69% |
| Return on Equity - YTD | 6.04% |
| Annual Interest Income | $219.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $29.5MM$29.3MM |
| Loans | Q1 2017vs Q1 2016 | $13.1MM$12.6MM |
| Deposits | Q1 2017vs Q1 2016 | $25.9MM$26.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $3.3MM$3.2MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $56.00K$88.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $2.00K$73.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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Twin Rivers Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | IRA Account (Variable Rate) | |
| 0.05% | - | - | Share Account | |
| 0.05% | - | - | Christmas Club Account |
Twin Rivers Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | $1k | - | 30 Month CD | |
| 0.65% | $1k | - | 36 Month CD | |
| 0.50% | $1k | - | 24 Month CD | |
| 0.35% | $1k | - | 18 Month CD | |
| 0.25% | $1k | - | 12 Month CD | |
| 0.25% | $500 | - | 12 Month Scottie Savers Share CD | |
| 0.10% | $1k | - | 6 Month CD |
Locations
| Twin Rivers Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 23 Phillips St | Massena, NY 13662 |