Overview / Commentary
218-834-2266
801 11Th St
Two Harbors, MN 55616

Two Harbors Federal Credit Union is headquartered in Two Harbors and is the 47th largest credit union in the state of Minnesota. It is also the 1,895th largest credit union in the nation. It was established in 1948 and as of June of 2018, it had grown to 13 employees and 4,502 members at 1 location. Two Harbors Federal Credit Union's CD rates are 22% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lake County, Lakeside and Lester Park neighborhoods in Duluth, and townships north from Lester Park including Bassett.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Two Harbors Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #5721
Year Chartered1948
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD3.25%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$76.0MM$71.6MM
LoansQ2 2018vs Q2 2017$49.9MM$47.3MM
DepositsQ2 2018vs Q2 2017$63.9MM$59.8MM
Equity CapitalQ2 2018vs Q2 2017$11.7MM$11.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$105.00K$111.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$119.00K$186.00K
Real Estate OwnedQ2 2018vs Q2 2017$50.00K$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Two Harbors Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Two Harbors Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Health Savings Account
OTHER TIERS: 0.50% $500 - $2.5k | 0.75% $2.5k - $25k
0.40%*$50k*-IRA Accounts
OTHER TIERS: 0.25% $100 - $2.5k | 0.30% $2.5k - $25k | 0.35% $25k - $50k
0.15%$5-Primary Shares
0.15%$1-Christmas Shares
0.15%$1-Secondary Shares

Two Harbors Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Money Market Shares
OTHER TIERS: 0.10% $500 - $2.5k | 0.25% $2.5k - $25k

Two Harbors Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft Plus

Two Harbors Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$2.5k*-60 Month CD
OTHER TIERS: 1.95% $500 - $2.5k
2.00%*$2.5k*-48 Month CD
OTHER TIERS: 1.70% $500 - $2.5k
1.80%*$2.5k*-36 Month CD
OTHER TIERS: 1.50% $500 - $2.5k
1.50%*$2.5k*-24 Month CD
OTHER TIERS: 1.20% $500 - $2.5k
1.25%*$2.5k*-18 Month CD
OTHER TIERS: 0.95% $500 - $2.5k
1.10%*$2.5k*-12 Month CD
OTHER TIERS: 0.80% $500 - $2.5k
0.55%$2.5k-6 Month CD

Two Harbors Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$2k*-60 Month IRA
OTHER TIERS: 1.95% $500 - $2k
2.00%*$2k*-48 Month IRA
OTHER TIERS: 1.70% $500 - $2k
1.80%*$2k*-36 Month IRA
OTHER TIERS: 1.50% $500 - $2k
1.50%*$2k*-24 Month IRA
OTHER TIERS: 1.20% $500 - $2k
1.25%*$2k*-18 Month IRA
OTHER TIERS: 0.95% $500 - $2k
1.10%*$2k*-12 Month IRA
OTHER TIERS: 0.80% $500 - $2k
0.55%$2k-6 Month IRA
Locations


Two Harbors Federal Credit Union Locations
Branch Office801 11th StTwo Harbors, MN 55616

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.