Two River Community Bank

Deposits held and insured by OceanFirst Bank

Overview / Commentary
1250 Highway 35, South
Middletown, NJ 07748
Deposits held and insured by OceanFirst Bank

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Reviews (1)

Local Bank

Posted by: |

The local bank I chose to work with originally was Two River Community bank. The workers in the institution were exceptional always helping me with all my needs, but as a millennial I do things mostly online. The mobile banking app was dreadful and I was not able to transfer funds freely. Now I am banking with PNC and their mobile support is much better. Their app is easy to use and I find that very important in my banking. Two River Bank is a local bank so it is difficult for them to compete with the large banks like Chase, PNC, and Wells Fargo. If they were able to implement a better mobile banking experience I'd be willing to give them another chance.


Data as of Q4 2019

Data displayed below is for insuring bank: OceanFirst Bank
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Health Grade Components

FDIC Certificate #28359
Year Established1902
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD7.86%
Annual Interest Income$309.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$8.25B$7.52B
LoansQ4 2019vs Q4 2018$6.21B$5.58B
DepositsQ4 2019vs Q4 2018$6.35B$5.84B
Equity CapitalQ4 2019vs Q4 2018$1.20B$1.10B
Loan Loss AllowanceQ4 2019vs Q4 2018$16.9MM$16.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$25.1MM$26.3MM
Real Estate OwnedQ4 2019vs Q4 2018$264.00K$1.4MM
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Always verify rates and promotions with the bank or credit union. We are not Two River Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Two River Community Bank Savings Account Rates

0.25%*$250k*-Prestige Savings
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $100k | 0.20% $100k - $250k
0.15%*$25k*-Health Savings Account (HSA)
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.05%--Statement Savings
0.05%--Holiday Club
0.05%--IRA Statement Savings
0.05%--Roth IRA Statement Savings
0.05%--Business Statement Savings

Two River Community Bank Money Market Rates

0.15%*$10k*-Preferred Money Market
OTHER TIERS: 0.05% Up to $10k
0.15%*$10k*-Preferred Business Money Market
OTHER TIERS: 0.05% Up to $10k

Two River Community Bank Checking Account Rates

0.10%*$5k*-Platinum Checking
OTHER TIERS: 0.05% Up to $5k
0.10%--50 + Free Checking
0.10%--Business Interest NOW Checking

Two River Community Bank CD Rates

1.05%$500-13 Month CD
0.75%$500-5 Year CD
0.60%$500-30 Month CD
0.50%$500-4 Year CD
0.45%$500-3 Year CD
0.40%$500-2 Year CD
0.35%$500-18 Month CD
0.25%$500-1 Year CD
0.20%$1k-9 Month CD
0.15%$1k-6 Month CD
0.10%$1k-3 Month CD

Two River Community Bank IRA Rates

1.05%$500-13 Month IRA
0.75%$500-5 Year IRA
0.60%$500-30 Month IRA
0.50%$500-4 Year IRA
0.45%$500-3 Year IRA
0.40%$500-2 Year IRA
0.25%$500-1 Year IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.