Two Rivers Bank and Trust is headquartered in Burlington and is the 21st largest bank in the state of Iowa. It is also the 915th largest bank in the nation. It was established in 2005 and as of December of 2017, it had grown to 161 employees at 12 locations. Two Rivers Bank and Trust has an A health rating.
Opened a checking account through this bank. As i currently live in Iowa and I wanted something that was not quite as big name and something a little more local. I checked out this bank. I was needing an account to pay bills and receive direct deposits as I do not like cashing a check every week. I went in and talked to the teller told her i wanted to open an account. She got someone to assist me rather fast and within thirty minutes I was out of there with my bank account. I even was able to set up direct deposit rather fast. The following day I called them with some questions and they sat on the phone for a good twenty minutes going over the rates and fees for their checking as I was generally wanting to be sure was excellent service. It was a ten out of ten experience.
|FDIC Certificate #||58013|
|Return on Assets - YTD||0.75%|
|Return on Equity - YTD||8.24%|
|Annual Interest Income||$30.6MM|
|Assets and Liabilities|
|Assets||Q4 2017vs Q4 2016||$833.7MM$768.4MM|
|Loans||Q4 2017vs Q4 2016||$658.5MM$578.0MM|
|Deposits||Q4 2017vs Q4 2016||$700.1MM$631.1MM|
|Equity Capital||Q4 2017vs Q4 2016||$73.0MM$69.4MM|
|Loan Loss Allowance||Q4 2017vs Q4 2016||$7.5MM$7.6MM|
|Unbacked Noncurrent Loans||Q4 2017vs Q4 2016||$5.7MM$8.6MM|
|Real Estate Owned||Q4 2017vs Q4 2016||$461.00K$813.00K|
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