Two Rivers Bank and Trust


Overview / Commentary
319-753-9100
222 North Main Street
Burlington, IA 52601

Two Rivers Bank and Trust is headquartered in BURLINGTON and is the 23rd largest bank in the state of Iowa. It is also the 910th largest bank in the nation. It was established in 2005 and as of December of 2024, it had grown to 144 employees at 14 locations. Two Rivers Bank and Trust has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #58013
Year Established2005
Employees144
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.53%
Annual Interest Income$54.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.17B$1.2B
LoansQ4 2024vs Q4 2023$919.5MM$917.1MM
DepositsQ4 2024vs Q4 2023$1.01B$1.02B
Equity CapitalQ4 2024vs Q4 2023$132.3MM$128.4MM
Loan Loss AllowanceQ4 2024vs Q4 2023$12MM$12MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$10MM$5.4MM
Real Estate OwnedQ4 2024vs Q4 2023$476K$30K
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