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Overview / Commentary
222 North Main Street
Burlington, IA 52601

Two Rivers Bank and Trust is headquartered in Burlington and is the 23rd largest bank in the state of Iowa. It is also the 963rd largest bank in the nation. It was established in 2005 and as of March of 2017, it had grown to 155 employees at 12 locations. Two Rivers Bank and Trust has an A health rating.


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Health Grade Components

FDIC Certificate #58013
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD9.15%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$782.5MM$719.9MM
LoansQ1 2017vs Q1 2016$609.8MM$565.4MM
DepositsQ1 2017vs Q1 2016$657.6MM$586.9MM
Equity CapitalQ1 2017vs Q1 2016$71.3MM$68.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$7.7MM$7.6MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$6.5MM$4.6MM
Real Estate OwnedQ1 2017vs Q1 2016$501.00K$949.00K
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Two Rivers Bank and Trust Savings Account Rates

0.50%*$5k*-Health Savings Account (HSA)
OTHER TIERS: 0.25% Up to $5k
0.47%*-$25kWOW! Saver
OTHER TIERS: 0.10% $25k+

Two Rivers Bank and Trust Checking Account Rates

1.00%*-$25kWOW! Checking
OTHER TIERS: 0.15% $25k+

Two Rivers Bank and Trust has 12 locations. Click to view all Two Rivers Bank and Trust locations.