Tyndall Federal Credit Union


Overview / Commentary
850-769-9999
3109 Minnesota Ave
Panama City, FL 32405

Tyndall Federal Credit Union is headquartered in Panama City and is the 14th largest credit union in the state of Florida. It is also the 198th largest credit union in the nation. It was established in 1956 and as of March of 2021, it had grown to 245 employees and 114,472 members at 13 locations. Tyndall Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Tyndall Federal Credit Union is open to the following: (1) Those who live, work, worship, attend school or volunteer in either Bay, Calhoun, Franklin, Gulf, Holmes, Jackson, Leon, Okaloosa, Walton, or Washington counties in Florida, or Baldwin, Houston, or Mobile counties in Alabama; (2) Those who are currently stationed at or work at Tyndall Air Force Base and employees of FBI, Gulf County, Internal Revenue Service, and other Select Employer Groups (a complete list can be found on the credit union's website); (3) Immediate family and household members.
See current membership details

Best Credit Union Around!

I have banked with Tyndall for close to 6 years. I have 2 car loans and a credit card with them and wouldn't wish to bank anywhere else. They have the best rates and their staff is knowledgeable and kind!

Tyndall Federal Credit Union Saved Me A Ton Of Money By Refinancing My Home!

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Refinanced my Mortgage with Tyndall Federal Credit Union and saved over 2% on my rate, which saved me over $100,000 in interest!!! The representative was so awesome to work with. I started the process on a Monday and 3 weeks to the day, I was in the closing office and finished refinancing my home. It's so nice having everything all at 1 financial institution and having a 'Local' person that I can speak with. Tyndall truly does care about their members and saving us money.

Community Credit Union To Grow With

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Since I was a child I have had an account with Tyndall Federal Credit Union. From using just a saving account and Certificate of Deposit account to adding in checking once I graduated high school. I have found it easy to set up the accounts, ask questions related to interest, fees and companies trying to debit my accounts without permission. In cases of people trying to empty my accounts, I found TFCU quickly able to lock the account and get my money returned in days without having to fight them over it. Even adding in a debit card was simple and replacing it once they added in chips was just as simple. I see myself continuing to use them as well as, once I have children, helping them set up accounts as well.

Unfriendly Practices

I left a forwarding address for a three month temporary, seasonal move. Tyndall received that notification, stopped mailing me paper statements and began charging me inactive fees. That continued until my account balance was $0. They never reached out by phone or again to my permanent address, both of which they had on file. They refuse to reverse the fees. If I were a loan customer, I'm sure I would have received a phone call. Poor customer service, Tyndall is obviously not concerned with customers' interests. Save your money someplace that is grateful.

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Health
A+

Health Grade Components

Overall
NCUA #10754
Year Chartered1956
Employees245
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD9.21%
Annual Interest Income$11.3MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$1.99B$1.65B
LoansQ1 2021vs Q1 2020$855.8MM$743.2MM
DepositsQ1 2021vs Q1 2020$1.58B$1.41B
Equity CapitalQ1 2021vs Q1 2020$197.4MM$194.0MM
Loan Loss AllowanceQ1 2021vs Q1 2020$3.5MM$5.5MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$823.00K$1.1MM
Real Estate OwnedQ1 2021vs Q1 2020$0$41.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Tyndall Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tyndall Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$50-IRA Contributory
0.01%$5-Regular Share
0.01%$5-Club Account

Tyndall Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Money Market

Tyndall Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$25kSmart Checking Smart Rate - Qualifying (Monthly Debits & DD)
OTHER TIERS: 0.05% $50k+ | 1.00% $25k - $50k

Tyndall Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-48 Month CD
0.60%$1k-60 Month CD
0.45%$1k-36 Month CD
0.35%$1k-24 Month CD
0.25%$1k-12 Month CD

Tyndall Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 Month IRA
0.65%$1k-48 Month IRA
0.60%$1k-36 Month IRA
0.50%$1k-24 Month IRA
0.40%$1k-12 Month IRA
Locations

Availability



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