Featured Savings Rates
Featured Accounts

Tyndall Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.75%5-year CD60 Month CD
1.55%4-year CD48 Month CD
1.45%3-year CD36 Month CD

Overview / Commentary
850-769-9999
3109 Minnesota Ave
Panama City, FL 32405-5026

Tyndall Federal Credit Union is headquartered in Panama City and is the 14th largest credit union in the state of Florida. It is also the 212th largest credit union in the nation. It was established in 1956 and as of June of 2017, it had grown to 244 employees and 112,511 members at 15 locations. Tyndall Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Tyndall Federal Credit Union is open to those who live, work, worship, attend school or volunteer in either Bay, Calhoun, Franklin, Gulf, Holmes, Jackson, Leon, Okaloosa, Walton, or Washington counties in Florida, or Baldwin, Houston, or Mobile counties in Alabama. Membership is also open to those who are currently stationed at or work at Tyndall Air Force Base and employees of FBI, Gulf County, Internal Revenue Service, and other Select Employer Groups.
See current membership details

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Best bank in NW Florida

Tyndal Federal Credit Union is one of the best banks around. When I used them, there was an incentive to open an account. They normally offer a free gift for opening an account. They were one of the 1st banks to waive ATM fees ,They reimbursed ATM fees .Their NSF fees are lower than the average bank. At the time, they also had the highest interest earning checking accounts around. I have never been wronged by TFCU, now both my children have accounts there.

No Body Is Perfect.

Posted by: Anonymous | May 3, 2012

I am 50 years old and have had an account with Tyndall since I was 14.They have been responsible for financing my home, many autos, all my big toys (Boats,motorcycles etc.).They have done exactly as promised on every occasion. You would have to prove to me that there is a better financial institution anywhere. My Family and myself are totally satisfied with every aspect of our relationship with Tyndall.

Non-Sufficient Funds Fees

For almost 2 years I have NSF fees every pay check. I had lost my good paying job and I begged them for help to get back on my feet and no help. So after 2 years I was able to get my account in the green. With Christmas more spending and I over drew my checking account. However I have a savings with money in it that would cover all the charges plus more that the charges should have came out of it. I was hit for not 1 not 2 but 4 NSF fees. I asked them for help explaining were the money was and everything. They replied our union did not make any mistakes and will not refund the fees. I will be taking my business else where. Anyone thinking about banking with Tyndall run. They are not as good as you think they are. BTW I have been a member for 24 years.

Never Use Them For Auto Loan

I've had an auto loan with TFCU since July, 2012. I remarried, and moved, so I contacted them to change my name and address on the loan docs, and get my registration updated. They convinced me to come into the branch, so they could talk to me about obtaining a lower interest rate on my auto loan. Once I make the trip to the branch, and sat thru the whole spiel about what they can do for me, I find out a lower interest rate is not available to me. Of course, it's 3 weeks later when they finally admit that fact to me. To make matters worse, when it is all said and done, my car payment was HIGHER. Then (insult to injury), they lost my registration. I started the process in mid-April. It is now the first of June, and I still do not have my updated registration. I do have a higher car payment, and I had to pay out almost $200 to get my information updated. I will never, ever use Tyndall Federal Credit Union for anything ever again.

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Health

Health Grade Components

Overall
NCUA #10754
Year Chartered1956
Employees244
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD5.63%
Annual Interest Income$16.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.28B$1.23B
LoansQ2 2017vs Q2 2016$658.5MM$669.3MM
DepositsQ2 2017vs Q2 2016$1.12B$1.07B
Equity CapitalQ2 2017vs Q2 2016$127.8MM$129.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$4.8MM$4.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$2.8MM$2.6MM
Real Estate OwnedQ2 2017vs Q2 2016$284.00K$54.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Tyndall Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Tyndall Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$50-IRA Contributory
0.10%*$25k*-Regular Share
OTHER TIERS: 0.05% Up to $25k
0.10%*$25k*-Uniform Gift to Minors
OTHER TIERS: 0.05% Up to $25k
0.10%*$25k*-Club Account
OTHER TIERS: 0.05% Up to $25k

Tyndall Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market
OTHER TIERS: 0.15% $1k - $25k

Tyndall Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25*$50kSmart Checking Smart Rate 2 (41 Minimum Debit Transactions)
OTHER TIERS: 0.05% $50k+
0.50%*$25*$50kSmart Checking Smart Rate 1 (21 Minimum Debit Transactions)
OTHER TIERS: 0.05% $50k+

Tyndall Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-60 Month CD
1.75%$500-60 Month Certificate Advantage CD
1.55%$1k-48 Month CD
1.55%$500-48 Month Certificate Advantage CD
1.45%$1k-36 Month CD
1.45%$500-36 Month Certificate Advantage CD
1.15%$1k-24 Month CD
1.15%$500-24 Month Certificate Advantage CD
0.95%$1k-18 Month CD
0.85%$1k-12 Month CD
0.85%$500-12 Month Certificate Advantage CD
0.75%$1k-18 - 36 Month Variable Term CD
0.45%$1k-182 Day CD
0.25%$1k-91 Day CD

Tyndall Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-60 Month IRA
1.75%$500-60 Month Certificate Advantage IRA
1.55%$1k-48 Month IRA
1.55%$500-48 Month Certificate Advantage IRA
1.45%$1k-36 Month IRA
1.45%$500-36 Month Certificate Advantage IRA
1.15%$1k-24 Month IRA
1.15%$500-24 Month Certificate Advantage IRA
0.95%$1k-18 Month IRA
0.85%$1k-12 Month IRA
0.85%$500-12 Month Certificate Advantage IRA
Locations

Availability