Tyndall Federal Credit Union

Overview / Commentary
3109 Minnesota Ave
Panama City, FL 32405-5026

Tyndall Federal Credit Union is headquartered in Panama City and is the 14th largest credit union in the state of Florida. It is also the 195th largest credit union in the nation. It was established in 1956 and as of September of 2020, it had grown to 250 employees and 113,450 members at 14 locations. Tyndall Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Tyndall Federal Credit Union is open to the following: (1) Those who live, work, worship, attend school or volunteer in either Bay, Calhoun, Franklin, Gulf, Holmes, Jackson, Leon, Okaloosa, Walton, or Washington counties in Florida, or Baldwin, Houston, or Mobile counties in Alabama; (2) Those who are currently stationed at or work at Tyndall Air Force Base and employees of FBI, Gulf County, Internal Revenue Service, and other Select Employer Groups (a complete list can be found on the credit union's website); (3) Immediate family and household members.
See current membership details

Tyndall Federal Credit Union Saved Me A Ton Of Money By Refinancing My Home!

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Refinanced my Mortgage with Tyndall Federal Credit Union and saved over 2% on my rate, which saved me over $100,000 in interest!!! The representative was so awesome to work with. I started the process on a Monday and 3 weeks to the day, I was in the closing office and finished refinancing my home. It's so nice having everything all at 1 financial institution and having a 'Local' person that I can speak with. Tyndall truly does care about their members and saving us money.

No Body Is Perfect.

Posted by: |

I am 50 years old and have had an account with Tyndall since I was 14.They have been responsible for financing my home, many autos, all my big toys (Boats,motorcycles etc.).They have done exactly as promised on every occasion. You would have to prove to me that there is a better financial institution anywhere. My Family and myself are totally satisfied with every aspect of our relationship with Tyndall.

Community Credit Union To Grow With

Posted by: |

Since I was a child I have had an account with Tyndall Federal Credit Union. From using just a saving account and Certificate of Deposit account to adding in checking once I graduated high school. I have found it easy to set up the accounts, ask questions related to interest, fees and companies trying to debit my accounts without permission. In cases of people trying to empty my accounts, I found TFCU quickly able to lock the account and get my money returned in days without having to fight them over it. Even adding in a debit card was simple and replacing it once they added in chips was just as simple. I see myself continuing to use them as well as, once I have children, helping them set up accounts as well.

Beware..... Do Not Use

Posted by: |

shady.... would give no stars but not an option.



Health Grade Components

NCUA #10754
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD8.71%
Annual Interest Income$36.8MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$1.84B$1.61B
LoansQ3 2020vs Q3 2019$808.4MM$734.5MM
DepositsQ3 2020vs Q3 2019$1.50B$1.40B
Equity CapitalQ3 2020vs Q3 2019$210.2MM$174.8MM
Loan Loss AllowanceQ3 2020vs Q3 2019$4.7MM$6.4MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$1.1MM$996.00K
Real Estate OwnedQ3 2020vs Q3 2019$65.00K$63.00K
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Always verify rates and promotions with the bank or credit union. We are not Tyndall Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tyndall Federal Credit Union Savings Account Rates

1.50%$50-IRA Contributory
0.01%$5-Regular Share
0.01%$5-Club Account

Tyndall Federal Credit Union Money Market Rates

0.05%--Money Market

Tyndall Federal Credit Union Checking Account Rates

0.25%*$25*$50kSmart Checking Smart Rate 2 (41+ Debit Transactions per month)
OTHER TIERS: 0.05% $50k+
0.10%*$25*$50kSmart Checking Smart Rate 1 (21-40 Debit Transactions per month)
OTHER TIERS: 0.05% $50k+

Tyndall Federal Credit Union CD Rates

0.45%$1k-60 Month CD
0.45%$500-60 Month Certificate Advantage CD
0.40%$1k-48 Month CD
0.40%$500-48 Month Certificate Advantage CD
0.35%$1k-36 Month CD
0.35%$500-36 Month Certificate Advantage CD
0.25%$1k-24 Month CD
0.25%$500-24 Month Certificate Advantage CD
0.15%$1k-12 Month CD
0.15%$500-12 Month Certificate Advantage CD
0.10%$1k-182 Day CD
0.05%$1k-91 Day CD

Tyndall Federal Credit Union IRA Rates

0.70%$1k-60 Month IRA
0.70%$500-60 Month Certificate Advantage IRA
0.65%$1k-48 Month IRA
0.65%$500-48 Month Certificate Advantage IRA
0.60%$1k-36 Month IRA
0.60%$500-36 Month Certificate Advantage IRA
0.50%$1k-24 Month IRA
0.50%$500-24 Month Certificate Advantage IRA
0.40%$1k-12 Month IRA
0.40%$500-12 Month Certificate Advantage IRA


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