Tyndall Federal Credit Union


Overview / Commentary
850-769-9999
909 East 23rd Street
Panama City, FL 32405

Tyndall Federal Credit Union is headquartered in Panama City and is the 16th largest credit union in the state of Florida. It is also the 256th largest credit union in the nation. It was established in 1956 and as of June of 2024, it had grown to 224 employees and 113,829 members at 10 locations. Tyndall Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Tyndall Federal Credit Union is open to the following: (1) Those who live, work, worship, attend school or volunteer in either Bay, Calhoun, Franklin, Gulf, Holmes, Jackson, Leon, Okaloosa, Walton, or Washington Counties in Florida, or Baldwin, Houston, or Mobile Counties in Alabama; (2) Those who are currently stationed at or work at Tyndall Air Force Base and employees of FBI, Gulf County, Internal Revenue Service, and other Select Employer Groups (a complete list can be found on the credit union's website); (3) Immediate family and household members.
See current membership details

Reviews (3)

Mortgage Refinancing

Posted by: |

Debbie Beasock & TFCU

"Debbie Beasock" she is the lady to call on for your Home Loan needs. Honest, fair, and to the point, very effective & efficient with all aspects of documentation to close the deal in a very timely manner. She is great at returning text messages, calls and has a special kindness and a very patient demeanor. If you have your ducks in a row, have decent Credit and pay your Bill's, with Debbie, you can close on your refinance very fast. And have a great record low interest rate. Even better than "Rocket Mortgage" QL... I want to sincerely thank Mrs. Beacock for her patients and understanding being so good to me and helping me to get the last loan I will ever need. Tyndall Federal C.U. was smart to hire Debbie! God bless her....Glad to be back with my long time Credit Union home. The Best in the USA! :)

Best Credit Union Around!

I have banked with Tyndall for close to 6 years. I have 2 car loans and a credit card with them and wouldn't wish to bank anywhere else. They have the best rates and their staff is knowledgeable and kind!

Unfriendly Practices

I left a forwarding address for a three month temporary, seasonal move. Tyndall received that notification, stopped mailing me paper statements and began charging me inactive fees. That continued until my account balance was $0. They never reached out by phone or again to my permanent address, both of which they had on file. They refuse to reverse the fees. If I were a loan customer, I'm sure I would have received a phone call. Poor customer service, Tyndall is obviously not concerned with customers' interests. Save your money someplace that is grateful.



Health
B+

Health Grade Components

Overall
NCUA #10754
Year Chartered1956
Employees224
Primary Regulator
Profit Margin
Return on Assets - YTD1.99%
Return on Equity - YTD26.16%
Annual Interest Income$41.2MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.91B$1.93B
LoansQ2 2024vs Q2 2023$1B$910.7MM
DepositsQ2 2024vs Q2 2023$1.59B$1.61B
Equity CapitalQ2 2024vs Q2 2023$145.8MM$129.1MM
Loan Loss AllowanceQ2 2024vs Q2 2023$4.9MM$5.4MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.7MM$699K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Tyndall Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tyndall Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$50-IRA Contributory
0.01%$5-Regular Share
0.01%$5-Club Account

Tyndall Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$50k*-Money Market
OTHER TIERS: 0.75% $1k - $10k | 1.00% $10k - $25k | 1.25% $25k - $50k

Tyndall Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-7 Month CD Special
3.50%$1k-60 Month CD
3.25%$1k-48 Month CD
3.00%$1k-36 Month CD
2.75%$1k-24 Month CD
2.50%$1k-12 Month CD

Tyndall Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$1k-60 Month IRA
3.25%$1k-48 Month IRA
3.00%$1k-36 Month IRA
2.75%$1k-24 Month IRA
2.50%$1k-12 Month IRA
Locations


Cities: Dothan, Lynn Haven, Marianna, Mobile, Panama City, Panama City Beach, Port St Joe, Spanish Fort

Dothan Branches
Branch Office4674 W Main StDothan, AL 36305-1088

Lynn Haven Branches
Branch Office1601 Ohio AveLynn Haven, FL 32444-3746

Marianna Branches
Branch Office4926 Westside PlzMarianna, FL 32448-2564

Mobile Branches
Branch Office6353 Cottage Hill Rd Unit AMobile, AL 36609-3116

Panama City Branches
Branch OfficeBuilding 913Panama City, FL 32403
Branch Office909 E 23rd StPanama City, FL 32405-5312
Branch Office838 S Tyndall PkwyPanama City, FL 32404-6930

Panama City Beach Branches
Branch Office11350 Panama City Beach PkwyPanama City Beach, FL 32407-2451

Port St Joe Branches
Branch Office501 Cecil G Costin Sr BlvdPort St Joe, FL 32456-1774

Spanish Fort Branches
Branch Office6470 Spanish Fort BlvdSpanish Fort, AL 36527

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